OUFTICOOP
ActiveOUFTICOOP has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €110k and a net result of €-2k. Equity is growing by ~21.8% per year across the filed fiscal years. Its solvency ranks better than 71% of 26052 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
60
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability39▲+26
Solvency83▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.59 against 3.08 in 2023; short-term debt: 29.5% and cash: 6.8% of total assets), and 41.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
58.2%
Return on assets
-1.2%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
57 d early
2022
13 d early
2021
50 d late
2020
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€110k▲ 4.3%
2023 · €105k
2020: €44k
2021: €66k
2022: €87k
2023: €105k
2020 → 2024
Total assets
€189k▼ 1.3%
2023 · €191k
2020: €93k
2021: €112k
2022: €127k
2023: €191k
2020 → 2024
Net result
€-2k▲ 78.6%
2023 · €-11k
2020: €7k
2021: €8k
2022: €12k
2023: €-11k
2020 → 2024
Working capital
€88k▼ 21.1%
2023 · €112k
2020: €71k
2021: €59k
2022: €75k
2023: €112k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€44k-€66k▲ 49.4%€87k▲ 33.3%€105k▲ 20.7%€110k▲ 4.3%
Operating result€9k-€8k▼ 11.7%€14k▲ 89.0%€-8k€34
Net result€7k-€8k▲ 8.4%€12k▲ 53.8%€-11k€-2k▲ 78.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €34 after a loss of €8k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €189k
Fixed assets
€45k▲ 74.7%
Current assets
€144k▼ 13.1%
Equity and liabilities €189k
Equity
€110k▲ 4.3%
Debt
€79k▼ 8.1%
The debt ratio falls from 44.9% to 41.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€7k▲
2023 · €458
Cash flow
€5k▲
2023 · €-2k
Solvency
58.2%▲
2023 · 55.1%
Current ratio
2.59▼
2023 · 3.08
Quick ratio
1.85▼
2023 · 2.45
Debt / equity
0.72▼
2023 · 0.82
ROE
-2.1%▲
2023 · -10.0%
ROA
-1.2%▲
2023 · -5.5%
Interest coverage
2.58▲
2023 · 0.20
Debt
€79k▼
2023 · €86k
Debt ≤ 1 year
€56k▲
2023 · €54k
Debt > 1 year
€23k▼
2023 · €27k
Income taxes
€71▲
2023 · €2
Staff costs
€42k▼
2023 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€191k€189k▼
Fixed assets21/28€26k€45k▲
Tangible fixed assets22/27€26k€20k▼
Plant, machinery and equipment23€22k€16k▼
Furniture and vehicles24€4k€3k▼
Financial fixed assets28-€25k
Current assets29/58€166k€144k▼
Stocks and contracts in progress3€34k€41k▲
Stocks30/36€34k€41k▲
Amounts receivable within one year40/41€9k€8k▼
Trade receivables40€3k€6k▲
Other amounts receivable41€6k€3k▼
Current investments50/53€500€82k▲
Cash at bank and in hand54/58€112k€13k▼
Deferred charges and accrued income490/1€10k€406▼
Equity and liabilities
Total equity and liabilities10/49€191k€189k▼
Equity10/15€105k€110k▲
Contributions10/11€88k€95k▲
Profit (loss) carried forward14€17k€15k▼
Amounts payable17/49€86k€79k▼
Amounts payable after more than one year17€27k€23k▼
Financial debts170/4€26k€23k▼
Advances received on contracts in progress176€283-
Amounts payable within one year42/48€54k€56k▲
Current portion of amounts payable after more than one year42€3k€4k▲
Trade debts44€41k€40k▼
Suppliers440/4€41k€40k▼
Taxes, remuneration and social security45€9k€7k▼
Taxes450/3€2k-
Remuneration and social security454/9€8k€7k▼
Other amounts payable47/48-€5k
Accrued charges and deferred income492/3€6k€84▼
Income statement
Code20232024
Remuneration, social security and pensions62€44k€42k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€7k▼
Other operating charges640/8€769€653▼
Gross operating margin9900€45k€50k▲
Operating profit (loss)9901€-8k€34▲
Financial income75/76B€854€603▼
Recurring financial income75€854€603▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€2k€3k▲
Non-recurring financial charges66B€1k-
Profit (loss) for the period before taxes9903€-11k€-2k▲
Income taxes67/77€2€71▲
Profit (loss) for the period9904€-11k€-2k▲
Profit (loss) for the period to be appropriated9905€-11k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€15k▼
Profit (loss) brought forward from the previous period14P€28k€17k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
09-09
State Gazette act
Resignations & appointmentsGeneral meeting · Director appointment · Director resignation5 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director appointment · Director resignation5 facts ▸
- General meeting, 2026-05-31
- Director appointment, Louis Natalis (administrateur)
- Director appointment, Diana Calderan (administrateur)
- Director resignation, Aline Thiernesse (administrateur)
- Director resignation, Jonas Dembour (administrateur)
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-11k ▼186%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €105k ▲20.7%
Equity rises from €87k to €105k.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €12k ▲53.8%
Operating result €14k, net result €12k, both a record.
19-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 50 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 directors, no change since 2026
Diana Calderan
CurrentDirector · since 31-05-2026
Louis Natalis
CurrentDirector · since 31-05-2026
31-05-2026
Diana Calderan: Appointed as Director
31-05-2026
Louis Natalis: Appointed as Director
31-05-2026
Aline Thiernesse: Resigned as Director
31-05-2026
Jonas Dembour: Resigned as Director
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Curtius 104020 LiègeGround area
241 m²
Building footprint
118 m²
Volume, LiDAR
1,206 m³
Parcel 62808A0004/00C002, Wallonia · tallest building 14.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
OUFTICOOP
since 20192.290.744.773
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62808A0004/00C002 | Wallonia | 241 m² | 1 · 118 m² | 14.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLiège2.290.744.773
Similar companies · same sector, comparable size
PROXY BERCHEM
BE 0536.463.844
Antwerpen · Eq €110k
RM RETAIL GROUP
BE 0778.680.366
Houyet · Eq €110k
DODO 2017
BE 0671.815.070
Schaarbeek · Eq €110k
FLORENTIA
BE 0759.587.105
Florennes · Eq €110k
M.S.C.
BE 0820.073.830
Mortsel · Eq €110k
Of 10,527 companies in sector 47110 we hold annual accounts for 5,857. 4,615 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCooperative company
Founded20-06-2019
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47114Supermarkets
10890Manufacture of food products
47789Other retail sale of new goods
85599Other education
86909Human health activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:contact@oufticoop.be