Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
Summary
Conclusion
the dossier summarised in one paragraphOptim Plus+ is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.11M and a net result of €167k. Equity is growing by ~4% per year across the filed fiscal years. Its solvency ranks better than 93% of 498 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 6 annual accounts.
Signals
3 signals · with evidenceSignals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-03-2025 | 31-10-2025 | 31-08-2025 | 61 d early | 2025-00455281 |
| 31-03-2024 | 31-10-2024 | 31-10-2024 | on the day | 2024-00525693 |
| 31-03-2023 | 31-10-2023 | 31-10-2023 | on the day | 2023-00502610 |
| 31-03-2022 | 31-10-2022 | 31-10-2022 | on the day | 2022-20480609 |
| 31-03-2021 | 31-10-2021 | 14-10-2021 | 17 d early | 2021-72100021 |
| 31-03-2020 | 31-10-2020 | 25-11-2020 | 25 d late | 2020-73000363 |
| 31-03-2019 | 31-10-2019 | 08-10-2019 | 23 d early | 2019-69500480 |
| 31-03-2018 | 31-10-2018 | 28-08-2018 | 64 d early | 2018-55600341 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneThis is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
Financials
Annual accounts & ratios
Source: NBB · 2025How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 96.5% | 43.2% | |
| Net result | €167k | €68k | |
| Equity | €1.11M | €492k | |
| Gross operating margin | €173k | €83k | |
| Total assets | €1.15M | €1.58M |
| Fiscal year | 2025 |
|---|---|
| Deposit | verkort |
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €167k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €17k |
| Dividends | - |
| Total assets | €1.15M |
| Equity | €1.11M |
| Debt | €41k |
| of which ≤ 1y | €41k |
| of which > 1y | - |
| Working capital | n/a |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 96.5% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 14.5% |
| ROE | 15.0% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.15M |
| Fixed assets | 21/28 | €7k |
| Tangible fixed assets | 22/27 | €7k |
| Current assets | 29/58 | €1.14M |
| Amounts receivable within one year | 40/41 | €271k |
| Cash & bank | 54/58 | €85k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.15M |
| Equity | 10/15 | €1.11M |
| Contributions / capital | 10/11 | €118k |
| Reserves | 13 | €988k |
| Accumulated profits (losses) | 14 | €2k |
| Amounts payable | 17/49 | €41k |
| Amounts payable within one year | 42/48 | €41k |
| Trade debts payable within one year | 44 | €3k |
| Income statement | ||
| Gross operating margin | 9900 | €173k |
| Operating result | 9901 | €169k |
| Financial income | 75 | €14k |
| Financial charges | 65 | €57 |
| Result before taxes | 9903 | €183k |
| Income taxes | 67/77 | €17k |
| Net result for the period | 9904 | €167k |
| Result to be appropriated | 9905 | €167k |
Health barometer
FY 2025 · computedDirectors
Directors & mandates
2 directors-
VAN HEES JessyDirectorState Gazette act 24419459 (29-07-2024)Current12-03-2017 → present
2 events
- 29-07-2024 Appointed· Director
- 12-03-2017 Appointed· Manager
Former directors (1)
-
De besloten vennootschap "OPTIM PLUS"DirectorState Gazette act 24419459 (29-07-2024)Former- → 24-07-2024
Insolvency mandates
Legal Structure
| NACE primary | Activiteiten van holdings(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 20-04-2016 |
| Status | Active |
| Postal code | 2630 |
Locations & real estate
Registered office
on the map · from the address registerReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11001B0094/00B000 | Flanders | 1,553 m² | 1 · 264 m² | 8.2 m · 2 fl. |
Publications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
9 acts28-05-2026 Notarial deed · General meeting · Auditor report · Dissolution balance sheet
- Publication: 2026-05-28 · Optim Plus +
- Filing: 2026-05-18 · Optim Plus +
- Notarial deed: 2026-04-22 · Optim Plus +
- General meeting: 2026-04-22 · Optim Plus +
- Auditor report: 2026-04-21 · Optim Plus +
- Dissolution balance sheet: date: 2026-02-28 · Optim Plus +
- Officer resignation: 2026-04-22 · VAN HEES Jessy
- Officer discharge: 2026-04-22 · VAN HEES Jessy
- Dissolution: 2026-04-22 · Optim Plus +
- Liquidation: 2026-04-22 · Optim Plus +
- Share distribution: 2026-04-22 · Optim Plus +
- Accounting effect: 2026-04-22 · Optim Plus +
- Power of attorney: 2026-04-22 · VAN HEES Jessy
- Power of attorney: 2026-04-22 · Piet Dujardin
- Power of attorney: 2026-04-22 · Emiel DE DEKEN
- Act object: BV(BA): ontbinding
29-07-2024 Publication in the Belgian Official Gazette, Minor change
26-06-2023 Registered office moved from Wilrijk to Aartselaar
04-02-2022 Capital increase of €29,275.29
04-11-2021 Capital increase of €7,421.23
31-05-2021 Besloten vennootschap "XSABA" reappointed as director
12-07-2017 Change in the board of directors
10-04-2017 Jessy Van Hees appointed as manager
22-04-2016 Incorporation of a new BV
Analysis
Snowflake analysis
financial profile on 5 axesStrong profile, led by solvency.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
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Credit advice
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