OcuLau
ActiveSummary
OcuLau has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €285k and a net result of €275k. Its solvency ranks better than 61% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency99
Growth-
Track record67
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days only on tighter terms
Liquidity ample (current ratio 3.8; short-term debt: 26.3% and cash: 78.7% of total assets), and 26.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.7%
Return on assets
71.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
30 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€285k
Total assets
€387k
Net result
€275k
Working capital
€285k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €387k
Equity
€285k
Debt
€102k
Debt finances 26.3% of the balance-sheet total.
Key figures and ratios
Current ratio
3.80
Debt to equity
0.36
ROE
96.5%
ROA
71.1%
Debt ≤ 1 year
€102k
Income taxes
€87k
Filed annual accounts As filed with the NBB · 2025 · 27 lines
Balance sheet
Code2025
Assets
Total assets20/58€387k
Current assets29/58€387k
Amounts receivable within one year40/41€53k
Trade receivables40€53k
Current investments50/53€30k
Cash at bank and in hand54/58€304k
Deferred charges and accrued income490/1€11
Equity and liabilities
Total equity and liabilities10/49€387k
Equity10/15€285k
Contributions10/11€10k
Profit (loss) carried forward14€275k
Amounts payable17/49€102k
Amounts payable within one year42/48€102k
Trade debts44€15k
Suppliers440/4€15k
Taxes, remuneration and social security45€87k
Taxes450/3€87k
Other amounts payable47/48€122
Income statement
Code2025
Gross operating margin9900€363k
Operating profit (loss)9901€363k
Financial charges65/66B€663
Recurring financial charges65€663
Profit (loss) for the period before taxes9903€362k
Income taxes67/77€87k
Profit (loss) for the period9904€275k
Profit (loss) for the period to be appropriated9905€275k
Appropriation of the result
Profit (loss) to be appropriated9906€275k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
24-09
State Gazette act
General meeting · Registered-office moveRegistered-office move3 facts ▸
State Gazette act
General meeting · Registered-office move
Registered-office move3 facts ▸
- General meeting, 22-09-2026
- Registered-office move, Rue de Neringotte, 89, 5590 Haversin, Belgique
- Board meeting, 22-09-2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
State Gazette actNBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ciney · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Néringotte(Haversin) 895590 CineyGround area
1,768 m²
Building footprint
511 m²
Volume, LiDAR
3,561 m³
2 parcels, Wallonia · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
OcuLau
since 20252.369.055.942
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 82009B0301/00P000 | Wallonia | 1,548 m² | 1 · 271 m² | 11.1 m · 3 fl. |
| 84049D0182/00C000 | Wallonia | 220 m² | 1 · 240 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
QUERTON MICHAEL
BE 0898.214.357
Soignies · Eq €285,242
DOCTEUR AHADI NEMAT CARDIOLOGIE
BE 0821.612.764
Sint-Pieters-Woluwe · Eq €284,927
Henri Leclercq
BE 0525.772.860
Ottignies-Louvain-la-Neuve · Eq €285,356
DR. VRIJSEN
BE 0478.767.254
Diepenbeek · Eq €284,840
NS.MEDIC
BE 0799.234.072
Waterloo · Eq €284,737
Of 16,627 companies in sector 86220 we hold annual accounts for 7,974. 6,677 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:laurent.deleu@gmail.com
Phone:+32474617702
Phone:0474617702