Olivier Dujardin
ActiveSummary
Olivier Dujardin has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €238k and a net result of €107k. Equity is growing by ~80.2% per year across the filed fiscal years. Its solvency ranks better than 83% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 6.74 against 5.68 in 2024; short-term debt: 14.7% and cash: 97.9% of total assets), and 14.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.3%
Return on assets
38.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
6 d late
2024
53 d early
2023
9 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€238k▲ 81.5%
2024 · €131k
2023: €28k
2024: €131k
2023 → 2025
Total assets
€279k▲ 75.7%
2024 · €159k
2023: €41k
2024: €159k
2023 → 2025
Net result
€107k▲ 3.3%
2024 · €103k
2023: €13k
2024: €103k
2023 → 2025
Working capital
€234k▲ 81.5%
2024 · €129k
2023: €28k
2024: €129k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€28k-€131k▲ 374%€238k▲ 81.5%
Operating result€16k-€134k▲ 733%€138k▲ 2.9%
Net result€13k-€103k▲ 715%€107k▲ 3.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 3% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €279k
Fixed assets
€4k ▲ 77.8%
Current assets
€275k ▲ 75.7%
Equity and liabilities €279k
Equity
€238k ▲ 81.5%
Debt
€41k ▲ 48.2%
Debt's share of the balance-sheet total falls from 17.4% to 14.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€140k▲
2024 · €134k
Cash flow
€109k▲
2024 · €104k
Current ratio
6.74▲
2024 · 5.68
Debt to equity
0.17▼
2024 · 0.21
ROE
44.9%▼
2024 · 78.9%
ROA
38.3%▼
2024 · 65.2%
Interest coverage
3100.70▲
2024 · 2344.82
Debt ≤ 1 year
€41k▲
2024 · €28k
Income taxes
€31k▲
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet
Code20242025
Assets
Total assets20/58€159k€279k▲
Fixed assets21/28€2k€4k▲
Tangible fixed assets22/27€2k€4k▲
Furniture and vehicles24€2k€4k▲
Current assets29/58€157k€275k▲
Amounts receivable within one year40/41€0€890▲
Other amounts receivable41€0€890▲
Cash at bank and in hand54/58€156k€273k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€159k€279k▲
Equity10/15€131k€238k▲
Contributions10/11€15k€15k=
Profit (loss) carried forward14€116k€223k▲
Amounts payable17/49€28k€41k▲
Amounts payable within one year42/48€28k€41k▲
Trade debts44€960€1k▲
Suppliers440/4€960€1k▲
Taxes, remuneration and social security45€27k€40k▲
Taxes450/3€27k€40k▲
Other amounts payable47/48€85€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€454€2k▲
Other operating charges640/8€80€0▼
Gross operating margin9900€134k€140k▲
Operating profit (loss)9901€134k€138k▲
Financial charges65/66B€57€45▼
Recurring financial charges65€57€45▼
Profit (loss) for the period before taxes9903€134k€138k▲
Income taxes67/77€30k€31k▲
Profit (loss) for the period9904€103k€107k▲
Profit (loss) for the period to be appropriated9905€103k€107k▲
Appropriation of the result
Profit (loss) to be appropriated9906€116k€223k▲
Profit (loss) brought forward from the previous period14P€13k€116k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
2025
31-12
Financial
Highest result since 2023net €107k ▲3.3%
Operating result €138k, net result €107k, both a record.
31-12
Financial
Equity above €200kEq €238k ▲81.5%
3 profitable years in a row build equity to €238k.
08-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €131k ▲374%
2 profitable years in a row build equity to €131k.
09-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Grandsart 191300 WavreGround area
1,188 m²
Building footprint
120 m²
Parcel 25055B0576/00C000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Olivier Dujardin
since 20232.349.530.238
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25055B0576/00C000 | Wallonia | 1,188 m² | 1 · 120 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
7 locations
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 39,129 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-09-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.