OVERSIGHT
ActiveSummary
The computed 12-month bankruptcy probability of OVERSIGHT is 3.3% (moderate). The 2024 annual accounts show equity of €5k and a net result of €-183. Equity is shrinking by ~14.1% per year across the filed fiscal years. Its solvency ranks better than 73% of 36375 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability31▼-11
Solvency92▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
67.4%
Return on assets
-2.5%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
31 d late
2022
2 d early
2021
13 d early
2020
62 d late
2019
112 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€5k▼ 3.6%
2023 · €5k
2019: €9k
2020: €11k
2021: €15k
2022: €5k
2023: €5k
2019 → 2024
Total assets
€7k▼ 5.0%
2023 · €8k
2019: €22k
2020: €13k
2021: €15k
2022: €6k
2023: €8k
2019 → 2024
Net result
€-183
2023 · €142
2019: €3k
2020: €2k
2021: €4k
2022: €-10k
2023: €142
2019 → 2024
Working capital
€2k▼ 7.9%
2023 · €2k
2019: €9k
2020: €11k
2021: €15k
2022: €5k
2023: €2k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€11k-€15k▲ 32.0%€5k▼ 66.6%€5k▲ 2.9%€5k▼ 3.6%
Operating result€2k-€4k▲ 87.0%€-9k€632€-68
Net result€2k-€4k▲ 92.0%€-10k€142€-183
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €68 after €632 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €7k
Fixed assets
€3k =
Current assets
€4k ▼ 7.8%
Equity and liabilities €7k
Equity
€5k ▼ 3.6%
Debt
€2k ▼ 7.7%
Debt's share of the balance-sheet total falls from 33.6% to 32.6%. Equity and debt are lower.
Key figures and ratios
Current ratio
1.90▼
2023 · 1.91
Debt to equity
0.48▼
2023 · 0.51
ROE
-3.8%▼
2023 · 2.8%
ROA
-2.5%▼
2023 · 1.9%
Debt ≤ 1 year
€2k▼
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 34 lines
Balance sheet
Code20232024
Assets
Total assets20/58€8k€7k▼
Fixed assets21/28€3k€3k=
Tangible fixed assets22/27€3k€3k=
Furniture and vehicles24€3k€3k=
Current assets29/58€5k€4k▼
Amounts receivable within one year40/41€4k€4k▼
Trade receivables40€4k€4k▼
Cash at bank and in hand54/58€809€937▲
Equity and liabilities
Total equity and liabilities10/49€8k€7k▼
Equity10/15€5k€5k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-3k€-3k▼
Amounts payable17/49€3k€2k▼
Amounts payable within one year42/48€3k€2k▼
Trade debts44€682€485▼
Suppliers440/4€682€485▼
Taxes, remuneration and social security45€244€244=
Taxes450/3€244€244=
Other amounts payable47/48€2k€2k=
Income statement
Code20232024
Other operating charges640/8€190-
Gross operating margin9900€822€-68▼
Operating profit (loss)9901€632€-68▼
Financial income75/76B€2k-
Recurring financial income75€2k-
Financial charges65/66B€2k€115▼
Recurring financial charges65€2k€115▼
Profit (loss) for the period before taxes9903€142€-183▼
Profit (loss) for the period9904€142€-183▼
Profit (loss) for the period to be appropriated9905€142€-183▼
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-3k▼
Profit (loss) brought forward from the previous period14P€-3k€-3k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Back to profitnet €142
Net result €142 after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-10k ▼375%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2019net €4k ▲92%
Net result €4k, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 21.66
Current ratio from 7.02 to 21.66; short-term debt falls from €2k to €713.
01-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 62 days late
2020
31-12
Financial
Liquidity quadruplescurrent ratio 7.02
Current ratio from 1.71 to 7.02; short-term debt falls from €13k to €2k.
20-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 112 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grâce-Hollogne
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Centre 184460 Grâce-HollogneGround area
414 m²
Building footprint
96 m²
Volume, LiDAR
542 m³
Parcel 62046A1300/00E000, Wallonia · tallest building 6.0 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62046A1300/00E000 | Wallonia | 414 m² | 1 · 96 m² | 6.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ELDOMOCOM SECURITY
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BE 0453.858.644
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APPLIANCE SECURITECH
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APEXservices
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Rewire
BE 0759.693.409
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Of 22,821 companies in sector 43211 we hold annual accounts for 10,326. 3,617 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded23-10-2018
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
47400Retail sale of information and communication equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.