Ozinque
ActiveThe computed 12-month bankruptcy probability of Ozinque is 2.3% (moderate). The annual accounts of Ozinque for fiscal year 2025 show a net loss of 379% of the equity at the start of that year. The 2025 annual accounts show equity of €108k and a net result of €-152k. Equity is growing by ~22.7% per year across the filed fiscal years. Its solvency ranks better than 28% of 27451 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
34
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-69
Solvency51▲+14
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.54 against 0.7 in 2024; short-term debt: 46.7% and cash: 7% of total assets), and 73.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.5%
Return on assets
-37.3%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 6 filingsDeviation from the deadline
2025
20 d late
2024
41 d early
2023
37 d early
2022
32 d early
2021
29 d early
2020
47 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€108k▲ 169%
2024 · €40k
2020: €32k
2021: €46k
2022: €48k
2023: €13k
2024: €40k
2020 → 2025
Total assets
€406k▲ 24.3%
2024 · €327k
2020: €58k
2021: €90k
2022: €94k
2023: €146k
2024: €327k
2020 → 2025
Net result
€-152k
2024 · €27k
2020: €20k
2021: €15k
2022: €1k
2023: €25k
2024: €27k
2020 → 2025
Working capital
€-88k▼ 85.6%
2024 · €-47k
2020: €17k
2021: €32k
2022: €37k
2023: €-3k
2024: €-47k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€46k-€48k▲ 3.1%€13k▼ 72.8%€40k▲ 209%€108k▲ 169%
Operating result€11k-€4k▼ 65.2%€35k▲ 810%€47k▲ 31.9%€-117k
Net result€15k-€1k▼ 90.0%€25k▲ 1,636%€27k▲ 7.0%€-152k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €117k after €47k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €406k
Fixed assets
€304k▲ 40.7%
Current assets
€102k▼ 7.7%
Equity and liabilities €406k
Equity
€108k▲ 169%
Debt
€299k▲ 4.1%
The debt ratio falls from 87.8% to 73.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€-104k▼
2024 · €53k
Cash flow
€-139k▼
2024 · €34k
Solvency
26.5%▲
2024 · 12.2%
Current ratio
0.54▼
2024 · 0.70
Quick ratio
0.48▼
2024 · 0.61
Debt / equity
2.78▼
2024 · 7.18
ROE
-141.0%▼
2024 · 67.6%
ROA
-37.3%▼
2024 · 8.3%
Interest coverage
-5.59▼
2024 · 4.78
Debt
€299k▲
2024 · €287k
Debt ≤ 1 year
€190k▲
2024 · €158k
Debt > 1 year
€109k▼
2024 · €129k
Income taxes
€16k▲
2024 · €9k
Staff costs
€37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€327k€406k▲
Fixed assets21/28€216k€304k▲
Tangible fixed assets22/27€13k€304k▲
Land and buildings22-€236k
Plant, machinery and equipment23€4k€8k▲
Furniture and vehicles24€9k€4k▼
Assets under construction and advance payments27-€56k
Financial fixed assets28€203k€663▼
Current assets29/58€111k€102k▼
Stocks and contracts in progress3€14k€12k▼
Stocks30/36€14k€12k▼
Amounts receivable within one year40/41€26k€39k▲
Trade receivables40€3k€34k▲
Other amounts receivable41€24k€5k▼
Cash at bank and in hand54/58€56k€28k▼
Deferred charges and accrued income490/1€14k€23k▲
Equity and liabilities
Total equity and liabilities10/49€327k€406k▲
Equity10/15€40k€108k▲
Contributions10/11€12k€64k▲
Revaluation surpluses12-€226k
Reserves13-€9k
Distributable reserves133-€9k
Profit (loss) carried forward14€28k€-191k▼
Amounts payable17/49€287k€299k▲
Amounts payable after more than one year17€129k€109k▼
Financial debts170/4€129k€109k▼
Amounts payable within one year42/48€158k€190k▲
Current portion of amounts payable after more than one year42€20k€20k▲
Trade debts44€3k€7k▲
Suppliers440/4€3k€7k▲
Advances received on contracts in progress46€37k€51k▲
Taxes, remuneration and social security45€17k€31k▲
Taxes450/3€17k€27k▲
Remuneration and social security454/9-€4k
Other amounts payable47/48€81k€81k=
Accrued charges and deferred income492/3-€29
Income statement
Code20242025
Non-recurring operating income76A€21k-
Remuneration, social security and pensions62-€37k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€13k▲
Other operating charges640/8€4k€1k▼
Non-recurring operating charges66A€4k€203k▲
Gross operating margin9900€61k€137k▲
Operating profit (loss)9901€47k€-117k▼
Financial income75/76B€278€136▼
Recurring financial income75€278€136▼
Financial charges65/66B€11k€19k▲
Recurring financial charges65€11k€19k▲
Profit (loss) for the period before taxes9903€36k€-135k▼
Income taxes67/77€9k€16k▲
Profit (loss) for the period9904€27k€-152k▼
Profit (loss) for the period to be appropriated9905€27k€-152k▼
Appropriation of the result
Profit (loss) to be appropriated9906€28k€-191k▼
Profit (loss) brought forward from the previous period14P€956€-40k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
31-12
Financial
Weakest financial yearnet €-152k ▼661%
Net result drops to €-152k, the lowest in the series.
31-12
Financial
Equity above €100kEq €108k ▲169%
Equity rises from €40k to €108k.
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2020net €27k ▲7%
Operating result €47k, net result €27k, both a record.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
02-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 47 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genappe · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
La Houlette 1031470 GenappeGround area
253 m²
Building footprint
146 m²
Volume, LiDAR
1,206 m³
Parcel 25003K0044/00G000, Wallonia · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Ozinque
since 20192.290.938.179
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25003K0044/00G000 | Wallonia | 253 m² | 1 · 145 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,810 companies in sector 41001 we hold annual accounts for 16,032. 13,049 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-2019
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43240Other construction installation
43299Specialised construction activities
43320Joinery installation
43331Floor and wall tiling
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:mathieu.zinque@gmail.com
Phone:+32499505875