Checked.be
Active
BE 1008.151.484Private limited company
OH SMILE
Rue Wiertz 38 ·4000 Liège, Belgium· 2 yrs active
Conclusion
The computed 12-month bankruptcy probability of OH SMILE is 2.7% (moderate). The 2025 annual accounts show equity of €69k and a net result of €57k. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €69k |
| Net result | €57k |
| Active | 2 yrs |
| Locations | 1 |
Financial profile
92
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
100
Profitability
100
Solvency
100
Growth
78
Stability
82
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
100
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€7k
estimate, not credit advice
Score history
85
2024
100
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 3.18 (≥ 1.5)
+10
Quick ratio
Quick ratio 3.18 (≥ 1.0)
+5
Leverage
Debt/equity 0.44 (< 1.0)
+10
Profitability
ROE 82% (≥ 10%)
+10
Interest coverage
Interest coverage 1075.5× (≥ 3×)
+8
Profit trend
Net profit up YoY
+5
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 09-08-2026 with the NBB · fiscal year 2025 · micro schema
€71k
-
24-25
€57k
+145.6%
24-25
€58k
-
24-25
€99k
+136.6%
24-25
€69k
+154.1%
24-25
€66k
+144.0%
24-25
€14k
+117.8%
24-25
€15k
-
24-25
€30k
+104.6%
24-25
€30k
+104.6%
24-25
3.18
+12.4%
24-25
3.18
+12.4%
24-25
69.4%
+7.4%
24-25
0.44
-19.5%
24-25
82.4%
-3.3%
24-25
57.2%
+3.8%
24-25
1075.51
-
24-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 |
|---|---|---|
| Deposit | micro schema | micro schema |
| Revenue | - | - |
| EBITDA | €71k | - |
| Net profit | €57k | €23k |
| Cash flow | €58k | - |
| Staff costs | - | - |
| Income taxes | €14k | €6k |
| Dividends | €15k | - |
| Total assets | €99k | €42k |
| Equity | €69k | €27k |
| Debt | €30k | €15k |
| of which ≤ 1y | €30k | €15k |
| of which > 1y | - | - |
| Working capital | €66k | €27k |
| Employees (FTE) | - | - |
Ratios (computed)
| 2025 | 2024 | |
|---|---|---|
| Current ratio | 3.18 | 2.83 |
| Quick ratio | 3.18 | 2.83 |
| Working capital ratio | 66.6% | 64.6% |
| Solvency | 69.4% | 64.6% |
| Debt / equity | 0.44 | 0.55 |
| Long-term debt ratio | - | - |
| Interest coverage | 1075.51 | - |
| Gross margin | - | - |
| Net margin | - | - |
| ROA | 57.2% | 55.1% |
| ROE | 82.4% | 85.3% |
| EBITDA margin | - | - |
| Days sales outstanding | - | - |
| Days payable outstanding | - | - |
| Inventory turnover | - | - |
| Days inventory (DSI) | - | - |
Balance-sheet composition 2025
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 |
|---|---|---|---|
| Balance sheet, Assets | |||
| TOTAL ASSETS | 20/58 | €99k | €42k |
| Fixed assets | 21/28 | €3k | - |
| Tangible fixed assets | 22/27 | €3k | - |
| Current assets | 29/58 | €97k | €42k |
| Amounts receivable within one year | 40/41 | €24k | €868 |
| Cash & bank | 54/58 | €73k | €41k |
| Balance sheet, Equity & liabilities | |||
| TOTAL EQUITY & LIABILITIES | 10/49 | €99k | €42k |
| Equity | 10/15 | €69k | €27k |
| Contributions / capital | 10/11 | €4k | €4k |
| Accumulated profits (losses) | 14 | €65k | €23k |
| Amounts payable | 17/49 | €30k | €15k |
| Amounts payable within one year | 42/48 | €30k | €15k |
| Trade debts payable within one year | 44 | €754 | €8k |
| Income statement | |||
| Gross operating margin | 9900 | €72k | €30k |
| Operating result | 9901 | €70k | €29k |
| Financial charges | 65 | €66 | €153 |
| Result before taxes | 9903 | €70k | €29k |
| Income taxes | 67/77 | €14k | €6k |
| Net result for the period | 9904 | €57k | €23k |
| Result to be appropriated | 9905 | €57k | €23k |
Legal Structure
| NACE primary | - |
| Legal form | Private limited company(610) |
| Incorporation | 08-04-2024 |
| Status | Active |
| Postal code | 4000 |
Establishment units
OH SMILE
since 20242.358.772.259
Real-estate footprint
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63573A0277/00D000 | Wallonia | 2,476 m² | 1 · 251 m² | - |
| 62815C0334/00P048 | Wallonia | 1,434 m² | 1 · 241 m² | 14.0 m · 3 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
09-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 9 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
NBB filing
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Names & trade names
| Legal nameFR | OH SMILE |