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OK-IT

Active
Grote Nieuwedijkstraat 307 ·2800 Mechelen, Belgium
KBO/BCE: BE 0773.518.976
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age4 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of OK-IT is 0.5% (very low). The 2024 annual accounts show equity of €79k and a net result of €22k. Equity is growing by ~36.6% per year across the filed fiscal years. Its solvency ranks better than 79% of 7336 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Signals

3 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 79% of 7336 peers (2024). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend
Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 30-07-2025 1 d early 2025-00334461
31-12-2023 31-07-2024 31-07-2024 on the day 2024-00318939
31-12-2022 31-07-2023 29-06-2023 32 d early 2023-00171169

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.5% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€22k-14.9%
Working capital€16k-71.4%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 30-07-2025 with the NBB · fiscal year 2024 · micro
€0€20k€40kOperating result 2022: €48k€48kNet result 2022: €37k€37kOperating result 2023: €33k€33kNet result 2023: €25k€25kOperating result 2024: €31k€31kNet result 2024: €22k€22k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~36.6%/year over 3 fiscal years, indicative, assuming unchanged policy.
€0€50k€100k€150k2025: €100k (€94k - €107k)2026: €121k (€115k - €128k)2027: €142k (€136k - €149k)2022: €37k2023: €58k2024: €79k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 82.0% 65.0%
better than 79% of 7336 sector peers
Net result €22k €32k
better than 39% of 7333 sector peers
Equity €79k €58k
better than 62% of 7338 sector peers
Gross operating margin €41k €52k
better than 40% of 7327 sector peers
Total assets €97k €103k
better than 47% of 7339 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P79
2022: P70 · n=37942023: P59 · n=58012024: P79 · n=73362022 2024
Stable position over 2022-2024 · n=3794-7336
Net result P39
2022: P66 · n=37922023: P48 · n=57972024: P39 · n=73332022 2024
Weakening position over 2022-2024 · n=3792-7333
Equity P62
2022: P49 · n=37962023: P57 · n=58042024: P62 · n=73382022 2024
Improving position over 2022-2024 · n=3796-7338
Gross operating margin P40
2022: P59 · n=37862023: P40 · n=57932024: P40 · n=73272022 2024
Weakening position over 2022-2024 · n=3786-7327
Describes the position versus peers, not a forecast.
EBITDA
€39k
+15.5% 22-24
Net profit
€22k
-14.9% 22-24
Cash flow
€30k
+13.9% 22-24
Total assets
€97k
+12.6% 22-24
Equity
€79k
+37.7% 22-24
Working capital
€16k
-71.4% 22-24
Income taxes
€8k
+15.8% 22-24
Dividends
€5k
+525.0% 22-24
Debt
€17k
-38.5% 22-24
Debt ≤ 1y
€17k
-38.5% 22-24
Current ratio
1.92
-35.4% 22-24
Quick ratio
1.92
-35.4% 22-24
Solvency
82.0%
+22.3% 22-24
Debt / equity
0.22
-55.3% 22-24
ROE
27.4%
-38.2% 22-24
ROA
22.4%
-24.4% 22-24
Interest coverage
40.30
+13.6% 22-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€39k
Net profit€22k
Cash flow€30k
Staff costs-
Income taxes€8k
Dividends-
Total assets€97k
Equity€79k
Debt€17k
of which ≤ 1y€17k
of which > 1y-
Working capital€16k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.92
Quick ratio1.92
Working capital ratio16.5%
Solvency82.0%
Debt / equity0.22
Long-term debt ratio-
Interest coverage40.30
Gross margin-
Net margin-
ROA22.4%
ROE27.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€97k
Fixed assets 21/28€63k
Tangible fixed assets 22/27€63k
Current assets 29/58€33k
Amounts receivable within one year 40/41€11k
Cash & bank 54/58€22k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€97k
Equity 10/15€79k
Contributions / capital 10/11€500
Reserves 13€79k
Amounts payable 17/49€17k
Amounts payable within one year 42/48€17k
Trade debts payable within one year 44€8k
Income statement
Gross operating margin 9900€41k
Operating result 9901€31k
Financial charges 65€980
Result before taxes 9903€30k
Income taxes 67/77€8k
Net result for the period 9904€22k
Result to be appropriated 9905€22k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
93 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
OK-IT
Grote Nieuwedijkstraat 307, 2800 MechelenKleinhandel in nieuwe en gebruikte auto's voor personenvervoer, inclusief die voor bijzondere doeleinden (b.v. ambulances)
since 20212.321.151.404
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area278 m²
Buildings1
Building footprint165 m²
Volume (LiDAR)1,315 m³
Tallest building11.7 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12402B0091/00B004 Flanders 278 m² 1 · 165 m² 11.7 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts
Address history · 2
06-09-2024
Registered-office move
13-06-2023
Registered-office move
All acts · 2 updated 1 year ago
2024
06-09-2024 Registered office moved within Mechelen Registered-office change
  • Papenhofstraat 7, 2800 Mechelen → Grote Nieuwedijkstraat 307 bus 201, 2800 Mechelen
2023
13-06-2023 Registered office moved within Mechelen Registered-office change
  • Grote Nieuwedijkstraat 307/1, 2800 Mechelen → Papenhofstraat 7, 2800 Mechelen

Analysis

Snowflake analysis

financial profile on 5 axes
Health93Profitability100Solvency98Growth52Stability94
87 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 93
Profitability 100
Solvency 98
Growth 52
Stability 94

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AI due-diligence brief

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL OK-IT
Registered office
Grote Nieuwedijkstraat 307 bus 201
2800 Mechelen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.