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ONE & OTHER

Active
Private limited companyfounded 200224 yrs activeEksterlaan(BRA) 15, 2880 Bornem, BelgiumKBO/BCE: BE 0476.817.455

ONE & OTHER has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €704k and a net result of €55k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 95% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
89 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+3
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 12.33 against 8.81 in 2024; short-term debt: 7.4% and cash: 53% of total assets), and 8.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 24 years 0 30 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
91.7%
Return on assets
7.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
18 d late
2023
9 d late
2022
3 d early
2021
23 d late
2020
2 d early
2019
4 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€704k▲ 8.4%
2024 · €650k
2019: €727k 2020: €733k 2021: €763k 2022: €978k 2023: €652k 2024: €650k
2019 → 2025
Total assets
€768k▲ 4.3%
2024 · €737k
2019: €793k 2020: €783k 2021: €834k 2022: €1.04M 2023: €740k 2024: €737k
2019 → 2025
Net result
€55k▲ 53.4%
2024 · €36k
2019: €19k 2020: €6k 2021: €50k 2022: €215k 2023: €-295k 2024: €36k
2019 → 2025
Working capital
€646k▲ 3.5%
2024 · €624k
2019: €240k 2020: €239k 2021: €258k 2022: €474k 2023: €652k 2024: €624k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€763k-€978k▲ 28.1%€652k▼ 33.3%€650k▼ 0.4%€704k▲ 8.4%
Operating result€58k-€89k▲ 52.6%€71k▼ 20.3%€54k▼ 24.2%€81k▲ 49.9%
Net result€50k-€215k▲ 331%€-295k€36k€55k▲ 53.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-400k€-200k€0€200kOperating result 2021: €58k€58kNet result 2021: €50k€50kOperating result 2022: €89k€89kNet result 2022: €215k€215kOperating result 2023: €71k€71kNet result 2023: €-295k€-295kOperating result 2024: €54k€54kNet result 2024: €36k€36kOperating result 2025: €81k€81kNet result 2025: €55k€55k20212022202320242025
The operating result recovers in 2025; 2025 is 50% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €768k
Fixed assets €65k▲ 103%
Current assets €703k▼ 0.2%
Equity and liabilities €768k
Equity €704k▲ 8.4%
Provisions €7k=
Debt €57k▼ 28.6%
The debt ratio falls from 10.9% to 7.4%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€87k
2024 · €60k
Cash flow
€61k
2024 · €42k
Solvency
91.7%
2024 · 88.2%
Current ratio
12.33
2024 · 8.81
Quick ratio
7.70
2024 · 5.94
Debt / equity
0.08
2024 · 0.12
ROE
7.8%
2024 · 5.5%
ROA
7.1%
2024 · 4.8%
Interest coverage
82.72
2024 · 58.72
Debt
€57k
2024 · €80k
Debt ≤ 1 year
€57k
2024 · €80k
Income taxes
€27k
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€737k€768k
Fixed assets21/28€32k€65k
Tangible fixed assets22/27€27k€60k
Plant, machinery and equipment23-€2k
Furniture and vehicles24€6k€6k
Other tangible fixed assets26€21k€52k
Financial fixed assets28€5k€5k=
Current assets29/58€704k€703k
Stocks and contracts in progress3€229k€264k
Stocks30/36€229k€264k
Amounts receivable within one year40/41€50k€31k
Trade receivables40€44k€24k
Other amounts receivable41€7k€7k
Cash at bank and in hand54/58€424k€407k
Deferred charges and accrued income490/1€911€915
Equity and liabilities
Total equity and liabilities10/49€737k€768k
Equity10/15€650k€704k
Contributions10/11€20k€20k=
Reserves13€630k€684k
Distributable reserves133€630k€684k
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€7k€7k=
Provisions for liabilities and charges160/5€7k€7k=
Other liabilities and charges164/5€7k€7k=
Amounts payable17/49€80k€57k
Amounts payable within one year42/48€80k€57k
Trade debts44€7k€13k
Suppliers440/4€7k€13k
Advances received on contracts in progress46€9k€999
Taxes, remuneration and social security45€16k€32k
Taxes450/3€16k€32k
Other amounts payable47/48€48k€10k
Income statement Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k
Other operating charges640/8€2k€2k
Gross operating margin9900€62k€90k
Operating profit (loss)9901€54k€81k
Financial income75/76B€1k€2k
Recurring financial income75€1k€2k
Financial charges65/66B€1k€1k
Recurring financial charges65€1k€1k
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€54k€81k
Income taxes67/77€18k€27k
Profit (loss) for the period9904€36k€55k
Profit (loss) for the period to be appropriated9905€36k€55k
Appropriation of the result
Profit (loss) to be appropriated9906€36k€55k
Transfer from equity791/2€38k€0
Transfer to equity691/2€36k€55k
To other reserves6921€36k€55k
Profit to be distributed694/7€38k€0
Return on contributions (dividend)694€38k€0

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
18-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
31-12
Financial Back to profitnet €36k
Net result €36k after one loss-making year.
09-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
2023
31-12
Financial Weakest financial yearnet €-295k ▼238%
Net result drops to €-295k, the lowest in the series; recovery starts the following year.
28-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Highest result since 2019net €215k ▲331%
Operating result €89k, net result €215k, both a record.
23-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
29-01
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
04-02
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 4 days late
2019
30-01
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-01
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
09-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 2 establishment units since 2002
establishment All 2 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Eksterlaan(BRA) 152880 Bornem
Ground area
1,815 m²
Building footprint
807 m²
Volume, LiDAR
4,511 m³
2 parcels, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
ONE & OTHER
Eksterlaan(BRA) 15, 2880 BornemNACE 7012001
since 20022.095.810.110
ONE & OTHER
Sint-Amandsesteenweg(BOR) 205, 2880 BornemReal estate activities
since 20192.285.793.815
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12362G0574/00A000 Flanders 958 m² 1 · 240 m² 8.2 m · 2 fl.
12362E0132/00W000 Flanders 857 m² 1 · 567 m² 11.0 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2024 · 1 entry · 136 EUR paid
Year Entries awardedpaid
2024 1 0 EUR136 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
1 entry · 136 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 1,128 companies in sector 47830 we hold annual accounts for 468. 318 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded04-02-2002
Fiscal year end31-12
Activities, NACEBEL
45402
47830Retail sale of motorcycles and motorcycle parts and accessories
74151
45401
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land
70120
70203
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.