OSMUNDA
ActiveOSMUNDA has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €170k and a net result of €65k. Equity is growing by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 36% of 1190 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
83
/ 100
Excellent▼ -17 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+13
Solvency52▼-34
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity tight (current ratio 1.19 against 1.59 in 2024), and 69.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.3%
Return on assets
11.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
74 d early
2024
21 d early
2023
20 d early
2022
20 d early
2021
11 d early
2020
5 d early
2019
64 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€170k▼ 34.2%
2024 · €258k
2018: €165k
2019: €180k
2020: €173k
2021: €186k
2022: €224k
2023: €227k
2024: €258k
2018 → 2025
Total assets
€560k▲ 9.4%
2024 · €512k
2018: €481k
2019: €469k
2020: €669k
2021: €656k
2022: €561k
2023: €580k
2024: €512k
2018 → 2025
Net result
€65k▲ 44.1%
2024 · €45k
2018: €25k
2019: €14k
2020: €7k
2021: €50k
2022: €62k
2023: €28k
2024: €45k
2018 → 2025
Working capital
€68k▼ 53.4%
2024 · €147k
2018: €30k
2019: €50k
2020: €81k
2021: €37k
2022: €52k
2023: €76k
2024: €147k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€186k-€224k▲ 20.3%€227k▲ 1.4%€258k▲ 13.5%€170k▼ 34.2%
Operating result€73k-€97k▲ 32.6%€47k▼ 50.8%€73k▲ 54.0%€82k▲ 12.7%
Net result€50k-€62k▲ 23.1%€28k▼ 54.1%€45k▲ 59.6%€65k▲ 44.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 13% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €560k
Fixed assets
€128k▲ 9.5%
Current assets
€432k▲ 9.4%
Equity and liabilities €560k
Equity
€170k▼ 34.2%
Debt
€390k▲ 53.9%
The debt ratio rises from 49.6% to 69.7%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€160k▲
2024 · €147k
Cash flow
€143k▲
2024 · €119k
Solvency
30.3%▼
2024 · 50.4%
Current ratio
1.19▼
2024 · 1.59
Quick ratio
1.09▼
2024 · 1.44
Debt / equity
2.30▲
2024 · 0.98
ROE
38.3%▲
2024 · 17.5%
ROA
11.6%▲
2024 · 8.8%
Interest coverage
28.49▲
2024 · 18.57
Debt
€390k▲
2024 · €254k
Debt ≤ 1 year
€363k▲
2024 · €248k
Debt > 1 year
€27k▲
2024 · €5k
Income taxes
€25k▲
2024 · €21k
Staff costs
€695k▲
2024 · €629k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€512k€560k▲
Fixed assets21/28€117k€128k▲
Tangible fixed assets22/27€116k€127k▲
Land and buildings22€1k€721▼
Plant, machinery and equipment23€60k€59k▼
Furniture and vehicles24€52k€59k▲
Other tangible fixed assets26€3k€8k▲
Financial fixed assets28€1k€1k=
Current assets29/58€395k€432k▲
Stocks and contracts in progress3€37k€34k▼
Stocks30/36€37k€34k▼
Amounts receivable within one year40/41€30k€212k▲
Trade receivables40€30k€208k▲
Other amounts receivable41€0€4k▲
Current investments50/53€186k€161k▼
Cash at bank and in hand54/58€141k€23k▼
Deferred charges and accrued income490/1€693€2k▲
Equity and liabilities
Total equity and liabilities10/49€512k€560k▲
Equity10/15€258k€170k▼
Contributions10/11€30k€19k▼
Reserves13€228k€151k▼
Tax-exempt reserves132€13k€13k=
Distributable reserves133€215k€138k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€254k€390k▲
Amounts payable after more than one year17€5k€27k▲
Financial debts170/4€5k€27k▲
Amounts payable within one year42/48€248k€363k▲
Current portion of amounts payable after more than one year42€32k€16k▼
Financial debts43€56€403▲
Credit institutions430/8€56€403▲
Trade debts44€52k€84k▲
Suppliers440/4€52k€84k▲
Taxes, remuneration and social security45€98k€115k▲
Taxes450/3€27k€63k▲
Remuneration and social security454/9€71k€53k▼
Other amounts payable47/48€65k€148k▲
Accrued charges and deferred income492/3€396€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€629k€695k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€74k€78k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€780k€858k▲
Operating profit (loss)9901€73k€82k▲
Financial income75/76B€1k€13k▲
Recurring financial income75€1k€792▼
Non-recurring financial income76B-€12k
Financial charges65/66B€8k€6k▼
Recurring financial charges65€8k€6k▼
Profit (loss) for the period before taxes9903€66k€90k▲
Income taxes67/77€21k€25k▲
Profit (loss) for the period9904€45k€65k▲
Profit (loss) for the period to be appropriated9905€45k€65k▲
Appropriation of the result
Profit (loss) to be appropriated9906€45k€65k▲
Transfer from equity791/2€14k€153k▲
Transfer to equity691/2€45k€65k▲
To other reserves6921€45k€65k▲
Profit to be distributed694/7€14k€153k▲
Return on contributions (dividend)694€14k€153k▲
Social balance
Average headcount (FTE)90870.011.7▲
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €65k ▲44.1%
Net result €65k, the highest in the series.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €200kEq €224k ▲20.3%
5 profitable years in a row build equity to €224k.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €7k ▼52.7%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
28-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haacht · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ijzerwegstraat(TIL) 13150 HaachtGround area
1.3 ha
Building footprint
573 m²
Volume, LiDAR
3,339 m³
Parcel 24108B0211/00F000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
OSMUNDA
since 19942.067.566.777
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24108B0211/00F000 | Flanders | 1.3 ha | 1 · 573 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 8 entries · 16,947 EUR awarded · 16,916 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 4 | 13,876 EUR | 13,876 EUR |
| 2024 | 2 | 2,567 EUR | 2,535 EUR |
| 2023 | 1 | 259 EUR | 261 EUR |
| 2022 | 1 | 245 EUR | 244 EUR |
Schemes
Individueel Maatwerk
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Premie kwalificerend werkplekleren
Recognitions · licences · registrations
Dual-learning approval
2 live approvals · 2 endedGroenaanleg en –beheer duaal (so)
Tuinaanlegger-groenbeheerder duaal (so)
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Of 21,161 companies in sector 81300 we hold annual accounts for 4,347. 3,479 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-06-1994
Fiscal year end31-12
Activities, NACEBEL
01410Raising of dairy cattle
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@osmunda.be