OUTERIOR CONCEPT
ActiveOUTERIOR CONCEPT has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €107k and a net result of €11k. Equity is growing by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 20% of 1202 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
45
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▼-19
Solvency41▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.07 against 1.04 in 2024; short-term debt: 83.7% and cash: 0.1% of total assets), and 83.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.1%
Return on assets
1.6%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 1202 sector peers (2025).
NBB · sector comparisonPosition among 1202 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
37 d early
2023
22 d late
2022
2 d early
2021
17 d late
2020
1 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€107k▼ 25.9%
2024 · €145k
2018: €52k
2019: €69k
2020: €80k
2021: €110k
2022: €121k
2023: €134k
2024: €145k
2018 → 2025
Total assets
€666k▼ 6.0%
2024 · €708k
2018: €341k
2019: €352k
2020: €302k
2021: €452k
2022: €643k
2023: €728k
2024: €708k
2018 → 2025
Net result
€11k▲ 3.1%
2024 · €10k
2018: €7k
2019: €17k
2020: €12k
2021: €29k
2022: €12k
2023: €13k
2024: €10k
2018 → 2025
Working capital
€37k▲ 84.2%
2024 · €20k
2018: €-13k
2019: €15k
2020: €-12k
2021: €31k
2022: €-23k
2023: €5k
2024: €20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€110k-€121k▲ 10.7%€134k▲ 10.7%€145k▲ 7.7%€107k▼ 25.9%
Operating result€50k-€38k▼ 24.8%€28k▼ 25.6%€30k▲ 8.6%€34k▲ 10.6%
Net result€29k-€12k▼ 59.8%€13k▲ 10.9%€10k▼ 20.4%€11k▲ 3.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 11% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €666k
Fixed assets
€71k▼ 43.2%
Current assets
€595k▲ 2.0%
Equity and liabilities €666k
Equity
€107k▼ 25.9%
Debt
€558k▼ 0.9%
The debt ratio rises from 79.6% to 83.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€73k▲
2024 · €71k
Cash flow
€50k▼
2024 · €51k
Solvency
16.1%▼
2024 · 20.4%
Current ratio
1.07▲
2024 · 1.04
Quick ratio
1.02▲
2024 · 0.98
Debt / equity
5.21▲
2024 · 3.89
ROE
10.0%▲
2024 · 7.2%
ROA
1.6%▲
2024 · 1.5%
Interest coverage
3.56▼
2024 · 5.84
Debt
€558k▼
2024 · €564k
Debt ≤ 1 year
€557k▼
2024 · €563k
Income taxes
€11k▲
2024 · €10k
Staff costs
€536k▲
2024 · €331k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€708k€666k▼
Fixed assets21/28€125k€71k▼
Tangible fixed assets22/27€89k€71k▼
Plant, machinery and equipment23€58k€50k▼
Furniture and vehicles24€31k€21k▼
Other tangible fixed assets26€881€440▼
Financial fixed assets28€36k-
Current assets29/58€583k€595k▲
Stocks and contracts in progress3€30k€28k▼
Stocks30/36€30k€28k▼
Amounts receivable within one year40/41€545k€556k▲
Trade receivables40€290k€442k▲
Other amounts receivable41€254k€114k▼
Cash at bank and in hand54/58€667€499▼
Deferred charges and accrued income490/1€8k€10k▲
Equity and liabilities
Total equity and liabilities10/49€708k€666k▼
Equity10/15€145k€107k▼
Contributions10/11€19k€19k=
Reserves13€126k€89k▼
Distributable reserves133€126k€89k▼
Amounts payable17/49€564k€558k▼
Amounts payable within one year42/48€563k€557k▼
Financial debts43€4k€4k▲
Credit institutions430/8€4k€4k▲
Trade debts44€494k€384k▼
Suppliers440/4€494k€384k▼
Taxes, remuneration and social security45€64k€151k▲
Taxes450/3€10k€19k▲
Remuneration and social security454/9€54k€132k▲
Other amounts payable47/48€1k€18k▲
Accrued charges and deferred income492/3€859€1k▲
Income statement
Code20242025
Remuneration, social security and pensions62€331k€536k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€39k▼
Other operating charges640/8€9k€15k▲
Non-recurring operating charges66A€2k-
Gross operating margin9900€413k€624k▲
Operating profit (loss)9901€30k€34k▲
Financial income75/76B€2k€8k▲
Recurring financial income75€2k€8k▲
Financial charges65/66B€12k€20k▲
Recurring financial charges65€12k€20k▲
Profit (loss) for the period before taxes9903€21k€22k▲
Income taxes67/77€10k€11k▲
Profit (loss) for the period9904€10k€11k▲
Profit (loss) for the period to be appropriated9905€10k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€11k▲
Transfer from equity791/2-€48k
Transfer to equity691/2€10k€11k▲
To other reserves6921€10k€11k▲
Profit to be distributed694/7-€48k
Return on contributions (dividend)694-€48k
Social balance
Average headcount (FTE)90876.610.4▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
22-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 22 days late
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
17-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
30-09
Financial
Highest result since 2018net €29k ▲149%
Operating result €50k, net result €29k, both a record.
30-09
Financial
Equity above €100kEq €110k ▲36.3%
4 profitable years in a row build equity to €110k.
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 93 days late
2018
25-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg Deinze 1959810 NazarethGround area
3,366 m²
Building footprint
693 m²
Volume, LiDAR
3,949 m³
Parcel 44048G0450/00T002, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
OUTERIOR CONCEPT
since 20152.247.097.050
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44048G0450/00T002 | Flanders | 3,366 m² | 1 · 693 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 5 entries · 21,541 EUR awarded · 21,604 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,289 EUR | 1,289 EUR |
| 2024 | 2 | 8,377 EUR | 8,377 EUR |
| 2023 | 2 | 11,875 EUR | 11,938 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 21,218 companies in sector 81300 we hold annual accounts for 4,363. 3,612 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-10-2015
Fiscal year end30-09
Activities, NACEBEL
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.