OCF CONSTRUCT
ActiveSummary
OCF CONSTRUCT has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €26,587 and a net result of €1,098. Equity is growing by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 91% of 3550 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability82▲+80
Solvency100=
Growth55▲+6
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days only on tighter terms
Liquidity ample (current ratio 4.89 against 15.86 in 2023; short-term debt: 18.7% and cash: 47.1% of total assets), and 18.7% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
81.3%
Return on assets
3.4%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-11-2025, 96 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
96 d late
2023
183 d late
2022
122 d late
2021
121 d late
2020
91 d late
2019
122 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, full schema
Turnover
€18,226▼ 42.8%
2023 · €31,848
EBIT margin
8.4%▲ 22.9pp
2023 · -14.4%
Net result
€1,098
2023 · -€4,708
Working capital
€23,768▲ 20.5%
2023 · €19,717
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€55,296▲ 72.7%€64,247▲ 16.2%€9,765▼ 84.8%€31,848▲ 226%€18,226▼ 42.8%
Operating result€7,913▲ 121%€13,619▲ 72.1%-€6,009-€4,593▲ 23.6%€1,539
Net result€4,910▲ 38.8%€9,972▲ 103%-€6,193-€4,708▲ 24.0%€1,098
EBIT margin14.3%▲ 3.1pp21.2%▲ 6.9pp-61.5%▼ 82.7pp-14.4%▲ 47.1pp8.4%▲ 22.9pp
Equity€26,419▲ 22.8%€36,390▲ 37.7%€30,197▼ 17.0%€25,489▼ 15.6%€26,587▲ 4.3%
Total assets€56,090▲ 78.0%€46,044▼ 17.9%€31,032▼ 32.6%€26,816▼ 13.6%€32,693▲ 21.9%
Debt€29,671▲ 197%€9,654▼ 67.5%€835▼ 91.3%€1,327▲ 58.9%€6,106▲ 360%
Working capital€9,575▼ 13.7%€21,267▲ 122%€20,829▼ 2.1%€19,717▼ 5.3%€23,768▲ 20.5%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €1,539 after a loss of €4,593 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €32,693
Fixed assets
€2,819 ▼ 51.2%
Current assets
€29,874 ▲ 42.0%
Equity and liabilities €32,693
Equity
€26,587 ▲ 4.3%
Debt
€6,106 ▲ 360%
Debt's share of the balance-sheet total rises from 4.9% to 18.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€4,492▲
2023 · -€997
Cash flow
€4,051▲
2023 · -€1,112
Current ratio
4.89▼
2023 · 15.86
Quick ratio
2.86▼
2023 · 13.81
Debt to equity
0.23▲
2023 · 0.05
ROE
4.1%▲
2023 · -18.5%
ROA
3.4%▲
2023 · -17.6%
Interest coverage
10.19▲
2023 · -8.67
Debt ≤ 1 year
€6,106▲
2023 · €1,327
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €55,296 | €64,247 | €9,765 | €31,848 | €18,226 | ▼ 42.8% |
| Goods, raw materials, services and sundry goods60/61 | - | €44,257 | €9,219 | €32,284 | €13,734 | ▼ 57.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,678 | €6,118 | €6,208 | €3,596 | €2,953 | ▼ 17.9% |
| Other operating charges640/8 | - | €253 | €348 | €561 | - | - |
| Gross operating margin9900 | €13,933 | €19,990 | €546 | -€437 | €4,492 | ▲ 1,129% |
| Operating profit (loss)9901 | €7,913 | €13,619 | -€6,009 | -€4,593 | €1,539 | ▲ 134% |
| Recurring financial income75 | €3 | - | - | - | - | - |
| Financial charges65/66B | - | €170 | €95 | €115 | €441 | ▲ 283% |
| Recurring financial charges65 | €42 | €170 | €95 | €115 | €441 | ▲ 283% |
| Profit (loss) for the period before taxes9903 | €7,873 | €13,449 | -€6,104 | -€4,708 | €1,098 | ▲ 123% |
| Income taxes67/77 | €2,963 | €3,477 | €89 | - | - | - |
| Profit (loss) for the period9904 | €4,910 | €9,972 | -€6,193 | -€4,708 | €1,098 | ▲ 123% |
| Profit (loss) for the period to be appropriated9905 | €4,910 | €9,972 | -€6,193 | -€4,708 | €1,098 | ▲ 123% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €56,090 | €46,044 | €31,032 | €26,816 | €32,693 | ▲ 21.9% |
| Formation expenses20 | €473 | €236 | - | - | - | - |
| Fixed assets21/28 | €16,371 | €14,887 | €9,368 | €5,772 | €2,819 | ▼ 51.2% |
| Tangible fixed assets22/27 | €16,371 | €14,887 | €9,368 | €5,772 | €2,819 | ▼ 51.2% |
| Plant, machinery and equipment23 | - | €8,372 | €5,354 | €2,423 | - | - |
| Furniture and vehicles24 | - | €2,557 | €495 | €271 | €181 | ▼ 33.3% |
| Other tangible fixed assets26 | - | €3,958 | €3,518 | €3,078 | €2,638 | ▼ 14.3% |
| Current assets29/58 | €39,246 | €30,921 | €21,665 | €21,044 | €29,874 | ▲ 42.0% |
| Stocks and contracts in progress3 | €1,729 | €498 | €826 | €2,714 | €12,397 | ▲ 357% |
| Stocks30/36 | - | €498 | €826 | €2,714 | €2,397 | ▼ 11.7% |
| Contracts in progress37 | - | - | - | - | €10,000 | - |
| Amounts receivable within one year40/41 | €5,591 | €2,587 | €3,484 | €7,810 | €456 | ▼ 94.2% |
| Trade receivables40 | - | - | €1,006 | €6,684 | €278 | ▼ 95.8% |
| Other amounts receivable41 | - | €2,587 | €2,478 | €1,126 | €178 | ▼ 84.2% |
| Cash at bank and in hand54/58 | €27,070 | €26,624 | €16,446 | €8,936 | €15,407 | ▲ 72.4% |
| Deferred charges and accrued income490/1 | - | €1,212 | €908 | €1,584 | €1,614 | ▲ 1.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €56,090 | €46,044 | €31,032 | €26,816 | €32,693 | ▲ 21.9% |
| Equity10/15 | €26,419 | €36,390 | €30,197 | €25,489 | €26,587 | ▲ 4.3% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | €7,819 | €17,790 | €11,597 | €6,889 | €7,987 | ▲ 15.9% |
| Amounts payable17/49 | €29,671 | €9,654 | €835 | €1,327 | €6,106 | ▲ 360% |
| Amounts payable within one year42/48 | €29,671 | €9,654 | €835 | €1,327 | €6,106 | ▲ 360% |
| Trade debts44 | €10,490 | €688 | €99 | - | €5,460 | - |
| Suppliers440/4 | - | €688 | €99 | - | €5,460 | - |
| Taxes, remuneration and social security45 | - | €3,500 | - | €311 | €646 | ▲ 108% |
| Taxes450/3 | - | €3,500 | - | €311 | €415 | ▲ 33.4% |
| Remuneration and social security454/9 | - | - | - | - | €231 | - |
| Other amounts payable47/48 | - | €5,466 | €736 | €1,016 | - | - |
| Accrued charges and deferred income492/3 | - | - | - | €0 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,910 | €9,972 | -€6,193 | -€4,708 | €1,098 | ▲ 123% |
| + Depreciation and write-downs630 | €5,678 | €6,118 | €6,208 | €3,596 | €2,953 | ▼ 17.9% |
| Operating cash flow (approximation) | €10,588 | €16,089 | €15 | -€1,112 | €4,051 | ▲ 464% |
| Investment in fixed assets (approximation) | - | -€4,634 | -€688 | -€0 | €0 | ▲ 100% |
| Change in cash | - | -€446 | -€10,178 | -€7,510 | €6,471 | ▲ 186% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
04-11
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 96 days late
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 183 days late
2024
31-12
Financial
Back to profitnet €1,098
Net result €1,098 after 2 loss-making years.
2023
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 122 days late
2022
31-12
Financial
Weakest financial yearnet -€6,193
Net result drops to -€6,193, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 8current ratio 25.94
Current ratio from 3.20 to 25.94; short-term debt falls from €9,654 to €835.
29-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 121 days late
2021
31-12
Financial
Highest result since 2018net €9,972 ▲103%
Operating result €13,619, net result €9,972, both a record.
31-12
Financial
Liquidity doublescurrent ratio 3.20
Current ratio from 1.32 to 3.20; short-term debt falls from €29,671 to €9,654.
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 91 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 122 days late
2019
31-12
Financial
Back to profitnet €3,537
Net result €3,537 after one loss-making year.
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rebecq · 1 establishment unit since 2017
Ground area
1,008 m²
Building footprint
108 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
OCF CONSTRUCT
since 20172.265.327.310
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25090B0028/00M000 | Wallonia | 535 m² | 1 · 56 m² | - |
| 25090B0028/00N002 | Wallonia | 473 m² | 1 · 53 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ATELIER ORLOFF
BE 0466.658.684
Brussel · Eq €26,639
FD LIFT
BE 0671.695.702
Denderleeuw · Eq €26,647
Luxor Outdoor
BE 0777.864.477
Heusden-Zolder · Eq €26,678
LOGGERE TECHNICS
BE 0825.959.156
Hoogstraten · Eq €26,694
SANTERMANS LIFTEN
BE 0667.776.506
Berlare · Eq €26,425
Of 4,094 companies in sector 43240 we hold annual accounts for 1,634. 1,220 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-06-2017
Fiscal year end31-12
Activities, NACEBEL 2025
43240Other construction installation
68121Development of residential building projects
43211General electrical installation work
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43320Joinery installation
43350Other building finishing work
43990Other specialised construction activities
Scores and ratios are computed by Checked and are not a credit decision.