OLCADR
ActiveSummary
OLCADR has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €919k and a net result of €473k. Equity is growing by ~75.8% per year across the filed fiscal years. Its solvency ranks better than 48% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+13
Solvency79▲+22
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity tight (current ratio 1.09 against 0.44 in 2024; short-term debt: 45.7% and cash: 43.2% of total assets), and 45.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.3%
Return on assets
27.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
24 d late
2024
21 d late
2023
6 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€919k▲ 106%
2024 · €447k
2023: €242k
2024: €447k
2023 → 2025
Total assets
€1.69M▲ 22.9%
2024 · €1.38M
2023: €1.34M
2024: €1.38M
2023 → 2025
Net result
€473k▲ 131%
2024 · €205k
2023: €240k
2024: €205k
2023 → 2025
Working capital
€68k
2024 · €-519k
2023: €-737k
2024: €-519k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€242k-€447k▲ 84.8%€919k▲ 106%
Operating result€320k-€271k▼ 15.5%€646k▲ 139%
Net result€240k-€205k▼ 14.5%€473k▲ 131%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 139% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.69M
Fixed assets
€851k ▼ 11.8%
Current assets
€842k ▲ 104%
Equity and liabilities €1.69M
Equity
€919k ▲ 106%
Debt
€774k ▼ 16.8%
Debt's share of the balance-sheet total falls from 67.6% to 45.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€765k▲
2024 · €388k
Cash flow
€591k▲
2024 · €322k
Current ratio
1.09▲
2024 · 0.44
Debt to equity
0.84▼
2024 · 2.08
ROE
51.4%▲
2024 · 45.9%
ROA
27.9%▲
2024 · 14.9%
Interest coverage
31.36▼
2024 · 444.22
Debt ≤ 1 year
€774k▼
2024 · €931k
Income taxes
€151k▲
2024 · €65k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.38M€1.69M▲
Fixed assets21/28€965k€851k▼
Intangible fixed assets21€872k€772k▼
Tangible fixed assets22/27€91k€77k▼
Furniture and vehicles24€76k€64k▼
Other tangible fixed assets26€15k€13k▼
Financial fixed assets28€2k€2k=
Current assets29/58€412k€842k▲
Amounts receivable within one year40/41€80k€105k▲
Trade receivables40€60k€56k▼
Other amounts receivable41€20k€49k▲
Cash at bank and in hand54/58€324k€732k▲
Deferred charges and accrued income490/1€9k€5k▼
Equity and liabilities
Total equity and liabilities10/49€1.38M€1.69M▲
Equity10/15€447k€919k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€445k€917k▲
Amounts payable17/49€931k€774k▼
Amounts payable within one year42/48€931k€774k▼
Trade debts44€11k€532k▲
Suppliers440/4€11k€532k▲
Advances received on contracts in progress46€78k-
Taxes, remuneration and social security45€24k€12k▼
Taxes450/3€22k€12k▼
Remuneration and social security454/9€2k-
Other amounts payable47/48€818k€231k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€117k€119k▲
Other operating charges640/8€6k€2k▼
Gross operating margin9900€394k€767k▲
Operating profit (loss)9901€271k€646k▲
Financial income75/76B€11€2k▲
Recurring financial income75€11€2k▲
Financial charges65/66B€873€24k▲
Recurring financial charges65€873€24k▲
Profit (loss) for the period before taxes9903€270k€624k▲
Income taxes67/77€65k€151k▲
Profit (loss) for the period9904€205k€473k▲
Profit (loss) for the period to be appropriated9905€205k€473k▲
Appropriation of the result
Profit (loss) to be appropriated9906€445k€917k▲
Profit (loss) brought forward from the previous period14P€240k€445k▲
Profit to be distributed694/7-€200
Directors or managers695-€200
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Highest result since 2023net €473k ▲131%
Operating result €646k, net result €473k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.09
Current ratio from 0.44 to 1.09; short-term debt falls from €931k to €774k.
31-12
Financial
Equity above €500kEq €919k ▲106%
3 profitable years in a row build equity to €919k.
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-12
Financial
Weakest financial yearnet €205k ▼14.5%
Net result drops to €205k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tervurenlaan 4021150 Sint-Pieters-WoluweGround area
4,483 m²
Building footprint
617 m²
Volume, LiDAR
5,970 m³
Parcel 21682C0142/00A004, Brussels · tallest building 18.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
OLCADR
since 20232.349.563.395
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21682C0142/00A004 | Brussels | 4,483 m² | 1 · 617 m² | 18.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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MM ADVOCAAT
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KIRAN S. DESAI AVOCAT
BE 0840.503.317
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Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 4,486 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-09-2023
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.