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OFIP

Active
Private limited company·Handel in eigen onroerend goed· 5 yrs active
Onderbergen 69 ·9000 Gent, Belgium
KBO/BCE: BE 0768.502.888
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age5 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of OFIP is 0.6% (low). The 2024 annual accounts show equity of €4.36M and a net result of €44k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 95% of 4950 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Signals

2 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 95% of 4950 peers (2024). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 11 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 31-07-2025 on the day 2025-00352049
31-12-2023 31-07-2024 27-06-2024 34 d early 2024-00179848
31-12-2022 31-07-2023 18-07-2023 13 d early 2023-00252237
31-12-2021 31-07-2022 17-10-2022 78 d late 2022-20467179

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.6% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Turnover€55k
EBIT margin-27.0%
Net result€44k+402.1%
Working capital€458k+35.8%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 31-07-2025 with the NBB · fiscal year 2024 · micro
€-25k€0€25k€50k€75kRevenue 2021: €55k€55kOperating result 2021: €-15k€-15kNet result 2021: €-15k€-15kOperating result 2022: €65k€65kNet result 2022: €52k€52kOperating result 2023: €12k€12kNet result 2023: €9k€9kOperating result 2024: €62k€62kNet result 2024: €44k€44k2021202220232024
RevenueOperating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable Equity: stable across 4 fiscal years (±0.8%/year).
€4.00M€4.20M€4.40M€4.60M€4.80M2025: €4.39M (€4.04M - €4.74M)2026: €4.42M (€4.07M - €4.77M)2027: €4.46M (€4.11M - €4.81M)2021: €4.25M2022: €4.31M2023: €4.32M2024: €4.36M2021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 68, Real estate activities · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 99.5% 16.7%
better than 95% of 4950 sector peers
Net result €44k €2k
better than 84% of 4942 sector peers
Equity €4.36M €27k
better than 95% of 4953 sector peers
Gross operating margin €177k €27k
better than 92% of 4936 sector peers
Total assets €4.38M €302k
better than 95% of 4952 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P95
2021: P95 · n=17492022: P95 · n=31872023: P95 · n=42692024: P95 · n=49502021 2024
Stable position over 2021-2024 · n=1749-4950
Net result P84
2021: P22 · n=17502022: P87 · n=31792023: P61 · n=42572024: P84 · n=49422021 2024
Improving position over 2021-2024 · n=1750-4942
Equity P95
2021: P95 · n=17502022: P95 · n=31902023: P95 · n=42702024: P95 · n=49532021 2024
Stable position over 2021-2024 · n=1750-4953
Gross operating margin P92
2021: P67 · n=17402022: P92 · n=31732023: P88 · n=42452024: P92 · n=49362021 2024
Improving position over 2021-2024 · n=1740-4936
Describes the position versus peers, not a forecast.
Revenue
€55k
- 21-24
EBITDA
€165k
+43.0% 21-24
Net profit
€44k
+402.1% 21-24
Cash flow
€147k
+31.4% 21-24
Total assets
€4.38M
-0.5% 21-24
Equity
€4.36M
+1.0% 21-24
Working capital
€458k
+35.8% 21-24
Income taxes
€18k
+445.5% 21-24
Debt
€22k
-74.8% 21-24
Debt ≤ 1y
€22k
-64.1% 21-24
Debt > 1y
€26k
-0.9% 21-24
Current ratio
21.63
+234.8% 21-24
Quick ratio
21.63
+234.8% 21-24
Solvency
99.5%
+1.5% 21-24
Debt / equity
0.01
-75.1% 21-24
ROE
1.0%
+397.0% 21-24
ROA
1.0%
+404.6% 21-24
Net margin
-26.8%
- 21-24
EBITDA margin
89.4%
- 21-24
Interest coverage
631.89
+90.5% 21-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€165k
Net profit€44k
Cash flow€147k
Staff costs-
Income taxes€18k
Dividends-
Total assets€4.38M
Equity€4.36M
Debt€22k
of which ≤ 1y€22k
of which > 1y-
Working capital€458k
Employees (FTE)-
Ratios (computed)
2024
Current ratio21.63
Quick ratio21.63
Working capital ratio10.5%
Solvency99.5%
Debt / equity0.01
Long-term debt ratio-
Interest coverage631.89
Gross margin-
Net margin-
ROA1.0%
ROE1.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€4.38M
Fixed assets 21/28€3.90M
Formation expenses 20€2k
Tangible fixed assets 22/27€3.90M
Current assets 29/58€481k
Amounts receivable within one year 40/41€9k
Cash & bank 54/58€21
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€4.38M
Equity 10/15€4.36M
Contributions / capital 10/11€4.27M
Reserves 13€90k
Amounts payable 17/49€22k
Amounts payable within one year 42/48€22k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€177k
Operating result 9901€62k
Financial charges 65€262
Result before taxes 9903€62k
Income taxes 67/77€18k
Net result for the period 9904€44k
Result to be appropriated 9905€44k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
94 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
Gent exact location from the address register
8 companies at this address See who is registered here

Establishment units

1 location
OFIP
Onderbergen 69, 9000 GentHandel in eigen onroerend goed
since 20212.317.238.245
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area513 m²
Buildings1
Building footprint448 m²
Volume (LiDAR)4,529 m³
Tallest building14.3 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44815F1115/00B000
ProtectedMonumentHerenhuis ontworpen door J.-B. Pisson: gevels, daken en delen interieurSource ↗
Flanders 513 m² 1 · 448 m² 14.3 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health94Profitability5Solvency100Growth78Stability94
74 / 100

Strong profile, led by solvency.

All 5 axes are computed from data Checked has read.

Health 94
Profitability 5
Solvency 100
Growth 78
Stability 94

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Handel in eigen onroerend goed68110
Primary activity highlighted.
Names & trade names
Legal nameNL OFIP
Registered office
Onderbergen 69
9000 Gent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.