Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of One2Treat is 0.6% (low). The 2024 annual accounts show equity of €1.04M and a net result of €-1.10M. Its solvency ranks better than 54% of 297 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.6%
Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Young company
+Lower-risk legal form
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-06-2025, 48 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2024 | 31-07-2025 | 13-06-2025 | 48 d early | 2025-00136591 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-1.10M
Working capital€-51k
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 13-06-2025 with the NBB · fiscal year 2024 · volledig
Sector comparison
Fiscal year 2024 · NACE 62, Computer programming & consultancy · compared within the same schema type (full schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 49.0% | 42.8% | |
| Net result | €-1.10M | €28k | |
| Equity | €1.04M | €78k | |
| Gross operating margin | €103k | €73k | |
| Staff costs | €1.09M | €386k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2024 |
|---|---|
| Deposit | volledig |
| Revenue | - |
| EBITDA | €-985k |
| Net profit | €-1.10M |
| Cash flow | €-989k |
| Staff costs | €1.09M |
| Income taxes | €105 |
| Dividends | - |
| Total assets | €2.12M |
| Equity | €1.04M |
| Debt | €1.08M |
| of which ≤ 1y | €1.06M |
| of which > 1y | €20k |
| Working capital | €-51k |
| Employees (FTE) | 6.8 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.95 |
| Quick ratio | 0.95 |
| Working capital ratio | -2.4% |
| Solvency | 49.0% |
| Debt / equity | 1.04 |
| Long-term debt ratio | 0.02 |
| Interest coverage | -235.64 |
| Gross margin | - |
| Net margin | - |
| ROA | -51.9% |
| ROE | -105.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €2.12M |
| Fixed assets | 21/28 | €1.11M |
| Intangible fixed assets | 21 | €1.01M |
| Tangible fixed assets | 22/27 | €58k |
| Financial fixed assets | 28 | €37k |
| Current assets | 29/58 | €1.01M |
| Amounts receivable within one year | 40/41 | €263k |
| Cash & bank | 54/58 | €724k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €2.12M |
| Equity | 10/15 | €1.04M |
| Contributions / capital | 10/11 | €2.14M |
| Accumulated profits (losses) | 14 | €-1.10M |
| Amounts payable | 17/49 | €1.08M |
| Amounts payable after one year | 17 | €20k |
| Amounts payable within one year | 42/48 | €1.06M |
| Trade debts payable within one year | 44 | €950k |
| Income statement | ||
| Gross operating margin | 9900 | €103k |
| Operating result | 9901 | €-1.09M |
| Financial income | 75 | €276 |
| Financial charges | 65 | €4k |
| Result before taxes | 9903 | €-1.10M |
| Income taxes | 67/77 | €105 |
| Net result for the period | 9904 | €-1.10M |
| Result to be appropriated | 9905 | €-1.10M |
Ratios computed by Checked.
Health barometer
FY 2024 · computed23
/ 100
Critical
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Directors
Directors & mandates
2 directors4 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Current directors & mandates
-
ClinInnovLegal entityDélégué à la gestion· perm. rep.: ClinInnovState Gazette act 25302139 (09-01-2025)Current09-01-2025 → present
-
IDDI GroupLegal entityDirector· perm. rep.: IDDI GroupState Gazette act 25302139 (09-01-2025)Current09-01-2025 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Ontwerpen van computerprogramma’s(62100) |
| Legal form | Public limited company(014) |
| Incorporation | 13-07-2023 |
| Status | Active |
| Postal code | 1348 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationOne2Treat
since 20232.351.296.727
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area8,507 m²
Buildings1
Building footprint2,091 m²
Volume (LiDAR)30,741 m³
Tallest building17.6 m · ±5 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25386B0112/00H008 | Wallonia | 8,507 m² | 1 · 2,091 m² | 17.6 m · 5 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
2 acts Capital history · 1
09-01-2025
Capital change
Address history · 1
23-12-2024
Registered-office move
All acts · 2
updated 1 year ago
2025
09-01-2025 Capital increase of €1,400,000 to €2,800,000
- €1.400.000 → €2.800.000
- Inbreng in geld · Apport en numéraire
Notary:
Laurent Brasseur · Wavre
2024
23-12-2024 Registered office moved to Ottignies-Louvain la Neuve
- Boulevard Baudouin 1er, 25 à 1348 Ottignies-Louvain la Neuve, Belgique
Analysis
Financial profile
4 of 5 axes measured43
/ 100
Fragile profile, watch profitability in particular.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
23
Profitability
0
Solvency
71
Growth
-
Stability
79
Credit advice
verdict per customer and amountSimilar
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We hold annual accounts for 2,811 of the 16,780 companies in this sector. 896 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Ontwerpen en programmeren van computerprogramma's62010Ontwerpen van computerprogramma’s62100Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Overig speur- en ontwikkelingswerk op natuurwetenschappelijk gebied72109
Primary activity highlighted.
Names & trade names
| Legal nameFR | One2Treat |
| AbbreviationFR | O2T |
Registered office
Boulevard Baudouin 1er 25
1348 Ottignies-Louvain-la-Neuve, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.