OGAMAY
ActiveSummary
The computed 12-month bankruptcy probability of OGAMAY is 3.2% (moderate). The 2025 annual accounts show equity of €72k and a net result of €22k. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability95
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 4.07; short-term debt: 24% and cash: 76.1% of total assets), and 24% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-09-2026, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
54 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€72k
Total assets
€95k
Net result
€22k
Working capital
€70k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €95k
Fixed assets
€2k
Current assets
€92k
Equity and liabilities €95k
Equity
€72k
Debt
€23k
Debt finances 24.0% of the balance-sheet total.
Key figures and ratios
Current ratio
4.07
Quick ratio
3.52
Debt to equity
0.32
ROE
30.4%
ROA
23.1%
Debt ≤ 1 year
€23k
Income taxes
€6k
Staff costs
€11k
Filed annual accounts As filed with the NBB · 2025 · 33 lines
Balance sheet
Code2025
Assets
Total assets20/58€95k
Fixed assets21/28€2k
Financial fixed assets28€2k
Current assets29/58€92k
Stocks and contracts in progress3€13k
Stocks30/36€13k
Amounts receivable within one year40/41€7k
Trade receivables40€7k
Cash at bank and in hand54/58€72k
Deferred charges and accrued income490/1€886
Equity and liabilities
Total equity and liabilities10/49€95k
Equity10/15€72k
Contributions10/11€50k
Profit (loss) carried forward14€22k
Amounts payable17/49€23k
Amounts payable within one year42/48€23k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€19k
Taxes450/3€17k
Remuneration and social security454/9€2k
Other amounts payable47/48€739
Income statement
Code2025
Remuneration, social security and pensions62€11k
Other operating charges640/8€2k
Gross operating margin9900€42k
Operating profit (loss)9901€28k
Financial charges65/66B€863
Recurring financial charges65€863
Profit (loss) for the period before taxes9903€28k
Income taxes67/77€6k
Profit (loss) for the period9904€22k
Profit (loss) for the period to be appropriated9905€22k
Appropriation of the result
Profit (loss) to be appropriated9906€22k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
23-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 54 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue d'Amay 24000 LiègeGround area
76 m²
Building footprint
79 m²
Parcel 62803A1224/00E000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Orange Givrée
since 20252.377.214.038
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62803A1224/00E000 | Wallonia | 76 m² | 1 · 79 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BODEGA FININVEST
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The National Bank holds 1 filing for this company, but none with figures Checked can read: the latest, for fiscal year 2025, exists only as a PDF. A size comparison is therefore not possible. These companies share only the sector and the region. Of 14,018 companies in sector 56301 we hold annual accounts for 4,891. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-08-2025
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:christophe.lecrenier@gmail.com
Phone:+32498646263