OPTIEK DECOSTER-ROBEYNS
ActiveOPTIEK DECOSTER-ROBEYNS has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €368k and a net result of €70k. Equity is growing by ~22.8% per year across the filed fiscal years. Its solvency ranks better than 91% of 18040 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 6.57 against 34.79 in 2024; short-term debt: 15% and cash: 15.8% of total assets), and 15% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85%
Return on assets
16.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
31 d early
2023
32 d early
2022
30 d late
2021
31 d late
2020
26 d late
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€368k▲ 14.2%
2024 · €322k
2018: €96k
2019: €102k
2020: €131k
2021: €175k
2022: €221k
2023: €266k
2024: €322k
2018 → 2025
Total assets
€433k▲ 30.7%
2024 · €331k
2018: €321k
2019: €339k
2020: €364k
2021: €404k
2022: €437k
2023: €292k
2024: €331k
2018 → 2025
Net result
€70k▲ 24.5%
2024 · €56k
2018: €7k
2019: €5k
2020: €29k
2021: €44k
2022: €46k
2023: €45k
2024: €56k
2018 → 2025
Working capital
€362k▲ 18.8%
2024 · €304k
2018: €59k
2019: €86k
2020: €93k
2021: €139k
2022: €184k
2023: €238k
2024: €304k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€175k-€221k▲ 26.5%€266k▲ 20.2%€322k▲ 21.2%€368k▲ 14.2%
Operating result€64k-€66k▲ 3.4%€63k▼ 4.3%€81k▲ 27.6%€103k▲ 27.6%
Net result€44k-€46k▲ 4.9%€45k▼ 3.4%€56k▲ 26.3%€70k▲ 24.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 28% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €433k
Fixed assets
€7k▼ 63.0%
Current assets
€426k▲ 36.1%
Equity and liabilities €433k
Equity
€368k▲ 14.2%
Debt
€65k▲ 620%
The debt ratio rises from 2.7% to 15.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€115k▲
2024 · €93k
Cash flow
€82k▲
2024 · €69k
Solvency
85.0%▼
2024 · 97.3%
Current ratio
6.57▼
2024 · 34.79
Quick ratio
6.06▼
2024 · 30.15
Debt / equity
0.18▲
2024 · 0.03
ROE
19.1%▲
2024 · 17.5%
ROA
16.2%▼
2024 · 17.0%
Interest coverage
46.22▲
2024 · 33.70
Debt
€65k▲
2024 · €9k
Debt ≤ 1 year
€65k▲
2024 · €9k
Income taxes
€33k▲
2024 · €26k
Staff costs
€5k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€331k€433k▲
Fixed assets21/28€18k€7k▼
Tangible fixed assets22/27€16k€5k▼
Land and buildings22€3k€2k▼
Plant, machinery and equipment23€2k€896▼
Furniture and vehicles24€11k€2k▼
Financial fixed assets28€2k€2k=
Current assets29/58€313k€426k▲
Stocks and contracts in progress3€42k€33k▼
Stocks30/36€42k€33k▼
Amounts receivable within one year40/41€58k€3k▼
Trade receivables40€55€10▼
Other amounts receivable41€58k€3k▼
Current investments50/53€165k€320k▲
Cash at bank and in hand54/58€47k€69k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€331k€433k▲
Equity10/15€322k€368k▲
Contributions10/11€70k€70k=
Reserves13€252k€298k▲
Non-distributable reserves130/1€7k€7k=
Reserves not available under the articles1311€7k€7k=
Distributable reserves133€245k€291k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€9k€65k▲
Amounts payable within one year42/48€9k€65k▲
Trade debts44€9k€10k▲
Suppliers440/4€9k€10k▲
Taxes, remuneration and social security45€330€6k▲
Taxes450/3€37€5k▲
Remuneration and social security454/9€292€712▲
Other amounts payable47/48-€49k
Income statement
Code20242025
Remuneration, social security and pensions62€4k€5k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€11k▼
Other operating charges640/8€873€629▼
Gross operating margin9900€99k€120k▲
Operating profit (loss)9901€81k€103k▲
Financial income75/76B€5k€2k▼
Recurring financial income75€5k€2k▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€83k€103k▲
Income taxes67/77€26k€33k▲
Profit (loss) for the period9904€56k€70k▲
Profit (loss) for the period to be appropriated9905€56k€70k▲
Appropriation of the result
Profit (loss) to be appropriated9906€56k€70k▲
Transfer from equity791/2-€25k
Transfer to equity691/2€56k€70k▲
To other reserves6921€56k€70k▲
Profit to be distributed694/7-€25k
Return on contributions (dividend)694-€25k
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €70k ▲24.5%
Operating result €103k, net result €70k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 34.79
Current ratio from 10.14 to 34.79; short-term debt falls from €26k to €9k.
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 5current ratio 10.14
Current ratio from 1.85 to 10.14; short-term debt falls from €216k to €26k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Equity above €200kEq €221k ▲26.5%
5 profitable years in a row build equity to €221k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Equity above €150kEq €175k ▲33.8%
4 profitable years in a row build equity to €175k.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €5k ▼27.7%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €102k ▲5.5%
2 profitable years in a row build equity to €102k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
08-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 8 days late
2017
02-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis-Waas · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kronenhoekstraat(SGW) 409170 Sint-Gillis-WaasGround area
918 m²
Building footprint
151 m²
Volume, LiDAR
1,357 m³
Parcel 46020C0538/00G000, Flanders · tallest building 13.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Optiek Decoster-Robeyns
since 20152.248.602.728
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46020C0538/00G000 | Flanders | 918 m² | 1 · 151 m² | 13.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BRUNINX DESIGN OPTICS
BE 0444.896.537
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H2D
BE 0861.712.564
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BEL OEIL OPTIQUE
BE 0660.712.233
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OPTIEK MARIAN
BE 0467.200.696
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OPTIQUE LUCKY CLAES
BE 0425.961.939
Waremme · Eq €365k
Of 1,729 companies in sector 47742 we hold annual accounts for 1,138. 867 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded15-12-2015
Fiscal year end31-12
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.