P&C FACADE
ActiveThe computed 12-month bankruptcy probability of P&C FACADE is 2.5% (moderate). The 2025 annual accounts show equity of €53k and a net result of €744. Equity is growing by ~19.8% per year across the filed fiscal years. Its solvency ranks better than 28% of 4477 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▼-3
Solvency44▲+7
Growth76▼-6
Track record92
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity tight (current ratio 1.29 against 1.14 in 2024; short-term debt: 68% and cash: 4.8% of total assets), and 80.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
3 d late
2023
2 d late
2022
43 d early
2021
49 d early
2020
48 d early
2019
56 d early
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€343k▼ 12.9%
2024 · €393k
2019: €174k
2020: €89k
2021: €448k
2022: €469k
2023: €315k
2024: €393k
2019 → 2025
EBIT margin
1.8%▲ 1.0pp
2024 · 0.8%
2019: 1.0%
2020: 2.4%
2021: 2.3%
2022: 5.8%
2023: 2.1%
2024: 0.8%
2019 → 2025
Net result
€744▲ 48.6%
2024 · €500
2019: €27
2020: €614
2021: €8k
2022: €19k
2023: €3k
2024: €500
2019 → 2025
Working capital
€54k▲ 12.2%
2024 · €48k
2019: €20k
2020: €19k
2021: €-8k
2022: €20k
2023: €36k
2024: €48k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€448k-€469k▲ 4.5%€315k▼ 32.7%€393k▲ 24.8%€343k▼ 12.9%
Equity€29k-€48k▲ 65.0%€52k▲ 7.0%€52k▲ 1.0%€53k▲ 1.4%
Operating result€10k-€27k▲ 160%€7k▼ 75.8%€3k▼ 51.9%€6k▲ 102%
Net result€8k-€19k▲ 143%€3k▼ 82.2%€500▼ 85.2%€744▲ 48.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 102% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €274k
Fixed assets
€34k▼ 18.7%
Current assets
€240k▼ 39.8%
Equity and liabilities €274k
Equity
€53k▲ 1.4%
Debt
€221k▼ 43.0%
The debt ratio falls from 88.2% to 80.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€22k▲
2024 · €15k
Cash flow
€16k▲
2024 · €13k
Solvency
19.3%▲
2024 · 11.8%
Current ratio
1.29▲
2024 · 1.14
Quick ratio
1.25▲
2024 · 1.13
Debt / equity
4.19▼
2024 · 7.45
ROE
1.4%▲
2024 · 1.0%
ROA
0.3%▲
2024 · 0.1%
Interest coverage
4.89▼
2024 · 7.09
Debt
€221k▼
2024 · €388k
Debt ≤ 1 year
€186k▼
2024 · €351k
Debt > 1 year
€35k▼
2024 · €38k
Income taxes
€1k▲
2024 · €477
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€440k€274k▼
Fixed assets21/28€42k€34k▼
Tangible fixed assets22/27€42k€34k▼
Plant, machinery and equipment23€5k€9k▲
Furniture and vehicles24€37k€25k▼
Current assets29/58€399k€240k▼
Stocks and contracts in progress3€3k€8k▲
Stocks30/36€3k€8k▲
Amounts receivable within one year40/41€384k€219k▼
Trade receivables40€381k€216k▼
Other amounts receivable41€3k€3k▲
Cash at bank and in hand54/58€12k€13k▲
Deferred charges and accrued income490/1-€279
Equity and liabilities
Total equity and liabilities10/49€440k€274k▼
Equity10/15€52k€53k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€44k€45k▲
Amounts payable17/49€388k€221k▼
Amounts payable after more than one year17€38k€35k▼
Financial debts170/4€38k€35k▼
Amounts payable within one year42/48€351k€186k▼
Current portion of amounts payable after more than one year42€13k€17k▲
Trade debts44€327k€168k▼
Suppliers440/4€327k€168k▼
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€2k€1k▼
Other amounts payable47/48€8k-
Income statement
Code20242025
Turnover70€393k€343k▼
Goods, raw materials, services and sundry goods60/61€367k€322k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€16k▲
Other operating charges640/8€605€1k▲
Non-recurring operating charges66A€11k€601▼
Gross operating margin9900€27k€24k▼
Operating profit (loss)9901€3k€6k▲
Financial income75/76B€1€30▲
Recurring financial income75€1€30▲
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€978€2k▲
Income taxes67/77€477€1k▲
Profit (loss) for the period9904€500€744▲
Profit (loss) for the period to be appropriated9905€500€744▲
Appropriation of the result
Profit (loss) to be appropriated9906€44k€45k▲
Profit (loss) brought forward from the previous period14P€44k€44k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-04
KBO administration
Address struck
Duysburghstraat 2 Die Sitzadresse Rue Duysburgh / Duys-
Bruxelles · event 20-02-2025
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2024
02-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2022
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Highest result since 2019net €19k ▲143%
Operating result €27k, net result €19k, both a record.
2021
13-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
14-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
06-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
20-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
02-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
14-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Huinegem 571730 AsseGround area
854 m²
Building footprint
353 m²
Volume, LiDAR
3,505 m³
2 parcels, Brussels, Flanders · tallest building 18.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
P&C Façade
since 20112.203.620.858
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23322B0295/00T000 | Flanders | 459 m² | 1 · 180 m² | 9.8 m · 1 fl. |
| 21816C0053/00S002 | Brussels | 395 m² | 1 · 174 m² | 18.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,356 companies in sector 81210 we hold annual accounts for 2,734. 2,249 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded10-10-2011
Fiscal year end30-06
Activities, NACEBEL
81210General cleaning of buildings
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.