Checked.be
Active
BE 0804.009.046Private limited company
OPTIMIST
Menenstraat 472 ·8560 Wevelgem, Belgium· 3 yrs active
Sector: Detailhandel in kledingaccessoires
(47715)
Conclusion
The computed 12-month bankruptcy probability of OPTIMIST is 3.5% (moderate). The 2024 annual accounts show negative equity (€-33k) and a net result of €-36k. Its solvency ranks better than 14% of 1225 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Key figures
| Equity | €-33k |
| Net result | €-36k |
| Staff (FTE) | 0.9 |
| Better than sector | 14% |
Snowflake analysis
56
/ 100
Mixed profile: strong on profitability, weaker on health.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
10
Profitability
100
Solvency
33
Growth
-
Stability
79
Bankruptcy probability (12 mo)
3.5%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+Annual accounts: weaker financial profile
+Higher-failure-rate sector
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer
10
/ 100
Critical
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 30-06-2025 with the NBB · fiscal year 2024 · verkort
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -9.6% | 20.4% | |
| Net result | €-36k | €26k | |
| Equity | €-33k | €142k | |
| Gross operating margin | €9k | €217k | |
| Staff costs | €37k | €163k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2024 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | €-29k |
| Net profit | €-36k |
| Cash flow | €-30k |
| Staff costs | €37k |
| Income taxes | - |
| Dividends | - |
| Total assets | €347k |
| Equity | €-33k |
| Debt | €381k |
| of which ≤ 1y | €356k |
| of which > 1y | €25k |
| Working capital | €-181k |
| Employees (FTE) | 0.9 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.49 |
| Quick ratio | 0.19 |
| Working capital ratio | -52.1% |
| Solvency | -9.6% |
| Debt / equity | -11.40 |
| Long-term debt ratio | -0.75 |
| Interest coverage | -11.47 |
| Gross margin | - |
| Net margin | - |
| ROA | -10.5% |
| ROE | 109.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €347k |
| Fixed assets | 21/28 | €173k |
| Tangible fixed assets | 22/27 | €173k |
| Current assets | 29/58 | €175k |
| Stocks & contracts in progress | 3 | €106k |
| Amounts receivable within one year | 40/41 | €13k |
| Cash & bank | 54/58 | €5k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €347k |
| Equity | 10/15 | €-33k |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €-36k |
| Amounts payable | 17/49 | €381k |
| Amounts payable after one year | 17 | €25k |
| Amounts payable within one year | 42/48 | €356k |
| Trade debts payable within one year | 44 | €86k |
| Income statement | ||
| Gross operating margin | 9900 | €9k |
| Operating result | 9901 | €-35k |
| Financial income | 75 | €1k |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €-36k |
| Net result for the period | 9904 | €-36k |
| Result to be appropriated | 9905 | €-36k |
Ratios computed by Checked.
Legal Structure
| NACE primary | Detailhandel in kledingaccessoires(47715) |
| Legal form | Private limited company(610) |
| Incorporation | 17-07-2023 |
| Status | Active |
| Postal code | 8560 |
Establishment units
OPTIMIST Workwear & Safety
since 20232.347.297.951
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34041A0423/00B002 | Flanders | 980 m² | 1 · 434 m² | 5.4 m · 1 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2025
30-06-2025
NBB filing
Annual accounts filed
Credit advice
AI due-diligence brief
Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE)
Activities
Groothandel in werkkleding46421Groothandel in werkkleding46421Detailhandel in kledingaccessoires in gespecialiseerde winkels47715Detailhandel in kledingaccessoires47715Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires in gespecialiseerde winkels (algemeen assortiment)47716Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)47716Detailhandel in schoeisel in gespecialiseerde winkels47721Detailhandel in schoeisel47721Detailhandel in medische en orthopedische artikelen in gespecialiseerde winkels47740Detailhandel in medische en orthopedische artikelen, muv corrigerende brillen, lenzen en zonnebrillen47741Holdings64200Activiteiten van holdings64210Reparatie van schoeisel en lederwaren95230Reparatie en onderhoud van schoeisel en lederwaren95230
Primary activity highlighted.
Names & trade names
| Legal nameNL | OPTIMIST |
| Trade nameNL | - “OPTIMIST Workwear & Safety”. - “OPTIMIST Security”. - “OPTIMIST Werkkledij”. - “OPTIMIST Veiligheid”. - “OPTIMIST Beveiliging”. - “OPTIMIST Sleutels en Sloten”. |
Registered office
Menenstraat 472
8560 Wevelgem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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