OIVIL
ActiveSummary
The computed 12-month bankruptcy probability of OIVIL is 2.9% (moderate). The 2024 annual accounts show negative equity (€-3k) and a net result of €-4k. Equity is shrinking by ~46.5% per year across the filed fiscal years. Its solvency ranks better than 11% of 6717 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
23
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability20▼-48
Solvency8▼-23
Growth32=
Track record100
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.49 against 0.57 in 2023; short-term debt: 114.5% and cash: 0% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-17.2%
Return on assets
-24.9%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
192021222324
2019 to 2024 · latest year €-3k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-07-2025, 7 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
7 d early
2023
34 d early
2022
31 d early
2021
31 d early
2020
31 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€-3k
2023 · €1k
2019: €6k
2020: €4k
2021: €5k
2022: €2k
2023: €1k
2019 → 2024
Total assets
€18k▼ 22.8%
2023 · €23k
2019: €18k
2020: €20k
2021: €33k
2022: €29k
2023: €23k
2019 → 2024
Net result
€-4k▼ 2,957%
2023 · €-146
2019: €133
2020: €-2k
2021: €564
2022: €-3k
2023: €-146
2019 → 2024
Working capital
€-10k▼ 41.6%
2023 · €-7k
2019: €4k
2020: €197
2021: €-5k
2022: €-10k
2023: €-7k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€4k-€5k▲ 13.5%€2k▼ 68.0%€1k▼ 9.6%€-3k
Operating result€-156-€2k€-1k€3k€-3k
Net result€-2k-€564€-3k€-146▲ 95.5%€-4k▼ 2,957%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €3k after €3k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €18k
Fixed assets
€8k ▼ 39.9%
Current assets
€10k ▼ 0.4%
Key figures and ratios
EBITDA
€2k▼
2023 · €8k
Cash flow
€793▼
2023 · €5k
Solvency
-17.2%▼
2023 · 5.9%
Current ratio
0.49▼
2023 · 0.57
Debt to equity
-6.82▼
2023 · 15.86
ROA
-24.9%▼
2023 · -0.6%
Interest coverage
2.39▼
2023 · 7.12
Debt
€21k▼
2023 · €22k
Debt ≤ 1 year
€20k▲
2023 · €17k
Debt > 1 year
€0▼
2023 · €3k
Income taxes
€646▼
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 48 lines
Balance sheet
Code20232024
Assets
Total assets20/58€23k€18k▼
Formation expenses20€0-
Fixed assets21/28€13k€8k▼
Tangible fixed assets22/27€13k€8k▼
Furniture and vehicles24€2k€869▼
Leasing and similar rights25€8k€4k▼
Other tangible fixed assets26€4k€3k▼
Current assets29/58€10k€10k▼
Amounts receivable within one year40/41€9k€9k▲
Trade receivables40€9k€9k▲
Other amounts receivable41€0€63▲
Cash at bank and in hand54/58€630€3▼
Deferred charges and accrued income490/1€569€801▲
Equity and liabilities
Total equity and liabilities10/49€23k€18k▼
Equity10/15€1k€-3k▼
Contributions10/11€6k€6k=
Reserves13€133€133=
Non-distributable reserves130/1€133-
Reserves not available under the articles1311€133-
Distributable reserves133-€133
Profit (loss) carried forward14€-5k€-9k▼
Amounts payable17/49€22k€21k▼
Amounts payable after more than one year17€3k€0▼
Financial debts170/4€3k€0▼
Amounts payable within one year42/48€17k€20k▲
Current portion of amounts payable after more than one year42€3k€3k▲
Trade debts44€3k€6k▲
Suppliers440/4€3k€6k▲
Taxes, remuneration and social security45€11k€9k▼
Taxes450/3€7k€4k▼
Remuneration and social security454/9€3k€5k▲
Other amounts payable47/48€218€2k▲
Accrued charges and deferred income492/3€965€483▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€315
Other operating charges640/8€2k€881▼
Gross operating margin9900€10k€4k▼
Operating profit (loss)9901€3k€-3k▼
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€1k€-4k▼
Income taxes67/77€2k€646▼
Profit (loss) for the period9904€-146€-4k▼
Profit (loss) for the period to be appropriated9905€-146€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-9k▼
Profit (loss) brought forward from the previous period14P€-5k€-5k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €564
Net result €564 after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bieststraat 1833550 Heusden-ZolderGround area
795 m²
Building footprint
315 m²
Parcel 71065F0064/00B002, Flanders. Linked by address, not a title deed.
1 establishment unit
OIVIL
since 20182.275.496.175
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71065F0064/00B002 | Flanders | 795 m² | 1 · 315 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IB TRANSPORT
BE 0732.895.376
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IMPERIAL DRIVE
BE 1005.637.602
La Louvière · Eq €1,388
VP TRAX
BE 0775.936.949
Kortrijk · Eq €1,360
WAFINITY
BE 0774.580.830
Braine-l'Alleud · Eq €1,359
D.M.M. TRANSPORT
BE 0776.700.576
Aalst · Eq €1,393
Of 12,604 companies in sector 49410 we hold annual accounts for 8,202. 1,042 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-04-2018
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
49320Non-scheduled passenger transport by road
49420Removal services
52100Warehousing and storage
53200Other postal and courier activities
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.