P & L ANTWERPEN
ActiveSummary
P & L ANTWERPEN has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.44M and a net result of €-30k. Equity is shrinking by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 84% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability16▼-56
Solvency100=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 16.93 against 6.37 in 2024; short-term debt: 3.3% and cash: 1.5% of total assets), and 13.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.7%
Return on assets
-1.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
144 d late
2023
496 d late
2023
3 d late
2020
on the day
2018
31 d early
2017
61 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.44M▼ 2.0%
2024 · €1.47M
2020: €2.32M
2023: €1.79M
2023: €1.42M
2024: €1.47M
2020 → 2025
Total assets
€1.66M▼ 11.1%
2024 · €1.86M
2020: €2.68M
2023: €2.08M
2023: €1.81M
2024: €1.86M
2020 → 2025
Net result
€-30k
2024 · €46k
2020: €-21k
2023: €66k
2023: €-105k
2024: €46k
2020 → 2025
Working capital
€884k▼ 23.1%
2024 · €1.15M
2020: €1.94M
2023: €1.04M
2023: €1.06M
2024: €1.15M
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202023202320242025Trend
Equity€2.32M-€1.79M▼ 22.6%€1.42M▼ 20.8%€1.47M▲ 3.3%€1.44M▼ 2.0%
Operating result€-33k-€44k€-14k€38k€-58k
Net result€-21k-€66k€-105k€46k€-30k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.66M
Fixed assets
€717k ▲ 43.9%
Current assets
€940k ▼ 31.1%
Equity and liabilities €1.66M
Equity
€1.44M ▼ 2.0%
Provisions
€165k ▼ 9.6%
Debt
€56k ▼ 74.1%
Debt's share of the balance-sheet total falls from 11.5% to 3.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-1k▼
2024 · €95k
Cash flow
€27k▼
2024 · €103k
Current ratio
16.93▲
2024 · 6.37
Debt to equity
0.04▼
2024 · 0.15
ROE
-2.1%▼
2024 · 3.2%
ROA
-1.8%▼
2024 · 2.5%
Interest coverage
-2.80▼
2024 · 153.36
Debt ≤ 1 year
€56k▼
2024 · €214k
Income taxes
€414▼
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.86M€1.66M▼
Fixed assets21/28€498k€717k▲
Tangible fixed assets22/27€498k€475k▼
Land and buildings22€487k€459k▼
Plant, machinery and equipment23€7k€16k▲
Furniture and vehicles24€3k€816▼
Financial fixed assets28€714€242k▲
Current assets29/58€1.36M€940k▼
Amounts receivable within one year40/41€442k€409k▼
Trade receivables40€64k€31k▼
Other amounts receivable41€378k€378k=
Current investments50/53€646k€504k▼
Cash at bank and in hand54/58€274k€25k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.86M€1.66M▼
Equity10/15€1.47M€1.44M▼
Contributions10/11€140k€140k=
Reserves13€1.33M€1.30M▼
Non-distributable reserves130/1€14k€14k=
Reserves not available under the articles1311€14k€14k=
Tax-exempt reserves132€483k€449k▼
Distributable reserves133€829k€833k▲
Profit (loss) carried forward14€0-
Provisions and deferred taxes16€183k€165k▼
Deferred taxes168€183k€165k▼
Amounts payable17/49€214k€56k▼
Amounts payable within one year42/48€214k€56k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€141k€13k▼
Suppliers440/4€141k€13k▼
Taxes, remuneration and social security45€33k€2k▼
Taxes450/3€33k€2k▼
Other amounts payable47/48€40k€41k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€57k€57k▲
Other operating charges640/8€12k€87k▲
Gross operating margin9900€107k€86k▼
Operating profit (loss)9901€38k€-58k▼
Financial income75/76B€18k€12k▼
Recurring financial income75€18k€12k▼
Financial charges65/66B€620€396▼
Recurring financial charges65€620€396▼
Profit (loss) for the period before taxes9903€56k€-47k▼
Transfer from deferred taxes780€18k€18k=
Income taxes67/77€27k€414▼
Profit (loss) for the period9904€46k€-30k▼
Transfer from tax-exempt reserves789€34k€34k=
Profit (loss) for the period to be appropriated9905€80k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€80k€4k▼
Transfer from equity791/2€0-
Transfer to equity691/2€80k€4k▼
To other reserves6921€80k€4k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Liquidity triplescurrent ratio 16.93
Current ratio from 6.37 to 16.93; short-term debt falls from €214k to €56k.
22-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 144 days late
09-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 496 days late
2024
31-12
Financial
Back to profitnet €46k
Net result €46k after one loss-making year.
03-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 3 days late
2023
31-12
Financial
Weakest financial yearnet €-105k ▼261%
Net result drops to €-105k, the lowest in the series; recovery starts the following year.
31-05
Financial
Back to profitnet €66k
Net result €66k after one loss-making year.
2020
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
25-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2015
24-11
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2014
29-11
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meidoornlaan (Heide) 402920 KalmthoutGround area
2,187 m²
Building footprint
258 m²
Volume, LiDAR
1,975 m³
Parcel 11662E0576/00A010, Flanders · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
P & L Holding
since 20062.151.899.567
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11662E0576/00A010 | Flanders | 2,187 m² | 1 · 258 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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REVOLVE
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Tesnolineikata
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TAMAYO
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INVEST'X
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 23,848 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-01-2006
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.