Opseo
ActiveOpseo has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37k and a net result of €1k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 73% of 16932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
91
/ 100
Excellent▲ +5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability19▲+14
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 5.79 against 4.98 in 2024), and 20.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.5%
Return on assets
3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
28 d early
2024
27 d early
2023
31 d early
2022
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€37k▼ 2.5%
2024 · €38k
2022: €34k
2023: €37k
2024: €38k
2022 → 2025
Total assets
€46k▼ 4.8%
2024 · €49k
2022: €61k
2023: €60k
2024: €49k
2022 → 2025
Net result
€1k▲ 267%
2024 · €377
2022: €14k
2023: €11k
2024: €377
2022 → 2025
Working capital
€38k▲ 2.6%
2024 · €37k
2022: €28k
2023: €34k
2024: €37k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€34k-€37k▲ 11.3%€38k▲ 1.0%€37k▼ 2.5%
Operating result€17k-€13k▼ 21.3%€879▼ 93.4%€2k▲ 156%
Net result€14k-€11k▼ 22.5%€377▼ 96.4%€1k▲ 267%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 156% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €46k
Equity
€37k▼ 2.5%
Debt
€10k▼ 12.7%
The debt ratio falls from 22.4% to 20.5%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€4k▲
2024 · €4k
Cash flow
€3k▲
2024 · €3k
Solvency
79.5%▲
2024 · 77.6%
Current ratio
5.79▲
2024 · 4.98
Quick ratio
5.79▲
2024 · 4.98
Debt / equity
0.26▼
2024 · 0.29
ROE
3.8%▲
2024 · 1.0%
ROA
3.0%▲
2024 · 0.8%
Interest coverage
13.37▲
2024 · 11.44
Debt
€10k▼
2024 · €11k
Debt ≤ 1 year
€8k▼
2024 · €9k
Income taxes
€552▲
2024 · €193
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€49k€46k▼
Fixed assets21/28€2k-
Intangible fixed assets21€2k-
Current assets29/58€47k€46k▼
Amounts receivable within one year40/41€5k€3k▼
Trade receivables40€5k€3k▼
Current investments50/53€21k€21k=
Cash at bank and in hand54/58€21k€22k▲
Deferred charges and accrued income490/1€167€167=
Equity and liabilities
Total equity and liabilities10/49€49k€46k▼
Equity10/15€38k€37k▼
Contributions10/11€1k€1k=
Reserves13€37k€36k▼
Distributable reserves133€37k€36k▼
Amounts payable17/49€11k€10k▼
Amounts payable within one year42/48€9k€8k▼
Trade debts44€2k€946▼
Suppliers440/4€2k€946▼
Taxes, remuneration and social security45€4k€767▼
Taxes450/3€4k€767▼
Other amounts payable47/48€4k€6k▲
Accrued charges and deferred income492/3€2k€2k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€906€520▼
Gross operating margin9900€4k€5k▲
Operating profit (loss)9901€879€2k▲
Financial income75/76B€0€2▲
Recurring financial income75€0€2▲
Financial charges65/66B€309€311▲
Recurring financial charges65€309€311▲
Profit (loss) for the period before taxes9903€570€2k▲
Income taxes67/77€193€552▲
Profit (loss) for the period9904€377€1k▲
Profit (loss) for the period to be appropriated9905€377€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€377€1k▲
Transfer from equity791/2-€2k
Transfer to equity691/2€377€1k▲
To other reserves6921€377€1k▲
Profit to be distributed694/7-€2k
Return on contributions (dividend)694-€2k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €377 ▼96.4%
Net result drops to €377, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malle · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoenderveld 112390 MalleGround area
411 m²
Building footprint
77 m²
Volume, LiDAR
634 m³
Parcel 11049B0367/00C000, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Opseo
since 20152.247.901.556
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11049B0367/00C000 | Flanders | 411 m² | 1 · 77 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
894500HVWUOVPFI9V568
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Of 29,884 companies in sector 62200 we hold annual accounts for 18,321. 14,764 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-11-2015
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.