Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of OPUS 3 is 0.1% (very low). The company has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wideSource: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBBDirectors
Directors & mandates
under verification-
Bogaerts QuentinDirectorState Gazette act 25067192 (26-05-2025)Current24-11-2024 → present
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Bogerd PatriciaDirectorState Gazette act 25067192 (26-05-2025)Current24-11-2024 → present
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Cardon de Lichtbuer ValérieDirectorState Gazette act 25067192 (26-05-2025)Current24-11-2024 → present
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Claude JottrandDirectorState Gazette act 25067192 (26-05-2025)Current24-11-2024 → present
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Martine MergeayDirectorState Gazette act 25067192 (26-05-2025)Current24-11-2024 → present
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Robberecht GeertDirectorState Gazette act 25067192 (26-05-2025)Current24-11-2024 → present
Former directors (1)
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Stoclet AudeDirectorState Gazette act 25067192 (26-05-2025)Former- → 24-11-2024
Insolvency mandates
Legal Structure
| NACE primary | - |
| Legal form | Non-profit association(017) |
| Incorporation | 13-04-1984 |
| Status | Active |
| Postal code | 1190 |
Locations & real estate
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21383B0098/00K004 | Brussels | 342 m² | 1 · 169 m² | 16.5 m · 4 fl. |
Publications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
1 acts26-05-2025 7 directors appointed, 1 resigning, 1 reappointed
- Bogerd Patricia, Bestuurder
- Martine Mergeay, Bestuurder
- Cardon de Lichtbuer Valérie, Bestuurder
- Claude Jottrand, Bestuurder
- Robberecht Geert, Bestuurder
- Bogaerts Quentin, Bestuurder
- Mouton Bernard, Gestion journalière
- Stoclet Aude, Bestuurder
Analysis
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Credit advice
verdict per customer and amountCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameFR | OPUS 3 |