OPTERA
ActiveSummary
The computed 12-month bankruptcy probability of OPTERA is 1.7% (moderate). The 2025 annual accounts show equity of €27k and a net result of €22k. Its solvency ranks better than 31% of 994 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability99▲+17
Solvency54▲+16
Growth78
Track record82
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.02 against 1.23 in 2024; short-term debt: 70.6% and cash: 31.3% of total assets), and 70.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Civil engineering (NACE 42)
about 27% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.4%
Return on assets
24%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
8 d early
2024
99 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▲ 441%
2024 · €5k
2024: €5k
2025: €27k▲ +441% vs 2024
2024 → 2025
Total assets
€93k▲ 140%
2024 · €39k
2024: €39k
2025: €93k▲ +140% vs 2024
2024 → 2025
Net result
€22k▲ 450%
2024 · €4k
2024: €4k
2025: €22k▲ +450% vs 2024
2024 → 2025
Working capital
€1k▼ 85.3%
2024 · €7k
2024: €7k
2025: €1k▼ -85.3% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€5k-€27k▲ 441%
2024: €5k
2025: €27k▲ +441% vs 2024
Operating result€5k-€31k▲ 487%
2024: €5k
2025: €31k▲ +487% vs 2024
Net result€4k-€22k▲ 450%
2024: €4k
2025: €22k▲ +450% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 487% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €93k
Fixed assets
€26k ▲ 1,520%
Current assets
€66k ▲ 79.8%
Equity and liabilities €93k
Equity
€27k ▲ 441%
Debt
€65k ▲ 95.1%
Debt's share of the balance-sheet total falls from 86.9% to 70.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€32k▲
2024 · €6k
Cash flow
€24k▲
2024 · €4k
Current ratio
1.02▼
2024 · 1.23
Quick ratio
0.78▲
2024 · 0.73
Debt to equity
2.40▼
2024 · 6.65
ROE
81.5%▲
2024 · 80.2%
ROA
24.0%▲
2024 · 10.5%
Interest coverage
552.76▲
2024 · 77.33
Debt ≤ 1 year
€65k▲
2024 · €30k
Income taxes
€8k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€39k€93k▲
Fixed assets21/28€2k€26k▲
Tangible fixed assets22/27€2k€26k▲
Plant, machinery and equipment23€2k€4k▲
Furniture and vehicles24-€22k
Current assets29/58€37k€66k▲
Stocks and contracts in progress3€15k€16k▲
Stocks30/36€15k€16k▲
Amounts receivable within one year40/41€8k€20k▲
Trade receivables40€6k€18k▲
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€12k€29k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€39k€93k▲
Equity10/15€5k€27k▲
Contributions10/11€1k€1k=
Reserves13€4k€26k▲
Distributable reserves133€4k€26k▲
Amounts payable17/49€34k€65k▲
Amounts payable within one year42/48€30k€65k▲
Trade debts44€10k€29k▲
Suppliers440/4€10k€29k▲
Taxes, remuneration and social security45€1k€17k▲
Taxes450/3€1k€9k▲
Remuneration and social security454/9-€8k
Other amounts payable47/48€19k€19k▼
Accrued charges and deferred income492/3€4k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€293€1k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€2k
Other operating charges640/8€227€385▲
Gross operating margin9900€6k€34k▲
Operating profit (loss)9901€5k€31k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€71€58▼
Recurring financial charges65€71€58▼
Profit (loss) for the period before taxes9903€5k€31k▲
Income taxes67/77€1k€8k▲
Profit (loss) for the period9904€4k€22k▲
Profit (loss) for the period to be appropriated9905€4k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€22k▲
Transfer to equity691/2€4k€22k▲
To other reserves6921€4k€22k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €293 | €1k | ▲ 403% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €2k | - |
| Other operating charges640/8 | €227 | €385 | ▲ 70.2% |
| Gross operating margin9900 | €6k | €34k | ▲ 499% |
| Operating profit (loss)9901 | €5k | €31k | ▲ 487% |
| Financial income75/76B | - | €0 | - |
| Recurring financial income75 | - | €0 | - |
| Financial charges65/66B | €71 | €58 | ▼ 18.5% |
| Recurring financial charges65 | €71 | €58 | ▼ 18.5% |
| Profit (loss) for the period before taxes9903 | €5k | €31k | ▲ 494% |
| Income taxes67/77 | €1k | €8k | ▲ 655% |
| Profit (loss) for the period9904 | €4k | €22k | ▲ 450% |
| Profit (loss) for the period to be appropriated9905 | €4k | €22k | ▲ 450% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €39k | €93k | ▲ 140% |
| Fixed assets21/28 | €2k | €26k | ▲ 1,520% |
| Tangible fixed assets22/27 | €2k | €26k | ▲ 1,520% |
| Plant, machinery and equipment23 | €2k | €4k | ▲ 172% |
| Furniture and vehicles24 | - | €22k | - |
| Current assets29/58 | €37k | €66k | ▲ 79.8% |
| Stocks and contracts in progress3 | €15k | €16k | ▲ 3.7% |
| Stocks30/36 | €15k | €16k | ▲ 3.7% |
| Amounts receivable within one year40/41 | €8k | €20k | ▲ 145% |
| Trade receivables40 | €6k | €18k | ▲ 184% |
| Other amounts receivable41 | €2k | €3k | ▲ 23.1% |
| Cash at bank and in hand54/58 | €12k | €29k | ▲ 137% |
| Deferred charges and accrued income490/1 | €1k | €1k | ▲ 6.0% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €39k | €93k | ▲ 140% |
| Equity10/15 | €5k | €27k | ▲ 441% |
| Contributions10/11 | €1k | €1k | = |
| Reserves13 | €4k | €26k | ▲ 550% |
| Distributable reserves133 | €4k | €26k | ▲ 550% |
| Amounts payable17/49 | €34k | €65k | ▲ 95.1% |
| Amounts payable within one year42/48 | €30k | €65k | ▲ 119% |
| Trade debts44 | €10k | €29k | ▲ 208% |
| Suppliers440/4 | €10k | €29k | ▲ 208% |
| Taxes, remuneration and social security45 | €1k | €17k | ▲ 1,479% |
| Taxes450/3 | €1k | €9k | ▲ 755% |
| Remuneration and social security454/9 | - | €8k | - |
| Other amounts payable47/48 | €19k | €19k | ▼ 3.4% |
| Accrued charges and deferred income492/3 | €4k | €0 | ▼ 100% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €4k | €22k | ▲ 450% |
| + Depreciation and write-downs630 | €293 | €1k | ▲ 403% |
| Operating cash flow (approximation) | €4k | €24k | ▲ 447% |
| Investment in fixed assets (approximation) | - | €-26k | - |
| Change in cash | - | €17k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2024
Ground area
150 m²
Building footprint
90 m²
Volume, LiDAR
831 m³
Parcel 24662H0123/00F000, Flanders · tallest building 14.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
OPTERA
since 20242.361.660.285
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24662H0123/00F000 | Flanders | 150 m² | 1 · 90 m² | 14.5 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 264 companies in sector 42212 we hold annual accounts for 120. 83 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-06-2024
Fiscal year end31-12
Activities, NACEBEL 2025
42212Civil engineering
30310Manufacture of other transport equipment
43120Site preparation
51100Air transport
52230Warehousing and support activities for transportation
Scores and ratios are computed by Checked and are not a credit decision.