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P CONSULT AND MANAGEMENT

Active
Private limited companyfounded 20197 yrs activeRue de Dinant 37, 4800 Verviers, BelgiumKBO/BCE: BE 0727.472.086

P CONSULT AND MANAGEMENT has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55k and a net result of €24k. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 59% of 6922 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
93 / 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency99▼-1
Growth52=
Stability100
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.77 against 3.08 in 2024), and 35.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
64.1%
Return on assets
27.9%
Age of the figures
8 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
59 d early
2024
14 d late
2023
19 d early
2022
12 d early
2021
11 d early
2020
30 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
10-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€55k▲ 26.2%
2024 · €44k
2020: €35k 2021: €63k 2022: €31k 2023: €17k 2024: €44k
2020 → 2025
Total assets
€86k▲ 35.2%
2024 · €64k
2020: €77k 2021: €108k 2022: €64k 2023: €42k 2024: €64k
2020 → 2025
Net result
€24k▼ 9.4%
2024 · €27k
2020: €40k 2021: €28k 2022: €-24k 2023: €-14k 2024: €27k
2020 → 2025
Working capital
€55k▲ 32.3%
2024 · €41k
2020: €29k 2021: €56k 2022: €24k 2023: €10k 2024: €41k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€63k-€31k▼ 50.3%€17k▼ 45.1%€44k▲ 154%€55k▲ 26.2%
Operating result€40k-€-23k€-14k▲ 41.4%€30k€32k▲ 6.4%
Net result€28k-€-24k€-14k▲ 40.3%€27k€24k▼ 9.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-40k€-20k€0€20k€40kOperating result 2021: €40k€40kNet result 2021: €28k€28kOperating result 2022: €-23k€-23kNet result 2022: €-24k€-24kOperating result 2023: €-14k€-14kNet result 2023: €-14k€-14kOperating result 2024: €30k€30kNet result 2024: €27k€27kOperating result 2025: €32k€32kNet result 2025: €24k€24k20212022202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 6% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €86k
Fixed assets €424▼ 81.8%
Current assets €86k▲ 39.6%
Equity and liabilities €86k
Equity €55k▲ 26.2%
Debt €31k▲ 54.9%
The debt ratio rises from 31.3% to 35.9%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
EBITDA
€33k
2024 · €36k
Cash flow
€26k
2024 · €33k
Solvency
64.1%
2024 · 68.7%
Current ratio
2.77
2024 · 3.08
Quick ratio
2.77
2024 · 3.08
Debt / equity
0.56
2024 · 0.46
ROE
43.5%
2024 · 60.6%
ROA
27.9%
2024 · 41.6%
Interest coverage
129.74
2024 · 139.05
Debt
€31k
2024 · €20k
Debt ≤ 1 year
€31k
2024 · €20k
Income taxes
€7k
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€64k€86k
Fixed assets21/28€2k€424
Tangible fixed assets22/27€2k€424
Furniture and vehicles24€2k€424
Current assets29/58€61k€86k
Amounts receivable within one year40/41€13k€16k
Trade receivables40€13k€13k=
Other amounts receivable41€0€3k
Cash at bank and in hand54/58€47k€69k
Deferred charges and accrued income490/1€812€867
Equity and liabilities
Total equity and liabilities10/49€64k€86k
Equity10/15€44k€55k
Contributions10/11€5k€5k=
Reserves13€50k€50k=
Distributable reserves133€50k€50k=
Profit (loss) carried forward14€-11k€0
Amounts payable17/49€20k€31k
Amounts payable within one year42/48€20k€31k
Current portion of amounts payable after more than one year42€0-
Trade debts44€3k€3k
Suppliers440/4€3k€3k
Taxes, remuneration and social security45€17k€15k
Taxes450/3€14k€15k
Remuneration and social security454/9€3k€0
Other amounts payable47/48€405€13k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€2k
Other operating charges640/8€1k€1k
Gross operating margin9900€37k€35k
Operating profit (loss)9901€30k€32k
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€257€258
Recurring financial charges65€257€258
Profit (loss) for the period before taxes9903€29k€31k
Income taxes67/77€3k€7k
Profit (loss) for the period9904€27k€24k
Profit (loss) for the period to be appropriated9905€27k€24k
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€13k
Profit (loss) brought forward from the previous period14P€-38k€-11k
Profit to be distributed694/7-€13k
Return on contributions (dividend)694-€13k

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
02-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
14-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
31-12
Financial Back to profitnet €27k
Net result €27k after 2 loss-making years.
31-12
Financial Liquidity doublescurrent ratio 3.08
Current ratio from 1.40 to 3.08; short-term debt falls from €25k to €20k.
12-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
19-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Weakest financial yearnet €-24k ▼185%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
20-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2019
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de Dinant 374800 Verviers
Ground area
544 m²
Building footprint
84 m²
Volume, LiDAR
1,692 m³
Parcel 63079D0376/00S002, Wallonia · tallest building 21.8 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
P CONSULT AND MANAGEMENT
Rue de Dinant 37, 4800 VerviersHoldings
since 20192.292.615.091
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63079D0376/00S002 Wallonia 544 m² 1 · 84 m² 21.8 m · 7 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 13,393 companies in sector 73300 we hold annual accounts for 6,879. 5,505 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded24-05-2019
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
68321Property management for co-owned buildings (syndics)
68322Real estate activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.