OSKO
ActiveSummary
The computed 12-month bankruptcy probability of OSKO is 3.1% (moderate). The 2025 annual accounts show equity of €332k and a net result of €91k. Equity is growing by ~36.8% per year across the filed fiscal years. Its solvency ranks better than 62% of 3674 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-6
Solvency66▼-4
Growth78=
Track record94
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity tight (current ratio 1.3 against 1.55 in 2024; short-term debt: 21.7% and cash: 14% of total assets), and 58.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.1%
Return on assets
11.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
30 d late
2024
18 d late
2023
26 d late
2022
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€332k▲ 1.9%
2024 · €325k
2022: €80k
2023: €212k
2024: €325k
2022 → 2025
Total assets
€807k▲ 12.1%
2024 · €719k
2022: €388k
2023: €564k
2024: €719k
2022 → 2025
Net result
€91k▼ 19.8%
2024 · €114k
2022: €50k
2023: €132k
2024: €114k
2022 → 2025
Working capital
€52k▼ 38.9%
2024 · €85k
2022: €13k
2023: €73k
2024: €85k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€80k-€212k▲ 165%€325k▲ 53.8%€332k▲ 1.9%
Operating result€67k-€189k▲ 183%€154k▼ 18.2%€134k▼ 13.1%
Net result€50k-€132k▲ 164%€114k▼ 13.6%€91k▼ 19.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €807k
Fixed assets
€579k ▲ 21.3%
Current assets
€228k ▼ 5.9%
Equity and liabilities €807k
Equity
€332k ▲ 1.9%
Debt
€475k ▲ 20.6%
Debt's share of the balance-sheet total rises from 54.8% to 58.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€209k▲
2024 · €205k
Cash flow
€166k▲
2024 · €164k
Current ratio
1.30▼
2024 · 1.55
Quick ratio
1.30▼
2024 · 1.54
Debt to equity
1.43▲
2024 · 1.21
ROE
27.5%▼
2024 · 35.0%
ROA
11.3%▼
2024 · 15.8%
Interest coverage
21.33▼
2024 · 29.94
Debt ≤ 1 year
€175k▲
2024 · €156k
Debt > 1 year
€300k▲
2024 · €237k
Income taxes
€33k▼
2024 · €35k
Staff costs
€148k▲
2024 · €127k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€719k€807k▲
Fixed assets21/28€477k€579k▲
Intangible fixed assets21€3k€839▼
Tangible fixed assets22/27€472k€576k▲
Land and buildings22€236k€225k▼
Plant, machinery and equipment23€103k€122k▲
Furniture and vehicles24€76k€60k▼
Leasing and similar rights25-€93k
Other tangible fixed assets26€58k€76k▲
Financial fixed assets28€2k€2k=
Current assets29/58€242k€228k▼
Stocks and contracts in progress3€500€500=
Stocks30/36€500€500=
Amounts receivable within one year40/41€91k€110k▲
Trade receivables40€67k€103k▲
Other amounts receivable41€24k€7k▼
Cash at bank and in hand54/58€149k€113k▼
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€719k€807k▲
Equity10/15€325k€332k▲
Contributions10/11€30k€30k=
Reserves13€295k€302k▲
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€292k€299k▲
Amounts payable17/49€394k€475k▲
Amounts payable after more than one year17€237k€300k▲
Financial debts170/4€237k€300k▲
Amounts payable within one year42/48€156k€175k▲
Current portion of amounts payable after more than one year42€13k€31k▲
Trade debts44€85k€55k▼
Suppliers440/4€85k€55k▼
Taxes, remuneration and social security45€59k€53k▼
Taxes450/3€47k€42k▼
Remuneration and social security454/9€13k€11k▼
Other amounts payable47/48-€36k
Income statement
Code20242025
Remuneration, social security and pensions62€127k€148k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€74k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€334k€360k▲
Operating profit (loss)9901€154k€134k▼
Financial income75/76B€1k€30▼
Recurring financial income75€1k€30▼
Financial charges65/66B€7k€10k▲
Recurring financial charges65€7k€10k▲
Profit (loss) for the period before taxes9903€149k€124k▼
Income taxes67/77€35k€33k▼
Profit (loss) for the period9904€114k€91k▼
Profit (loss) for the period to be appropriated9905€114k€91k▼
Appropriation of the result
Profit (loss) to be appropriated9906€114k€91k▼
Transfer from equity791/2-€85k
Transfer to equity691/2€114k€91k▼
To other reserves6921€114k€91k▼
Profit to be distributed694/7-€85k
Return on contributions (dividend)694-€85k
Social balance
Average headcount (FTE)90875.33.0▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 30 days late
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 18 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 26 days late
2023
31-12
Financial
Highest result since 2022net €132k ▲164%
Operating result €189k, net result €132k, both a record.
31-12
Financial
Equity above €200kEq €212k ▲165%
2 profitable years in a row build equity to €212k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Speelstraat 38 A9750 KruisemGround area
1,483 m²
Building footprint
172 m²
Volume, LiDAR
1,084 m³
Parcel 45057B0847/00L000, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
OSKO
since 20212.324.929.058
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45057B0847/00L000 | Flanders | 1,483 m² | 1 · 172 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteKruisem2.324.929.058
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Xtra Via
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Of 7,504 companies in sector 56210 we hold annual accounts for 2,444. 1,504 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-08-2021
Fiscal year end31-12
Activities, NACEBEL 2025
56210Event catering
47210Retail sale of fruit and vegetables
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.osko.be
E-mail:info@osko.be