Ortho-C
ActiveSummary
Ortho-C has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €728k and a net result of €31k. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 95% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-8
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 72.43 against 74.04 in 2024; short-term debt: 1.3% and cash: 25.5% of total assets), and 1.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.6%
Return on assets
4.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-07-2026, 27 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
27 d early
2024
35 d early
2023
28 d early
2022
28 d early
2021
23 d early
2020
29 d early
2019
55 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€728k▲ 4.4%
2024 · €697k
2018: €236k
2019: €314k
2020: €375k
2021: €490k
2022: €576k
2023: €625k
2024: €697k
2018 → 2025
Total assets
€738k▲ 4.4%
2024 · €707k
2018: €455k
2019: €534k
2020: €589k
2021: €723k
2022: €591k
2023: €636k
2024: €707k
2018 → 2025
Net result
€31k▼ 57.6%
2024 · €72k
2018: €34k
2019: €78k
2020: €61k
2021: €116k
2022: €85k
2023: €49k
2024: €72k
2018 → 2025
Working capital
€690k▲ 8.5%
2024 · €636k
2018: €183k
2019: €268k
2020: €333k
2021: €397k
2022: €478k
2023: €540k
2024: €636k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€490k-€576k▲ 17.4%€625k▲ 8.6%€697k▲ 11.6%€728k▲ 4.4%
Operating result€154k-€117k▼ 23.5%€75k▼ 35.7%€94k▲ 24.7%€23k▼ 76.1%
Net result€116k-€85k▼ 26.3%€49k▼ 42.2%€72k▲ 47.1%€31k▼ 57.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 76% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €738k
Fixed assets
€39k ▼ 38.0%
Current assets
€700k ▲ 8.5%
Equity and liabilities €738k
Equity
€728k ▲ 4.4%
Debt
€10k ▲ 7.7%
Debt's share of the balance-sheet total stays at 1.4%.
Key figures and ratios
EBITDA
€46k▼
2024 · €120k
Cash flow
€54k▼
2024 · €98k
Current ratio
72.43▼
2024 · 74.04
Debt to equity
0.01▲
2024 · 0.01
ROE
4.2%▼
2024 · 10.4%
ROA
4.2%▼
2024 · 10.2%
Interest coverage
103.84▼
2024 · 615.77
Debt ≤ 1 year
€10k▲
2024 · €9k
Income taxes
€4k▼
2024 · €29k
Staff costs
€16k▼
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€707k€738k▲
Formation expenses20€0€0=
Fixed assets21/28€62k€39k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€62k€38k▼
Plant, machinery and equipment23€20k€8k▼
Furniture and vehicles24€3k€1k▼
Other tangible fixed assets26€39k€30k▼
Financial fixed assets28€460€200▼
Current assets29/58€644k€700k▲
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Amounts receivable within one year40/41€23k€9k▼
Trade receivables40€13k€5k▼
Other amounts receivable41€11k€4k▼
Current investments50/53€480k€500k▲
Cash at bank and in hand54/58€138k€188k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€707k€738k▲
Equity10/15€697k€728k▲
Contributions10/11€12k€12k=
Reserves13€490k€520k▲
Distributable reserves133€490k€520k▲
Profit (loss) carried forward14€195k€195k=
Amounts payable17/49€10k€10k▲
Amounts payable within one year42/48€9k€10k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€4k€5k▲
Taxes450/3€4€5k▲
Remuneration and social security454/9€4k€0▼
Other amounts payable47/48€2k€3k▲
Accrued charges and deferred income492/3€901€683▼
Income statement
Code20242025
Remuneration, social security and pensions62€29k€16k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€23k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€150k€64k▼
Operating profit (loss)9901€94k€23k▼
Financial income75/76B€7k€13k▲
Recurring financial income75€7k€13k▲
Financial charges65/66B€194€443▲
Recurring financial charges65€194€443▲
Profit (loss) for the period before taxes9903€101k€35k▼
Income taxes67/77€29k€4k▼
Profit (loss) for the period9904€72k€31k▼
Profit (loss) for the period to be appropriated9905€72k€31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€268k€226k▼
Profit (loss) brought forward from the previous period14P€195k€195k=
Transfer to equity691/2€72k€31k▼
To other reserves6921€72k€31k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €31k ▼57.6%
Net result drops to €31k, the lowest in the series.
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 13current ratio 34.05
Current ratio from 2.72 to 34.05; short-term debt falls from €231k to €14k.
31-12
Financial
Equity above €500kEq €576k ▲17.4%
5 profitable years in a row build equity to €576k.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €116k ▲89.4%
Operating result €154k, net result €116k, both a record.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 55 days late
2019
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 6 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herstal · 2 establishment units since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Agriculture 1774040 HerstalGround area
1,079 m²
Building footprint
198 m²
Volume, LiDAR
1,873 m³
2 parcels, Wallonia · tallest building 24.0 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Grand Place 59, 4800 Verviers
since 20092.241.711.075
Rue de l'Agriculture 177, 4040 Herstal
since 20092.241.711.570
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62314F0843/00L000 | Wallonia | 758 m² | 1 · 69 m² | 6.7 m · 2 fl. |
| 63022A0248/00C000 | Wallonia | 321 m² | 1 · 128 m² | 24.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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TANDARTSPRAKTIJK KATRIEN SMET
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Sint-Niklaas · Eq €729,521
Nasim Mahjoub
BE 0722.907.940
Antwerpen · Eq €729,525
Orthodontie Hilde Joachum
BE 0837.946.574
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Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 3,219 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-01-2009
Fiscal year end31-12
Activities, NACEBEL 2025
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.