OPTIQUE BAUWENS
ActiveOPTIQUE BAUWENS has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €504k and a net result of €79k. Equity is growing by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 12.35 against 6.19 in 2024; short-term debt: 7.3% and cash: 36.3% of total assets), and 7.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 26
Relative position
BE, all sectors
reference
Sector 26
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.7%
Return on assets
14.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
28 d late
2023
23 d late
2022
30 d late
2021
26 d late
2020
17 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€79k▲ 12.0%
2024 · €71k
2018: €25k
2019: €59k
2020: €58k
2021: €68k
2022: €32k
2023: €43k
2024: €71k
2018 → 2025
Working capital
€451k▲ 20.8%
2024 · €373k
2018: €210k
2019: €161k
2020: €221k
2021: €200k
2022: €266k
2023: €300k
2024: €373k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€307k-€339k▲ 10.5%€382k▲ 12.5%€425k▲ 11.2%€504k▲ 18.6%
Operating result€79k-€47k▼ 41.1%€52k▲ 11.1%€95k▲ 82.5%€108k▲ 13.9%
Net result€68k-€32k▼ 52.6%€43k▲ 31.8%€71k▲ 65.8%€79k▲ 12.0%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 14% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €544k
Fixed assets
€53k▲ 3.2%
Current assets
€490k▲ 10.2%
Equity and liabilities €544k
Equity
€504k▲ 18.6%
Debt
€40k▼ 44.8%
The debt ratio falls from 14.5% to 7.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€129k▲
2024 · €125k
Cash flow
€100k▼
2024 · €101k
Solvency
92.7%▲
2024 · 85.5%
Current ratio
12.35▲
2024 · 6.19
Quick ratio
9.47▲
2024 · 4.97
Debt / equity
0.08▼
2024 · 0.17
ROE
15.7%▼
2024 · 16.6%
ROA
14.6%▲
2024 · 14.2%
Interest coverage
13.08▼
2024 · 136.39
Debt
€40k▼
2024 · €72k
Debt ≤ 1 year
€40k▼
2024 · €72k
Income taxes
€22k▼
2024 · €25k
Staff costs
€75k▲
2024 · €70k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€497k€544k▲
Fixed assets21/28€52k€53k▲
Intangible fixed assets21€277-
Tangible fixed assets22/27€51k€53k▲
Plant, machinery and equipment23€11k€17k▲
Furniture and vehicles24€41k€37k▼
Financial fixed assets28€25€25=
Current assets29/58€445k€490k▲
Stocks and contracts in progress3€88k€115k▲
Stocks30/36€88k€115k▲
Amounts receivable within one year40/41€5k€6k▲
Trade receivables40€4k€2k▼
Other amounts receivable41€227€5k▲
Current investments50/53€153k€172k▲
Cash at bank and in hand54/58€200k€197k▼
Equity and liabilities
Total equity and liabilities10/49€497k€544k▲
Equity10/15€425k€504k▲
Contributions10/11€12k€12k=
Outside capital11€12k€12k=
Other1109/19€12k€12k=
Reserves13€412k€492k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€411k€490k▲
Amounts payable17/49€72k€40k▼
Amounts payable within one year42/48€72k€40k▼
Trade debts44€25k€10k▼
Suppliers440/4€25k€10k▼
Taxes, remuneration and social security45€18k€16k▼
Taxes450/3€2k-
Remuneration and social security454/9€16k€16k▲
Other amounts payable47/48€29k€14k▼
Income statement
Code20242025
Remuneration, social security and pensions62€70k€75k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€21k▼
Other operating charges640/8€773€1k▲
Gross operating margin9900€195k€204k▲
Operating profit (loss)9901€95k€108k▲
Financial income75/76B€2k€4k▲
Recurring financial income75€2k€4k▲
Financial charges65/66B€917€11k▲
Recurring financial charges65€917€10k▲
Non-recurring financial charges66B-€921
Profit (loss) for the period before taxes9903€96k€101k▲
Income taxes67/77€25k€22k▼
Profit (loss) for the period9904€71k€79k▲
Profit (loss) for the period to be appropriated9905€71k€79k▲
Appropriation of the result
Profit (loss) to be appropriated9906€71k€79k▲
Transfer to equity691/2€43k€79k▲
To other reserves6921€43k€79k▲
Profit to be distributed694/7€28k-
Return on contributions (dividend)694€28k-
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 27 days late
2025
31-12
Financial
Highest result since 2018net €79k ▲12%
Operating result €108k, net result €79k, both a record.
31-12
Financial
Equity above €500kEq €504k ▲18.6%
8 profitable years in a row build equity to €504k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 28 days late
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 23 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 8.49
Current ratio from 4.07 to 8.49; short-term debt falls from €65k to €35k.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 26 days late
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 17 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 28 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 23 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 24 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ath · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Nazareth 87800 AthGround area
220 m²
Building footprint
108 m²
Parcel 51004D0718/00B000, Wallonia. Linked by address, not a title deed.
1 establishment unit
OPTIQUE BAUWENS
since 20062.151.331.029
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51004D0718/00B000 | Wallonia | 220 m² | 1 · 108 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0404.139.810
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BE 0477.179.721
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VAN LIERDE NATUURSTEEN
BE 0424.341.445
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MAGRACON
BE 0472.653.284
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Robert Radermacher
BE 0428.908.462
Raeren · Eq €513k
Of 428 companies in sector 26700 we hold annual accounts for 341. 294 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-2006
Fiscal year end31-12
Activities, NACEBEL
26700Manufacture of computer, electronic and optical products
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
52485
46150Agents in the wholesale of furniture, household goods and hardware
51150
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.