OPTIEK VAN GORP
ActiveSummary
OPTIEK VAN GORP has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.67M and a net result of €985k. Equity is growing by ~13.7% per year across the filed fiscal years. Its solvency ranks better than 92% of 10359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500k at 30 days acceptable
Liquidity ample (current ratio 6.71 against 9.66 in 2024; short-term debt: 14.5% and cash: 72.1% of total assets), and 14.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.5%
Return on assets
14.9%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 24-10-2025, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
28 d early
2023
220 d late
2022
28 d early
2021
47 d early
2020
33 d early
2019
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€5.67M▲ 12.6%
2024 · €5.03M
2019: €2.60M
2020: €2.66M
2021: €3.34M
2022: €4.12M
2023: €4.53M
2024: €5.03M
2019 → 2025
Total assets
€6.63M▲ 18.6%
2024 · €5.59M
2019: €2.74M
2020: €3.28M
2021: €3.52M
2022: €4.40M
2023: €5.15M
2024: €5.59M
2019 → 2025
Net result
€985k▲ 16.4%
2024 · €847k
2019: €471k
2020: €549k
2021: €675k
2022: €785k
2023: €760k
2024: €847k
2019 → 2025
Working capital
€5.48M▲ 13.4%
2024 · €4.84M
2019: €2.36M
2020: €2.50M
2021: €3.18M
2022: €3.94M
2023: €4.32M
2024: €4.84M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3.34M-€4.12M▲ 23.5%€4.53M▲ 9.9%€5.03M▲ 11.0%€5.67M▲ 12.6%
Operating result€893k-€1.02M▲ 14.5%€985k▼ 3.7%€1.10M▲ 11.2%€1.22M▲ 11.0%
Net result€675k-€785k▲ 16.3%€760k▼ 3.2%€847k▲ 11.4%€985k▲ 16.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 11% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.63M
Fixed assets
€183k ▼ 6.2%
Current assets
€6.44M ▲ 19.5%
Equity and liabilities €6.63M
Equity
€5.67M ▲ 12.6%
Debt
€960k ▲ 72.0%
Debt's share of the balance-sheet total rises from 10.0% to 14.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.25M▲
2024 · €1.13M
Cash flow
€1.02M▲
2024 · €879k
Current ratio
6.71▼
2024 · 9.66
Quick ratio
6.45▼
2024 · 9.31
Debt to equity
0.17▲
2024 · 0.11
ROE
17.4%▲
2024 · 16.8%
ROA
14.9%▼
2024 · 15.1%
Interest coverage
349.41▲
2024 · 187.51
Debt ≤ 1 year
€960k▲
2024 · €558k
Income taxes
€330k▲
2024 · €283k
Staff costs
€159k▲
2024 · €82k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet
Code20242025
Assets
Total assets20/58€5.59M€6.63M▲
Fixed assets21/28€195k€183k▼
Intangible fixed assets21€19k€13k▼
Tangible fixed assets22/27€175k€169k▼
Plant, machinery and equipment23€22k€15k▼
Furniture and vehicles24€22k€31k▲
Other tangible fixed assets26€132k€123k▼
Financial fixed assets28€564€564=
Current assets29/58€5.39M€6.44M▲
Amounts receivable after more than one year29€1.31M€1.13M▼
Other amounts receivable291€1.31M€1.13M▼
Stocks and contracts in progress3€197k€255k▲
Stocks30/36€197k€255k▲
Amounts receivable within one year40/41€129k€257k▲
Trade receivables40€77k€48k▼
Other amounts receivable41€52k€209k▲
Current investments50/53€2.47M€22k▼
Cash at bank and in hand54/58€1.28M€4.77M▲
Deferred charges and accrued income490/1€7k€7k▼
Equity and liabilities
Total equity and liabilities10/49€5.59M€6.63M▲
Equity10/15€5.03M€5.67M▲
Contributions10/11€19k€19k=
Reserves13€5.01M€5.65M▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€400k€968k▲
Distributable reserves133€4.61M€4.68M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€558k€960k▲
Amounts payable within one year42/48€558k€960k▲
Trade debts44€135k€125k▼
Suppliers440/4€135k€125k▼
Taxes, remuneration and social security45€73k€75k▲
Taxes450/3€65k€57k▼
Remuneration and social security454/9€8k€18k▲
Other amounts payable47/48€350k€760k▲
Income statement
Code20242025
Remuneration, social security and pensions62€82k€159k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€36k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€232€0▼
Other operating charges640/8€6k€4k▼
Gross operating margin9900€1.21M€1.42M▲
Operating profit (loss)9901€1.10M€1.22M▲
Financial income75/76B€40k€103k▲
Recurring financial income75€40k€103k▲
Financial charges65/66B€6k€4k▼
Recurring financial charges65€6k€4k▼
Profit (loss) for the period before taxes9903€1.13M€1.32M▲
Income taxes67/77€283k€330k▲
Profit (loss) for the period9904€847k€985k▲
Transfer to tax-exempt reserves689€0€253k▲
Profit (loss) for the period to be appropriated9905€847k€733k▼
Appropriation of the result
Profit (loss) to be appropriated9906€847k€733k▼
Transfer to equity691/2€497k€383k▼
To other reserves6921€497k€383k▼
Profit to be distributed694/7€350k€350k=
Return on contributions (dividend)694€350k€350k=
Social balance
Average headcount (FTE)90872.83.4▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
24-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Highest result since 2019net €985k ▲16.4%
Operating result €1.22M, net result €985k, both a record.
2024
03-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 220 days late
31-03
Financial
Equity above €5MEq €5.03M ▲11%
6 profitable years in a row build equity to €5.03M.
2022
03-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
14-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Liquidity quadruplescurrent ratio 18.77
Current ratio from 5.12 to 18.77; short-term debt falls from €607k to €179k.
2020
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
22-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beerse · 1 establishment unit since 1984
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gasthuisstraat 62340 BeerseGround area
356 m²
Building footprint
259 m²
Parcel 13004A0393/00Z000, Flanders. Linked by address, not a title deed.
1 establishment unit
Gasthuisstraat 6, 2340 Beerse
since 19842.024.598.450
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13004A0393/00Z000 | Flanders | 356 m² | 1 · 259 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LENSONLINE
BE 0536.230.450
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JBJ
BE 0832.553.968
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Kamera Express Belgium
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MOREL OPTICIENS
BE 0435.357.378
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Grobet en Kinderen
BE 0404.891.460
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Of 1,730 companies in sector 47742 we hold annual accounts for 1,138. 140 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-03-1984
Fiscal year end31-03
Activities, NACEBEL 2025
47742Retail sale of prescription glasses, lenses and sunglasses
Sources
Crossroads Bank for EnterprisesNational Bank · 41 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.