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OZ GROUP

Active
Private limited company·Goederenvervoer over de weg· 3 yrs active
Winkelveldstraat 2 ·1800 Vilvoorde, Belgium
KBO/BCE: BE 0794.331.911
Watch Print / PDF
Age3 yrs
Real estate1 parcel · 393 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of OZ GROUP is 3.6% (moderate). The 2024 annual accounts show equity of €36k and a net result of €18k. Its solvency ranks better than 56% of 2254 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 15 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 27-08-2025 27 d late 2025-00411715
31-12-2023 31-07-2024 08-07-2024 23 d early 2024-00236609

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
3.6% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€18k
Working capital€17k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 27-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 49, Land transport · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 32.2% 27.4%
better than 56% of 2254 sector peers
Net result €18k €6k
better than 74% of 2238 sector peers
Equity €36k €17k
better than 69% of 2260 sector peers
Gross operating margin €68k €28k
better than 71% of 2226 sector peers
Staff costs €39k €36k
higher than 52% of 1019 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€28k
Net profit€18k
Cash flow€22k
Staff costs€39k
Income taxes€5k
Dividends-
Total assets€113k
Equity€36k
Debt€77k
of which ≤ 1y€61k
of which > 1y€16k
Working capital€17k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.28
Quick ratio1.28
Working capital ratio15.1%
Solvency32.2%
Debt / equity2.10
Long-term debt ratio0.43
Interest coverage28.15
Gross margin-
Net margin-
ROA16.0%
ROE49.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€113k
Fixed assets 21/28€34k
Formation expenses 20€1k
Tangible fixed assets 22/27€34k
Current assets 29/58€78k
Amounts receivable within one year 40/41€53k
Investments 50/53€15k
Cash & bank 54/58€8k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€113k
Equity 10/15€36k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€31k
Amounts payable 17/49€77k
Amounts payable after one year 17€16k
Amounts payable within one year 42/48€61k
Trade debts payable within one year 44€19k
Income statement
Gross operating margin 9900€68k
Operating result 9901€24k
Financial income 75€350
Financial charges 65€991
Result before taxes 9903€23k
Income taxes 67/77€5k
Net result for the period 9904€18k
Result to be appropriated 9905€18k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
78 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Winkelveldstraat 21800 Vilvoorde

Establishment units

1 location
OZ GROUP
Winkelveldstraat 2, 1800 VilvoordeOverig personenvervoer te land, neg
since 20222.348.336.049
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area393 m²
Buildings1
Building footprint234 m²
Volume (LiDAR)2,961 m³
Tallest building15.0 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23088A0070/00A002 Flanders 393 m² 1 · 234 m² 14.9 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts
Address history · 2
19-08-2024
Registered-office move
07-06-2023
Registered-office move
All acts · 2 updated 1 year ago
2024
19-08-2024 Registered office moved to Vilvoorde Registered-office change
  • Winkelveldstraat 2 BUS 7 1800 Vilvoorde
2023
07-06-2023 Registered office moved from Kortenberg to Wemmel Registered-office change
  • Florenbeemd 1 bus 8 -3070 Kortenberg → Eburonenlaan 6 bus 3 1780 Wemmel

Analysis

Snowflake analysis

financial profile on 5 axes
Health78Profitability100Solvency57Growth-Stability79
78 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 78
Profitability 100
Solvency 57
Growth -
Stability 79

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 2,203 of the 12,431 companies in this sector. 1,881 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Goederenvervoer over de weg, m.u.v. verhuisbedrijven49410Goederenvervoer over de weg49410Personenvervoer over de weg zonder dienstregeling49320Overig personenvervoer te land, n.e.g.49390
Primary activity highlighted.
Names & trade names
Legal nameNL OZ GROUP
Registered office
Winkelveldstraat 2 bus 7
1800 Vilvoorde, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.