OP DEN BERG
ActiveSummary
OP DEN BERG has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €161k and a net result of €21k. Equity is growing by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 93% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▼-34
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 7.82 against 7.36 in 2024; short-term debt: 11.3% and cash: 57.1% of total assets), and 11.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.3%
Return on assets
11.4%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 10-02-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
10 d late
2024
7 d late
2023
1 d late
2022
on the day
2021
on the day
2020
1 d early
2019
9 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€161k▲ 14.9%
2024 · €140k
2019: €102k
2020: €101k
2021: €113k
2022: €113k
2023: €116k
2024: €140k
2019 → 2025
Total assets
€183k▲ 13.6%
2024 · €161k
2019: €166k
2020: €173k
2021: €151k
2022: €129k
2023: €140k
2024: €161k
2019 → 2025
Net result
€21k▼ 52.0%
2024 · €43k
2019: €5k
2020: €-135
2021: €14k
2022: €-126
2023: €5k
2024: €43k
2019 → 2025
Working capital
€141k▲ 8.6%
2024 · €130k
2019: €95k
2020: €99k
2021: €111k
2022: €98k
2023: €105k
2024: €130k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€113k-€113k▼ 0.1%€116k▲ 2.7%€140k▲ 21.1%€161k▲ 14.9%
Operating result€24k-€5k▼ 79.8%€11k▲ 141%€47k▲ 307%€33k▼ 29.7%
Net result€14k-€-126€5k€43k▲ 837%€21k▼ 52.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 30% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €183k
Fixed assets
€21k ▲ 101%
Current assets
€162k ▲ 7.6%
Equity and liabilities €183k
Equity
€161k ▲ 14.9%
Debt
€21k ▲ 4.7%
Debt's share of the balance-sheet total falls from 12.7% to 11.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€40k▼
2024 · €51k
Cash flow
€28k▼
2024 · €47k
Current ratio
7.82▲
2024 · 7.36
Quick ratio
5.66▼
2024 · 5.86
Debt to equity
0.13▼
2024 · 0.15
ROE
13.0%▼
2024 · 31.0%
ROA
11.4%▼
2024 · 27.0%
Debt ≤ 1 year
€21k▲
2024 · €20k
Income taxes
€12k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€161k€183k▲
Fixed assets21/28€10k€21k▲
Tangible fixed assets22/27€9k€19k▲
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€2k€15k▲
Other tangible fixed assets26€1k-
Financial fixed assets28€2k€2k=
Current assets29/58€150k€162k▲
Stocks and contracts in progress3€31k€45k▲
Stocks30/36€31k€45k▲
Amounts receivable within one year40/41€12k€13k▲
Trade receivables40-€2k
Other amounts receivable41€12k€10k▼
Cash at bank and in hand54/58€108k€104k▼
Deferred charges and accrued income490/1-€279
Equity and liabilities
Total equity and liabilities10/49€161k€183k▲
Equity10/15€140k€161k▲
Reserves13€124k€133k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€16k€16k=
Distributable reserves133€107k€116k▲
Profit (loss) carried forward14€16k€28k▲
Amounts payable17/49€20k€21k▲
Amounts payable within one year42/48€20k€21k▲
Trade debts44€15k€17k▲
Suppliers440/4€15k€17k▲
Taxes, remuneration and social security45€6k€4k▼
Taxes450/3€6k€4k▼
Accrued charges and deferred income492/3-€679
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€7k▲
Other operating charges640/8€6k€2k▼
Gross operating margin9900€56k€42k▼
Operating profit (loss)9901€47k€33k▼
Financial income75/76B€41-
Recurring financial income75€41-
Financial charges65/66B€613-
Recurring financial charges65€613-
Profit (loss) for the period before taxes9903€46k€33k▼
Income taxes67/77€3k€12k▲
Profit (loss) for the period9904€43k€21k▼
Profit (loss) for the period to be appropriated9905€43k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€43k€37k▼
Profit (loss) brought forward from the previous period14P-€16k
Transfer to equity691/2€28k€9k▼
To other reserves6921€28k€9k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2025
30-06
Financial
Equity above €150kEq €161k ▲14.9%
3 profitable years in a row build equity to €161k.
07-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
30-06
Financial
Highest result since 2019net €43k ▲837%
Operating result €47k, net result €43k, both a record.
01-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
30-06
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
30-06
Financial
Liquidity doublescurrent ratio 5.86
Current ratio from 2.83 to 5.86; short-term debt falls from €54k to €23k.
30-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Weakest financial yearnet €-135 ▼103%
Net result drops to €-135, the lowest in the series; recovery starts the following year.
Show earlier events
22-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pieter Vanhoudtstraat 183582 BeringenGround area
121 m²
Parcel 71029B2058/00Y004, Flanders. Linked by address, not a title deed.
1 establishment unit
Pieter Vanhoudtstraat 18, 3582 Beringen
since 20152.244.225.751
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71029B2058/00Y004 | Flanders | 121 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeringen2.244.225.751
Dual-learning approval
5 endedAanvuller (so)
Kassier (so)
Winkelbediende (so)
Winkelmedewerker (vwo)
Winkelmedewerker duaal (so)
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Of 2,348 companies in sector 47621 we hold annual accounts for 1,246. 1,052 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-05-2005
Fiscal year end30-06
Activities, NACEBEL 2025
47621Retail sale of newspapers and periodicals
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.