OSTEOMED CONCERN
ActiveOSTEOMED CONCERN has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €468k and a net result of €21k. Equity is growing by ~18.9% per year across the filed fiscal years. Its solvency ranks better than 43% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▼-11
Solvency72▲+4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity short (current ratio 0.71 against 0.96 in 2024; short-term debt: 10.5% and cash: 3.7% of total assets), and 52.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.2%
Return on assets
2.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
28 d early
2023
16 d early
2022
on the day
2021
20 d early
2020
12 d early
2019
97 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€468k▼ 0.1%
2024 · €468k
2018: €91k
2019: €150k
2020: €196k
2021: €257k
2022: €360k
2023: €383k
2024: €468k
2018 → 2025
Total assets
€991k▼ 9.5%
2024 · €1.10M
2018: €924k
2019: €983k
2020: €1.03M
2021: €1.08M
2022: €1.12M
2023: €1.06M
2024: €1.10M
2018 → 2025
Net result
€21k▼ 75.9%
2024 · €85k
2018: €21k
2019: €60k
2020: €46k
2021: €61k
2022: €118k
2023: €23k
2024: €85k
2018 → 2025
Working capital
€-30k▼ 435%
2024 · €-6k
2018: €-87k
2019: €-63k
2020: €-53k
2021: €-85k
2022: €-31k
2023: €-64k
2024: €-6k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€257k-€360k▲ 40.3%€383k▲ 6.3%€468k▲ 22.2%€468k▼ 0.1%
Operating result€97k-€181k▲ 86.1%€53k▼ 70.9%€148k▲ 182%€54k▼ 63.4%
Net result€61k-€118k▲ 95.6%€23k▼ 80.7%€85k▲ 272%€21k▼ 75.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 63% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €991k
Fixed assets
€917k▼ 4.8%
Current assets
€74k▼ 44.0%
Equity and liabilities €991k
Equity
€468k▼ 0.1%
Debt
€523k▼ 16.5%
The debt ratio falls from 57.3% to 52.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€101k▼
2024 · €200k
Cash flow
€67k▼
2024 · €137k
Solvency
47.2%▲
2024 · 42.7%
Current ratio
0.71▼
2024 · 0.96
Quick ratio
0.71▼
2024 · 0.96
Debt / equity
1.12▼
2024 · 1.34
ROE
4.4%▼
2024 · 18.2%
ROA
2.1%▼
2024 · 7.8%
Interest coverage
5.45▼
2024 · 10.21
Debt
€523k▼
2024 · €627k
Debt ≤ 1 year
€104k▼
2024 · €137k
Debt > 1 year
€419k▼
2024 · €490k
Income taxes
€15k▼
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.10M€991k▼
Fixed assets21/28€963k€917k▼
Tangible fixed assets22/27€963k€917k▼
Land and buildings22€917k€892k▼
Plant, machinery and equipment23€8k€6k▼
Furniture and vehicles24€38k€20k▼
Current assets29/58€132k€74k▼
Amounts receivable within one year40/41€46k€33k▼
Trade receivables40€33k€12k▼
Other amounts receivable41€13k€20k▲
Cash at bank and in hand54/58€83k€37k▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€1.10M€991k▼
Equity10/15€468k€468k▼
Contributions10/11€6k€6k=
Reserves13€462k€461k▼
Tax-exempt reserves132€21k€21k=
Distributable reserves133€441k€440k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€627k€523k▼
Amounts payable after more than one year17€490k€419k▼
Financial debts170/4€490k€419k▼
Amounts payable within one year42/48€137k€104k▼
Current portion of amounts payable after more than one year42€71k€70k▼
Trade debts44€14k€20k▲
Suppliers440/4€14k€20k▲
Taxes, remuneration and social security45€50k€13k▼
Taxes450/3€50k€10k▼
Remuneration and social security454/9-€3k
Other amounts payable47/48€2k€418▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52k€47k▼
Other operating charges640/8€8k€9k▲
Gross operating margin9900€208k€110k▼
Operating profit (loss)9901€148k€54k▼
Financial income75/76B€1k€168▼
Recurring financial income75€1k€168▼
Financial charges65/66B€20k€19k▼
Recurring financial charges65€20k€19k▼
Profit (loss) for the period before taxes9903€130k€36k▼
Income taxes67/77€45k€15k▼
Profit (loss) for the period9904€85k€21k▼
Transfer from tax-exempt reserves789€25k€0▼
Profit (loss) for the period to be appropriated9905€110k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€110k€21k▼
Transfer from equity791/2-€21k
Transfer to equity691/2€110k€21k▼
To other reserves6921€110k€21k▼
Profit to be distributed694/7-€21k
Return on contributions (dividend)694-€21k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €21k ▼75.9%
Net result drops to €21k, the lowest in the series.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €118k ▲95.6%
Operating result €181k, net result €118k, both a record.
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €257k ▲30.8%
4 profitable years in a row build equity to €257k.
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
05-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 97 days late
2019
31-12
Financial
Equity above €150kEq €150k ▲65.8%
2 profitable years in a row build equity to €150k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
23-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Langestraat 251755 PajottegemGround area
1,112 m²
Building footprint
138 m²
Volume, LiDAR
26 m³
Parcel 23040E0528/00N000, Flanders · tallest building 3.7 m. Linked by address, not a title deed.
1 establishment unit
OSTEOMED CONCERN
since 20092.184.841.064
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23040E0528/00N000 | Flanders | 1,112 m² | 1 · 138 m² | 3.7 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 35,182 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-11-2009
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
86909Human health activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.