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OPUS 3

Active
Non-profit association· 42 yrs active
Laroussesquare 16 ·1190 Vorst, Belgium
KBO/BCE: BE 0428.556.787
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Age42 yrs
Board6

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of OPUS 3 is 0.1% (very low). The company has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
No filing deadline can be computed
The statutory deadline is seven months after the close of the financial year, and that close is far from always 31 December. For this company we see no filed accounts and no founding deed stating the year end, so we compute no deadline and make no claim. This is expressly not a confirmation that anything was filed on time.
How we compute the deadline
We do not know this company's financial year end, so we compute no filing deadline.

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1984, 42 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form No NACE activity registered +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
No annual accounts filed
We find no annual accounts filed with the National Bank for this company. Not every legal form has to file: sole traders, small non-profits and dormant companies generally publish no figures. If the company files later, the figures appear here automatically.

Directors

Directors & mandates

under verification
Directors derived from a single State Gazette act, under verification
All 6 current directors first appear in the same act (25067192). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
  • Bogaerts Quentin
    Director
    State Gazette act 25067192 (26-05-2025)
    Current
    24-11-2024 → present
  • Bogerd Patricia
    Director
    State Gazette act 25067192 (26-05-2025)
    Current
    24-11-2024 → present
  • Cardon de Lichtbuer Valérie
    Director
    State Gazette act 25067192 (26-05-2025)
    Current
    24-11-2024 → present
  • Claude Jottrand
    Director
    State Gazette act 25067192 (26-05-2025)
    Current
    24-11-2024 → present
  • Martine Mergeay
    Director
    State Gazette act 25067192 (26-05-2025)
    Current
    24-11-2024 → present
  • Robberecht Geert
    Director
    State Gazette act 25067192 (26-05-2025)
    Current
    24-11-2024 → present
Former directors (1)
  • Stoclet Aude
    Director
    State Gazette act 25067192 (26-05-2025)
    Former
    - → 24-11-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary -
Legal form Non-profit association(017)
Incorporation13-04-1984
StatusActive
Postal code1190

Locations & real estate

Parcels1
Ground area342 m²
Buildings1
Building footprint169 m²
Volume (LiDAR)2,007 m³
Tallest building16.5 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21383B0098/00K004 Brussels 342 m² 1 · 169 m² 16.5 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 1 year ago
2025
26-05-2025 7 directors appointed, 1 resigning, 1 reappointed Director changes
  • Bogerd Patricia, Bestuurder
  • Martine Mergeay, Bestuurder
  • Cardon de Lichtbuer Valérie, Bestuurder
  • Claude Jottrand, Bestuurder
  • Robberecht Geert, Bestuurder
  • Bogaerts Quentin, Bestuurder
  • Mouton Bernard, Gestion journalière
  • Stoclet Aude, Bestuurder

Analysis

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameFR OPUS 3
Registered office
Laroussesquare 16
1190 Vorst, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.