OLIVIER WERY
ActiveSummary
OLIVIER WERY has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €272k and a net result of €50k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 70% of 3291 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-14
Solvency92▲+8
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 5.11 against 3.57 in 2024; short-term debt: 18.4% and cash: 25.9% of total assets), and 33.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.6%
Return on assets
12.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
20 d late
2023
69 d late
2022
61 d late
2021
92 d late
2020
149 d late
2019
122 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€272k▲ 22.4%
2024 · €222k
2018: €266k
2019: €153k
2020: €187k
2021: €180k
2022: €174k
2023: €181k
2024: €222k
2018 → 2025
Total assets
€408k▲ 7.9%
2024 · €378k
2018: €452k
2019: €497k
2020: €444k
2021: €450k
2022: €536k
2023: €395k
2024: €378k
2018 → 2025
Net result
€50k▲ 20.0%
2024 · €41k
2018: €4k
2019: €-63k
2020: €35k
2021: €22k
2022: €35k
2023: €37k
2024: €41k
2018 → 2025
Working capital
€309k▲ 26.5%
2024 · €244k
2018: €250k
2019: €176k
2020: €204k
2021: €186k
2022: €156k
2023: €177k
2024: €244k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€180k-€174k▼ 3.3%€181k▲ 3.9%€222k▲ 22.9%€272k▲ 22.4%
Operating result€33k-€64k▲ 91.4%€50k▼ 21.7%€61k▲ 22.4%€70k▲ 14.1%
Net result€22k-€35k▲ 55.7%€37k▲ 5.2%€41k▲ 12.7%€50k▲ 20.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 14% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €408k
Fixed assets
€23k ▼ 39.3%
Current assets
€385k ▲ 13.2%
Equity and liabilities €408k
Equity
€272k ▲ 22.4%
Debt
€136k ▼ 12.8%
Debt's share of the balance-sheet total falls from 41.3% to 33.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€89k▲
2024 · €87k
Cash flow
€69k▲
2024 · €68k
Current ratio
5.11▲
2024 · 3.57
Debt to equity
0.50▼
2024 · 0.70
ROE
18.3%▼
2024 · 18.7%
ROA
12.2%▲
2024 · 11.0%
Debt ≤ 1 year
€75k▼
2024 · €95k
Debt > 1 year
€61k=
2024 · €61k
Income taxes
€20k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€378k€408k▲
Fixed assets21/28€39k€23k▼
Intangible fixed assets21€315€29▼
Tangible fixed assets22/27€38k€23k▼
Land and buildings22€26k€13k▼
Furniture and vehicles24€6k€2k▼
Other tangible fixed assets26€6k€8k▲
Current assets29/58€340k€385k▲
Amounts receivable within one year40/41€181k€278k▲
Trade receivables40€138k€236k▲
Other amounts receivable41€42k€42k=
Cash at bank and in hand54/58€158k€105k▼
Deferred charges and accrued income490/1€614€592▼
Equity and liabilities
Total equity and liabilities10/49€378k€408k▲
Equity10/15€222k€272k▲
Contributions10/11€12k€12k=
Outside capital11€12k€12k=
Other1109/19€12k€12k=
Reserves13€210k€259k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€208k€258k▲
Amounts payable17/49€156k€136k▼
Amounts payable after more than one year17€61k€61k=
Financial debts170/4€61k€61k=
Amounts payable within one year42/48€95k€75k▼
Current portion of amounts payable after more than one year42€17k€17k=
Trade debts44€6k€4k▼
Suppliers440/4€6k€4k▼
Advances received on contracts in progress46€29-
Taxes, remuneration and social security45€29k€24k▼
Taxes450/3€29k€24k▼
Other amounts payable47/48€43k€30k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€20k▼
Other operating charges640/8€8k€8k▲
Gross operating margin9900€95k€97k▲
Operating profit (loss)9901€61k€70k▲
Financial income75/76B-€136
Recurring financial income75-€116
Non-recurring financial income76B-€20
Financial charges65/66B€382-
Recurring financial charges65€382-
Profit (loss) for the period before taxes9903€61k€70k▲
Income taxes67/77€19k€20k▲
Profit (loss) for the period9904€41k€50k▲
Profit (loss) for the period to be appropriated9905€41k€50k▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€50k▲
Transfer to equity691/2€41k€50k▲
To other reserves6921€41k€50k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 18 days late
2025
31-12
Financial
Highest result since 2018net €50k ▲20%
Operating result €70k, net result €50k, both a record.
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-12
Financial
Equity above €200kEq €222k ▲22.9%
5 profitable years in a row build equity to €222k.
08-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 69 days late
2023
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
2021
27-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 149 days late
2020
31-12
Financial
Back to profitnet €35k
Net result €35k after one loss-making year.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
31-12
Financial
Weakest financial yearnet €-63k ▼1847%
Net result drops to €-63k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
20-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 51 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antoine Bréartstraat 1001060 Sint-Gillis (bij-Brussel)Ground area
380 m²
Building footprint
217 m²
Volume, LiDAR
2,768 m³
2 parcels, Brussels · tallest building 21.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
OLIVIER WERY
since 20072.304.431.770
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21383B0091/00T000 | Brussels | 202 m² | 1 · 140 m² | 21.0 m · 5 fl. |
| 21013B0427/00S000 | Brussels | 178 m² | 1 · 77 m² | 16.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JP. VERGAUWE & ASSOCIES
BE 0474.132.139
Elsene · Eq €271,693
LELS
BE 0778.491.910
Elsene · Eq €271,605
Advocaat Yves Loix
BE 0649.600.486
Schilde · Eq €272,087
OLIVIER PROUST
BE 0834.390.436
Schaarbeek · Eq €272,159
DRAYE ADVOCATEN
BE 0667.658.126
Zonhoven · Eq €271,408
Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 6,878 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-06-2006
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.