OXFORD
ActiveOXFORD has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54k and a net result of €16k. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 79% of 18024 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
98
/ 100
Excellent▼ -2 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+49
Solvency100▲+1
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.09 against 2.5 in 2024), and 31.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.8%
Return on assets
20.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
53 d early
2024
85 d early
2023
37 d early
2022
39 d early
2021
40 d early
2020
47 d early
2019
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€54k▼ 14.1%
2024 · €63k
2018: €26k
2019: €46k
2020: €71k
2021: €70k
2022: €73k
2023: €57k
2024: €63k
2018 → 2025
Total assets
€79k▼ 22.0%
2024 · €101k
2018: €65k
2019: €79k
2020: €139k
2021: €124k
2022: €121k
2023: €110k
2024: €101k
2018 → 2025
Net result
€16k▲ 148%
2024 · €6k
2018: €14k
2019: €15k
2020: €25k
2021: €13k
2022: €4k
2023: €3k
2024: €6k
2018 → 2025
Working capital
€50k▼ 9.2%
2024 · €55k
2018: €19k
2019: €32k
2020: €29k
2021: €32k
2022: €46k
2023: €38k
2024: €55k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€70k-€73k▲ 5.6%€57k▼ 22.6%€63k▲ 11.4%€54k▼ 14.1%
Operating result€19k-€7k▼ 62.7%€7k▼ 4.4%€11k▲ 59.8%€21k▲ 94.0%
Net result€13k-€4k▼ 70.1%€3k▼ 13.2%€6k▲ 92.0%€16k▲ 148%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 94% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €79k
Fixed assets
€5k▼ 46.7%
Current assets
€74k▼ 19.5%
Equity and liabilities €79k
Equity
€54k▼ 14.1%
Debt
€25k▼ 35.2%
The debt ratio falls from 37.5% to 31.2%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€26k▲
2024 · €21k
Cash flow
€21k▲
2024 · €17k
Solvency
68.8%▲
2024 · 62.5%
Current ratio
3.09▲
2024 · 2.50
Quick ratio
3.09▲
2024 · 2.50
Debt / equity
0.45▼
2024 · 0.60
ROE
29.6%▲
2024 · 10.2%
ROA
20.3%▲
2024 · 6.4%
Interest coverage
19.56▲
2024 · 11.21
Debt
€25k▼
2024 · €38k
Debt ≤ 1 year
€24k▼
2024 · €37k
Income taxes
€4k▲
2024 · €3k
Staff costs
€43k▲
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€101k€79k▼
Fixed assets21/28€10k€5k▼
Intangible fixed assets21€8k€5k▼
Tangible fixed assets22/27€2k€58▼
Plant, machinery and equipment23€605€58▼
Furniture and vehicles24€1k€0▼
Current assets29/58€92k€74k▼
Amounts receivable within one year40/41€15k€14k▼
Trade receivables40€14k€13k▼
Other amounts receivable41€781€773▼
Cash at bank and in hand54/58€75k€58k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€101k€79k▼
Equity10/15€63k€54k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€43k€34k▼
Amounts payable17/49€38k€25k▼
Amounts payable within one year42/48€37k€24k▼
Trade debts44€806€2k▲
Suppliers440/4€806€2k▲
Taxes, remuneration and social security45€17k€14k▼
Taxes450/3€7k€7k▲
Remuneration and social security454/9€11k€7k▼
Other amounts payable47/48€18k€9k▼
Accrued charges and deferred income492/3€1k€730▼
Income statement
Code20242025
Remuneration, social security and pensions62€42k€43k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€4k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€64k€69k▲
Operating profit (loss)9901€11k€21k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€9k€20k▲
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€6k€16k▲
Profit (loss) for the period to be appropriated9905€6k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€43k€59k▲
Profit (loss) brought forward from the previous period14P€36k€43k▲
Profit to be distributed694/7€0€25k▲
Return on contributions (dividend)694€0€25k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €3k ▼13.2%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €25k ▲67.8%
Operating result €32k, net result €25k, both a record.
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pastoor Wouterstraat 52650 EdegemGround area
1,991 m²
Building footprint
915 m²
Volume, LiDAR
4,663 m³
2 parcels, Flanders · tallest building 13.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kapellestraat 65, 2630 Aartselaar
since 20172.270.208.487
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11001C0271/00N003 | Flanders | 1,267 m² | 1 · 656 m² | 13.7 m · 2 fl. |
| 11472B0131/00N000 | Flanders | 724 m² | 1 · 259 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Similar companies · same sector, comparable size
UNION ET ORIENTATION DE PROMOTION CHRETIENNE
BE 0422.172.011
Oudergem · Eq €54k
Replica Books
BE 0771.597.188
Jette · Eq €55k
DEENILEARN
BE 0795.922.315
Evere · Eq €55k
JARDIN SCHMIDT
BE 0452.625.358
Braine-l'Alleud · Eq €56k
W.BD COLLECTIONS
BE 0793.924.016
Sombreffe · Eq €56k
Of 599 companies in sector 47610 we hold annual accounts for 240. 199 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-2017
Fiscal year end31-12
Activities, NACEBEL
47610Retail trade
92000Gambling and betting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.