Skip to content

P-J Services

Active
Private limited companyfounded 20188 yrs activeKastanjedreef 11, 3110 Rotselaar, BelgiumKBO/BCE: BE 0699.578.648
Summary

P-J Services has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60k and a net result of €45k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 59% of 1309 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
85 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+7
Solvency79▲+6
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.92 against 1.46 in 2024; short-term debt: 42.2% and cash: 58.6% of total assets), and 46.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 33
Relative position
BE, all sectors
reference
Sector 33
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
53.8%
Return on assets
40.1%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 8 years 0 10 y
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €60k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filings
Deviation from the deadline
2025
30 d late
2024
6 d early
2023
74 d late
2022
32 d late
2021
61 d late
2020
140 d late
2019
62 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€60k▲ 70.4%
2024 · €35k
2019: €42k 2020: €54k 2021: €36k 2022: €20k 2023: €21k 2024: €35k
2019 → 2025
Total assets
€112k▲ 51.6%
2024 · €74k
2019: €74k 2020: €87k 2021: €70k 2022: €94k 2023: €75k 2024: €74k
2019 → 2025
Net result
€45k▲ 216%
2024 · €14k
2019: €30k 2020: €11k 2021: €-17k 2022: €-16k 2023: €859 2024: €14k
2019 → 2025
Working capital
€44k▲ 242%
2024 · €13k
2019: €14k 2020: €32k 2021: €20k 2022: €-11k 2023: €-7k 2024: €13k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€36k-€20k▼ 44.6%€21k▲ 4.3%€35k▲ 67.4%€60k▲ 70.4%
Operating result€-15k-€-14k▲ 9.4%€3k€16k▲ 469%€62k▲ 275%
Net result€-17k-€-16k▲ 4.9%€859€14k▲ 1,554%€45k▲ 216%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40k€60kOperating result 2021: €-15k€-15kNet result 2021: €-17k€-17kOperating result 2022: €-14k€-14kNet result 2022: €-16k€-16kOperating result 2023: €3k€3kNet result 2023: €859€859Operating result 2024: €16k€16kNet result 2024: €14k€14kOperating result 2025: €62k€62kNet result 2025: €45k€45k20212022202320242025€0€20k€40k€60kOperating result 2023: €3k€2.9kNet result 2023: €859€859Operating result 2024: €16k€16kNet result 2024: €14k€14kOperating result 2025: €62k€62kNet result 2025: €45k€45k202320242025
The operating result has risen four years in a row; 2025 is 275% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €112k
Fixed assets €21k ▼ 37.1%
Current assets €91k ▲ 124%
Equity and liabilities €112k
Equity €60k ▲ 70.4%
Debt €52k ▲ 34.3%
Debt's share of the balance-sheet total falls from 52.2% to 46.2%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€77k
2024 · €31k
Cash flow
€60k
2024 · €29k
Current ratio
1.92
2024 · 1.46
Debt to equity
0.86
2024 · 1.09
ROE
74.6%
2024 · 40.3%
ROA
40.1%
2024 · 19.3%
Interest coverage
59.56
2024 · 15.71
Debt ≤ 1 year
€47k
2024 · €28k
Debt > 1 year
€2k
2024 · €11k
Income taxes
€16k
2024 · €225
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet Code20242025
Assets
Total assets20/58€74k€112k
Fixed assets21/28€33k€21k
Tangible fixed assets22/27€33k€21k
Plant, machinery and equipment23€4k€3k
Furniture and vehicles24€29k€18k
Other tangible fixed assets26€693€495
Current assets29/58€40k€91k
Amounts receivable within one year40/41€18k€13k
Trade receivables40€2k€4k
Other amounts receivable41€17k€9k
Cash at bank and in hand54/58€22k€66k
Deferred charges and accrued income490/1€789€12k
Equity and liabilities
Total equity and liabilities10/49€74k€112k
Equity10/15€35k€60k
Contributions10/11€13k€13k=
Reserves13€2k€27k
Non-distributable reserves130/1-€25k
Other1319-€25k
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€21k€21k
Amounts payable17/49€38k€52k
Amounts payable after more than one year17€11k€2k
Financial debts170/4€11k€2k
Amounts payable within one year42/48€28k€47k
Current portion of amounts payable after more than one year42€9k€9k
Trade debts44€4k€3k
Suppliers440/4€4k€3k
Taxes, remuneration and social security45€406€14k
Taxes450/3€406€14k
Other amounts payable47/48€14k€22k
Accrued charges and deferred income492/3-€3k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k
Other operating charges640/8€427€745
Gross operating margin9900€32k€77k
Operating profit (loss)9901€16k€62k
Financial income75/76B€0€1
Recurring financial income75€0€1
Financial charges65/66B€2k€1k
Recurring financial charges65€2k€1k
Profit (loss) for the period before taxes9903€14k€60k
Income taxes67/77€225€16k
Profit (loss) for the period9904€14k€45k
Profit (loss) for the period to be appropriated9905€14k€45k
Appropriation of the result
Profit (loss) to be appropriated9906€21k€66k
Profit (loss) brought forward from the previous period14P€7k€21k
Transfer to equity691/2-€25k
To other reserves6921-€25k
Profit to be distributed694/7-€20k
Return on contributions (dividend)694-€20k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
09-09
State Gazette act Purpose
Purpose change2 facts ▸
  • General meeting, 28-08-2026
  • Purpose change, Uitbreiding van het voorwerp met: activiteiten van traiteur en catering; vervaardigen van voeding, drank, delicatessen en eetwaren en aanverwante goederen; acti…
30-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial Highest result since 2019net €45k ▲216%
Operating result €62k, net result €45k, both a record.
25-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
13-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 74 days late
2023
31-12
Financial Back to profitnet €859
Net result €859 after 2 loss-making years.
01-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
30-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial Weakest financial yearnet €-17k ▼253%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
18-12
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 140 days late
2020
01-10
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 62 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rotselaar · 1 establishment unit since 2018
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kastanjedreef 113110 Rotselaar
Ground area
1,573 m²
Building footprint
174 m²
Volume, LiDAR
2,100 m³
Parcel 24094E0035/00K000, Flanders · tallest building 25.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
P-J Services
Kastanjedreef 11, 3110 RotselaarPre-press and pre-media services
since 20182.278.215.541
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24094E0035/00K000 Flanders 1,573 m² 1 · 174 m² 25.5 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Articles of association

Purpose
De vennootschap heeft tot voorwerp, zowel voor eigen rekening als voor rekening van derden, zowel in België als in het buitenland: - Het uitvoeren van of deelnemen aan de…
Full purpose

De vennootschap heeft tot voorwerp, zowel voor eigen rekening als voor rekening van derden, zowel in België als in het buitenland: - Het uitvoeren van of deelnemen aan de organisatie, herstructurering of leiding, door het geven van adviezen op technisch, commercieel, juridisch en financieel gebied, door het verstrekken van advies inzake bedrijfsbeheer en in het algemeen consultancy, dit alles in de breedste zin, zodat alles gedaan kan worden dat het ontstaan, de uitbating, de groei en het welzijn van een onderneming en de belangen van haar eigenaars en betrokkenen ten goede kan komen. - Het toestaan van leningen, kredieten of enige andere vorm van financiering, in de breedst mogelijke zin van het woord en onder welke vorm ook, en het stellen van persoonlijke en zakelijke zekerheden aan al dan niet verbonden vennootschappen, verenigingen of andere entiteiten of personen met of zonder rechtspersoonlijkheid zowel in België als in het buitenland, met uitzondering van die transacties die wettelijk zijn voorbehouden aan banken en andere financiële instellingen. - Het deelnemen in en het financieren van andere ondernemingen van welke aard ook, het instaan voor schulden van derden, het beleggen van vermogen voor eigen rekening, zomede al hetgeen met het vorenstaande verband houdt of daartoe bevorderlijk kan zijn. - Het verwerven, beheren, exploiteren, huren en verhuren, vervreemden van onroerende zaken, hetzij voor eigen rekening, hetzij voor rekening van derden. - Consultant onderhoud luchtvaartuigen, verstrekken van adviezen en raadplegingen dienaangaande, alsook opstarten, opvolgen en uitvoeren van projecten. - Het waarnemen van alle bestuursopdrachten in diverse vennootschappen in de luchtvaartsector. - Onderhoud van luchtvaartuigen. - Het inhuren / tewerkstellen van andere (zelfstandige) vliegtuigtechniekers. - Afbraak van luchtvaartuigen. - Aan- en verkoop van luchtvaartuigen. - Aan- en verkoop en verhuur van gereedschap/tooling voor luchtvaartuigen. - Aan-verkoop van onderdelen voor luchtvaartuigen en auto’s (in de ruimste zin). - Aan- en verkoop en verhuur van mobile homes. - Handel van doopsuikers en geboorte-drukwerk (in de ruimste zin). - Creaties met pampers en andere babybenodigdheden. - Workshops. - Foodtruck. - Reisbureau. - activiteiten van traiteur en catering; - vervaardigen van voeding, drank, delicatessen en eetwaren en aanverwante goederen; - activiteiten van restaurant, café, taverne en/of andere horecazaken; - organiseren en uitbaten van beurzen, recepties, banketten, congressen en evenementen; - handel in voeding, drank en eetwaren en aanverwante goederen; fysiek en/of digitaal (webshop), of via automaten. Dit alles in de meest ruime betekenis. Zij mag alle commerciële, industriële en financiële activiteiten en alle onroerend en roerend goed verhandelingen uitvoeren, die rechtstreeks of onrechtstreeks verband houden met haar maatschappelijk voorwerp of deze activiteiten die haar zullen toelaten voordeel te halen voor haar ontwikkeling. De vennootschap zal de leiding en het toezicht, in haar hoedanigheid van bestuurder, vereffenaar of anderszins, kunnen uitoefenen over, en advies verschaffen aan aanverwante ondernemingen en dochtervennootschappen. De vennootschap mag bij wijze van inbreng in speciën of in natura, fusie, onderschrijving, deelneming, financiële tussenkomst of anderszins, belangen nemen in andere bestaande of op te richten vennootschappen of ondernemingen, in België of in het buitenland, waarvan het maatschappelijk voorwerp verwant of analoog is met het hare of van aard haar maatschappelijk voorwerp te bevorderen. De vennootschap kan zowel tot waarborg van eigen verbintenissen als tot waarborg van verbintenissen van derden borg stellen, onder meer door haar goederen in hypotheek of in pand te geven, inclusief de eigen handelszaak.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Rotselaar2.278.215.541
1 permission
Toelating · Detailhandel met verwerking · since 01-09-2026

Similar companies · same sector, comparable size

Of 116 companies in sector 33160 we hold annual accounts for 55. 35 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded03-07-2018
Fiscal year end31-12
Activities, NACEBEL 2025
33160Repair, maintenance and installation of machinery and equipment
47279Other retail sale of food
47639Retail sale of other sporting goods
56220Contract catering and other food service activities
68310Real estate agency activities
79110Travel agency activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.