Oud Munte
ActiveThe computed 12-month bankruptcy probability of Oud Munte is 4.1% (elevated). The annual accounts of Oud Munte for fiscal year 2025 show a net loss of 59% of the equity at the start of that year. The 2025 annual accounts show equity of €17k and a net result of €-24k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 39% of 13204 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
32
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency43▼-26
Growth78=
Track record100
Bankruptcy probability, 12 months
4.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.91 against 1.12 in 2024; short-term debt: 82% and cash: 26% of total assets), and 82% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18%
Return on assets
-26.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
2022
60 d late
2021
12 d early
2020
5 d early
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€17k▼ 59.5%
2024 · €41k
2019: €-41k
2020: €13k
2021: €124k
2022: €88k
2023: €28k
2024: €41k
2019 → 2025
Total assets
€92k▼ 0.5%
2024 · €92k
2019: €67k
2020: €83k
2021: €251k
2022: €158k
2023: €129k
2024: €92k
2019 → 2025
Net result
€-24k
2024 · €33k
2019: €-47k
2020: €54k
2021: €110k
2022: €-35k
2023: €19k
2024: €33k
2019 → 2025
Working capital
€-6k
2024 · €6k
2019: €-61k
2020: €-8k
2021: €94k
2022: €51k
2023: €1k
2024: €6k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€124k-€88k▼ 28.5%€28k▼ 68.5%€41k▲ 47.0%€17k▼ 59.5%
Operating result€127k-€-34k€24k€44k▲ 85.5%€-18k
Net result€110k-€-35k€19k€33k▲ 69.9%€-24k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €18k after €44k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €92k
Fixed assets
€23k▼ 33.3%
Current assets
€69k▲ 19.2%
Equity and liabilities €92k
Equity
€17k▼ 59.5%
Debt
€75k▲ 46.5%
The debt ratio rises from 55.7% to 82.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-7k▼
2024 · €56k
Cash flow
€-13k▼
2024 · €45k
Solvency
18.0%▼
2024 · 44.3%
Current ratio
0.91▼
2024 · 1.12
Quick ratio
0.57▼
2024 · 0.70
Debt / equity
4.55▲
2024 · 1.26
ROE
-146.9%▼
2024 · 80.9%
ROA
-26.5%▼
2024 · 35.8%
Interest coverage
-2.27▼
2024 · 18.56
Debt
€75k▲
2024 · €51k
Debt ≤ 1 year
€75k▲
2024 · €51k
Income taxes
€3k▼
2024 · €8k
Staff costs
€112k▲
2024 · €101k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€92k€92k▼
Fixed assets21/28€35k€23k▼
Tangible fixed assets22/27€35k€23k▼
Plant, machinery and equipment23€16k€10k▼
Furniture and vehicles24€4k€2k▼
Other tangible fixed assets26€14k€11k▼
Current assets29/58€58k€69k▲
Stocks and contracts in progress3€22k€26k▲
Stocks30/36€22k€26k▲
Amounts receivable within one year40/41€14k€18k▲
Trade receivables40€517€3k▲
Other amounts receivable41€14k€15k▲
Cash at bank and in hand54/58€19k€24k▲
Deferred charges and accrued income490/1€2k€992▼
Equity and liabilities
Total equity and liabilities10/49€92k€92k▼
Equity10/15€41k€17k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€35k€10k▼
Amounts payable17/49€51k€75k▲
Amounts payable within one year42/48€51k€75k▲
Trade debts44€13k€51k▲
Suppliers440/4€13k€51k▲
Taxes, remuneration and social security45€18k€24k▲
Taxes450/3€12k€7k▼
Remuneration and social security454/9€6k€16k▲
Other amounts payable47/48€20k€97▼
Income statement
Code20242025
Remuneration, social security and pensions62€101k€112k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€159k€107k▼
Operating profit (loss)9901€44k€-18k▼
Financial income75/76B€81€54▼
Recurring financial income75€81€54▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€41k€-21k▼
Income taxes67/77€8k€3k▼
Profit (loss) for the period9904€33k€-24k▼
Profit (loss) for the period to be appropriated9905€33k€-24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€55k€10k▼
Profit (loss) brought forward from the previous period14P€22k€35k▲
Profit to be distributed694/7€20k-
Return on contributions (dividend)694€20k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2019net €110k ▲103%
Operating result €127k, net result €110k, both a record.
31-12
Financial
Equity above €100kEq €124k ▲821%
2 profitable years in a row build equity to €124k.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €54k
Net result €54k after one loss-making year.
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Munteplein 79820 Merelbeke-MelleGround area
773 m²
Building footprint
236 m²
Parcel 44047A1177/00A000, Flanders. Linked by address, not a title deed.
1 establishment unit
Oud Munte
since 20192.287.718.274
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44047A1177/00A000 | Flanders | 773 m² | 1 · 236 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteMerelbeke-Melle2.287.718.274
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,455. 8,394 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-04-2019
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.