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Generated 10-08-2026
Active BE 0406.928.262Private limited company

OLIO

Rue Trou à la Vigne(H) 4 ·6220 Fleurus, Belgium· 56 yrs active
Sector: Retail trade (47811)
Conclusion Checked

The computed 12-month bankruptcy probability of OLIO is 0.5% (low). The 2024 annual accounts show equity of €14k and a net result of €17k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 70% of 6697 sector peers (fiscal year 2024). The company has been active since 1970 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.
Key figures
Equity €14k
Net result €17k
Better than sector 70%
Active 56 yrs
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health94Profitability100Solvency78Growth78Stability100
90 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 94
Profitability 100
Solvency 78
Growth 78
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.5% Low
0%0,5%1,5%4%10%≥25%
Long track record −Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1970, 56 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
94 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 07-07-2025 with the NBB · fiscal year 2024 · micro
€-600k€-400k€-200k€0Operating result 2020: €3k€3kNet result 2020: €-454k€-454kOperating result 2021: €21k€21kNet result 2021: €21k€21kOperating result 2022: €-1k€-1kNet result 2022: €-2k€-2kOperating result 2023: €-1k€-1kNet result 2023: €-4k€-4kOperating result 2024: €21k€21kNet result 2024: €17k€17k20202021202220232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 42.3% 20.4%
better than 70% of 6697 sector peers
Net result €17k €4k
better than 71% of 6677 sector peers
Equity €14k €16k
better than 47% of 6711 sector peers
Gross operating margin €22k €24k
better than 48% of 6656 sector peers
Total assets €33k €94k
better than 23% of 6701 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€22k
+3035.2% -95% vs sector
Net profit
€17k
- -93% vs sector
Cash flow
€18k
- -93% vs sector
Total assets
€33k
+27.1% -99% vs sector
Equity
€14k
- -99% vs sector
Working capital
€12k
- -99% vs sector
Income taxes
€255
+103.2% -100% vs sector
Debt
€19k
-34.1% -98% vs sector
Debt ≤ 1y
€19k
-34.1% -98% vs sector
Current ratio
1.63
+96.4% -18% vs sector
Quick ratio
1.02
+95.9% +29% vs sector
Solvency
42.3%
- -24% vs sector
Debt / equity
1.36
- +98% vs sector
ROE
120.9%
-6.9% far above sector median
ROA
51.2%
- far above sector median
Interest coverage
6.35
+2200.7% -63% vs sector
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€22k
Net profit€17k
Cash flow€18k
Staff costs-
Income taxes€255
Dividends-
Total assets€33k
Equity€14k
Debt€19k
of which ≤ 1y€19k
of which > 1y-
Working capital€12k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.63
Quick ratio1.02
Working capital ratio36.4%
Solvency42.3%
Debt / equity1.36
Long-term debt ratio-
Interest coverage6.35
Gross margin-
Net margin-
ROA51.2%
ROE120.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€33k
Fixed assets 21/28€2k
Tangible fixed assets 22/27€2k
Current assets 29/58€31k
Stocks & contracts in progress 3€12k
Amounts receivable within one year 40/41€2k
Cash & bank 54/58€14k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€33k
Equity 10/15€14k
Contributions / capital 10/11€70k
Reserves 13€366k
Accumulated profits (losses) 14€-422k
Amounts payable 17/49€19k
Amounts payable within one year 42/48€19k
Trade debts payable within one year 44€307
Income statement
Gross operating margin 9900€22k
Operating result 9901€21k
Financial income 75€30
Financial charges 65€3k
Result before taxes 9903€17k
Income taxes 67/77€255
Net result for the period 9904€17k
Result to be appropriated 9905€17k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Retail trade(47811)
Legal form Private limited company(610)
Incorporation01-01-1970
StatusActive
Postal code6220
Establishment units 1 location
Olio
Rue Trou à la Vigne(H) 4, 6220 FleurusGroothandel in sport- en kampeerartikelen
since 19702.004.172.329
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52032A0405/00H000 Wallonia 157 m² 1 · 103 m² 8.3 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
07-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
09-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
21-11-2023
State Gazette act Director changes
Bernard Lemaigre
26-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
31-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
28-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
31-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
31-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
29-06-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
31-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
31-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2023
21-11-2023 2 directors appointed, 1 reappointed Director changes·Bernard Lemaigre
  • ROELANDT Julien, Directeur
  • ROELANDT Quentin, Directeur
  • OLIO Béatrice, Bestuurder
Notary: Bernard Lemaigre · Montignies-sur-Sambre
Technical details 
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      "reason": null,
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      "evidence_quote": "L\u2019assembl\u00E9e g\u00E9n\u00E9rale donne d\u00E9charge compl\u00E8te et enti\u00E8re au(x) administrateur(s) d\u00E9missionnaire(s) pour l\u2019ex\u00E9cution de son/leur mandat.",
      "decharge_status": "granted",
      "mandate_duration": null,
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  "notary": {
    "name": "Bernard Lemaigre",
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    "is_associated": false
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  "act_meta": {
    "language": "mixed",
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}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Detailhandel in motorvoertuigen50103Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)45201Onderhoud en reparatie van auto's50200Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)95311
Primary activity highlighted.
Names & trade names
Legal nameFR OLIO
Registered office
Rue Trou à la Vigne(H) 4 bus 2
6220 Fleurus, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative