Optek
ActiveThe computed 12-month bankruptcy probability of Optek is 1.8% (moderate). The 2025 annual accounts show equity of €240k and a net result of €79k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 26% of 27787 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability65▼-32
Solvency50▼-8
Growth78=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity tight (current ratio 1.08 against 1.39 in 2024; short-term debt: 37.6% of total assets), and 75.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.9%
Return on assets
8.2%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €240k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
58 d early
2024
55 d late
2023
47 d early
2022
47 d early
2021
35 d early
2020
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€240k▲ 24.6%
2024 · €193k
2020: €11k
2021: €20k
2022: €10k
2023: €29k
2024: €193k
2020 → 2025
Total assets
€963k▲ 64.7%
2024 · €585k
2020: €65k
2021: €143k
2022: €248k
2023: €253k
2024: €585k
2020 → 2025
Net result
€79k▼ 40.4%
2024 · €132k
2020: €3k
2021: €8k
2022: €-10k
2023: €19k
2024: €132k
2020 → 2025
Working capital
€30k▼ 76.1%
2024 · €126k
2020: €7k
2021: €-10k
2022: €-37k
2023: €-24k
2024: €126k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€10k▼ 48.4%€29k▲ 182%€193k▲ 571%€240k▲ 24.6%
Operating result€-4k-€-8k▼ 102%€34k€189k▲ 449%€188k▼ 0.5%
Net result€8k-€-10k€19k€132k▲ 615%€79k▼ 40.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €963k
Fixed assets
€571k▲ 318%
Current assets
€392k▼ 12.4%
Equity and liabilities €963k
Equity
€240k▲ 24.6%
Debt
€723k▲ 84.4%
The debt ratio rises from 67.0% to 75.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€248k▲
2024 · €237k
Cash flow
€139k▼
2024 · €181k
Solvency
24.9%▼
2024 · 33.0%
Current ratio
1.08▼
2024 · 1.39
Quick ratio
0.89▼
2024 · 1.27
Debt / equity
3.01▲
2024 · 2.03
ROE
32.9%▼
2024 · 68.7%
ROA
8.2%▼
2024 · 22.6%
Interest coverage
4.34▼
2024 · 36.88
Debt
€723k▲
2024 · €392k
Debt ≤ 1 year
€363k▲
2024 · €323k
Debt > 1 year
€361k▲
2024 · €69k
Income taxes
€55k▲
2024 · €54k
Staff costs
€185k▲
2024 · €158k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€585k€963k▲
Fixed assets21/28€137k€571k▲
Tangible fixed assets22/27€137k€571k▲
Land and buildings22-€406k
Plant, machinery and equipment23€28k€24k▼
Furniture and vehicles24€95k€135k▲
Leasing and similar rights25€13k€5k▼
Current assets29/58€448k€392k▼
Stocks and contracts in progress3€39k€71k▲
Stocks30/36€39k€71k▲
Amounts receivable within one year40/41€52k€291k▲
Trade receivables40€8k€16k▲
Other amounts receivable41€44k€275k▲
Current investments50/53€282k€22k▼
Cash at bank and in hand54/58€75k-
Deferred charges and accrued income490/1-€8k
Equity and liabilities
Total equity and liabilities10/49€585k€963k▲
Equity10/15€193k€240k▲
Contributions10/11€8k€8k=
Revaluation surpluses12€32k-
Reserves13€153k€232k▲
Distributable reserves133€153k€232k▲
Amounts payable17/49€392k€723k▲
Amounts payable after more than one year17€69k€361k▲
Financial debts170/4€69k€361k▲
Amounts payable within one year42/48€323k€363k▲
Current portion of amounts payable after more than one year42€30k€63k▲
Trade debts44€109k€134k▲
Suppliers440/4€109k€134k▲
Advances received on contracts in progress46€160k€145k▼
Taxes, remuneration and social security45€16k€8k▼
Remuneration and social security454/9€16k€8k▼
Other amounts payable47/48€7k€12k▲
Income statement
Code20242025
Remuneration, social security and pensions62€158k€185k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€60k▲
Other operating charges640/8€4k€11k▲
Gross operating margin9900€400k€444k▲
Operating profit (loss)9901€189k€188k▼
Financial income75/76B€4k€3k▼
Recurring financial income75€4k€3k▼
Financial charges65/66B€6k€57k▲
Recurring financial charges65€6k€57k▲
Profit (loss) for the period before taxes9903€186k€134k▼
Income taxes67/77€54k€55k▲
Profit (loss) for the period9904€132k€79k▼
Profit (loss) for the period to be appropriated9905€132k€79k▼
Appropriation of the result
Profit (loss) to be appropriated9906€132k€79k▼
Transfer to equity691/2€132k€79k▼
To other reserves6921€132k€79k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-09
State Gazette act
Incorporation · Founding capital
Bank account · Corporate purpose
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €240k ▲24.6%
3 profitable years in a row build equity to €240k.
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 55 days late
2024
31-12
Financial
Highest result since 2020net €132k ▲615%
Operating result €189k, net result €132k, both a record.
31-12
Financial
Equity above €150kEq €193k ▲571%
2 profitable years in a row build equity to €193k.
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-10k ▼215%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Opwijk · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Coenstraat 91745 OpwijkGround area
1,151 m²
Building footprint
146 m²
Volume, LiDAR
846 m³
Parcel 23752H0572/00L000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Optek
since 20202.308.234.764
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23752H0572/00L000 | Flanders | 1,151 m² | 1 · 146 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 2,711 EUR awarded · 2,271 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 734 EUR | 419 EUR |
| 2024 | 1 | 1,845 EUR | 1,719 EUR |
| 2023 | 1 | 0 EUR | 69 EUR |
| 2022 | 1 | 132 EUR | 64 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
3 categoriesOptek BV45828
Legal Entity Identifier
875500MX1BMA37WLNJ25
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Of 8,563 companies in sector 43410 we hold annual accounts for 4,358. 3,502 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-06-2020
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43410Roofing work
43990Other specialised construction activities
43995Specialised construction activities
77229Renting and leasing of other personal and household goods
77299Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.