oceanic
Activeoceanic has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €41k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 13% of 379 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+52
Solvency4▼-29
Growth72▲+13
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.27 against 0.22 in 2024), and 94.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.9%
Return on assets
9.8%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 379 sector peers (2025).
NBB · sector comparisonPosition among 379 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
1 d early
2023
34 d early
2022
22 d late
2021
27 d early
2020
50 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€418k▲ 21.0%
2023 · €345k
2018: €300k
2019: €273k
2020: €181k
2023: €345k
2018 → 2024
EBIT margin
6.5%▲ 5.9pp
2023 · 0.6%
2018: 0.4%
2019: -11.0%
2020: -39.7%
2023: 0.6%
2018 → 2024
Net result
€41k▲ 142%
2024 · €17k
2018: €-5k
2019: €3k
2020: €2k
2021: €4k
2022: €-39k
2023: €-2k
2024: €17k
2018 → 2025
Working capital
€-236k▲ 0.8%
2024 · €-238k
2018: €-132k
2019: €-107k
2020: €-64k
2021: €-111k
2022: €-274k
2023: €-253k
2024: €-238k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€345k€418k▲ 21.0%
Equity€8k-€-31k€-33k▼ 7.6%€-16k▲ 50.7%€25k
Operating result€-22k-€-57k▼ 162%€2k€27k▲ 1,272%€51k▲ 87.9%
Net result€4k-€-39k€-2k▲ 94.0%€17k€41k▲ 142%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 88% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €420k
Fixed assets
€330k▲ 21.1%
Current assets
€89k▲ 35.6%
Equity and liabilities €420k
Equity
€25k
Debt
€395k
Debt finances 94.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€110k▲
2024 · €84k
Cash flow
€100k▲
2024 · €74k
Solvency
5.9%▲
2024 · -4.9%
Current ratio
0.27▲
2024 · 0.22
Quick ratio
0.27▲
2024 · 0.21
Debt / equity
16.03▲
2024 · -21.60
ROE
166.7%▲
2024 · -103.0%
ROA
9.8%▲
2024 · 5.0%
Interest coverage
11.86▲
2024 · 9.79
Debt
€395k▲
2024 · €355k
Debt ≤ 1 year
€326k▲
2024 · €304k
Debt > 1 year
€69k▲
2024 · €45k
Income taxes
€751▲
2024 · €572
Staff costs
€179k▲
2024 · €165k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€339k€420k▲
Fixed assets21/28€273k€330k▲
Tangible fixed assets22/27€272k€330k▲
Land and buildings22€116k€110k▼
Plant, machinery and equipment23€155k€218k▲
Furniture and vehicles24€2k€2k▼
Financial fixed assets28€446€446=
Current assets29/58€66k€89k▲
Stocks and contracts in progress3€2k€3k▲
Stocks30/36€2k€3k▲
Amounts receivable within one year40/41€27k€47k▲
Trade receivables40€22k€32k▲
Other amounts receivable41€4k€16k▲
Cash at bank and in hand54/58€36k€38k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€339k€420k▲
Equity10/15€-16k€25k▲
Contributions10/11€80k€80k=
Capital10€80k€80k=
Issued capital100€80k€80k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Legal reserve130€1k€1k=
Profit (loss) carried forward14€-98k€-57k▲
Amounts payable17/49€355k€395k▲
Amounts payable after more than one year17€45k€69k▲
Financial debts170/4€45k€69k▲
Amounts payable within one year42/48€304k€326k▲
Current portion of amounts payable after more than one year42€34k€49k▲
Trade debts44€12k€20k▲
Suppliers440/4€12k€20k▲
Taxes, remuneration and social security45€9k€5k▼
Taxes450/3€5k€537▼
Remuneration and social security454/9€4k€5k▲
Other amounts payable47/48€249k€251k▲
Accrued charges and deferred income492/3€6k€0▼
Income statement
Code20242025
Turnover70€418k-
Goods, raw materials, services and sundry goods60/61€168k€207k▲
Remuneration, social security and pensions62€165k€179k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€57k€59k▲
Other operating charges640/8€8k€9k▲
Gross operating margin9900€257k€298k▲
Operating profit (loss)9901€27k€51k▲
Financial income75/76B€55€236▲
Recurring financial income75€55€236▲
Financial charges65/66B€10k€9k▼
Recurring financial charges65€9k€9k▲
Non-recurring financial charges66B€1k-
Profit (loss) for the period before taxes9903€18k€42k▲
Income taxes67/77€572€751▲
Profit (loss) for the period9904€17k€41k▲
Profit (loss) for the period to be appropriated9905€17k€41k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-98k€-57k▲
Profit (loss) brought forward from the previous period14P€-115k€-98k▲
Social balance
Average headcount (FTE)90875.55.4▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €41k ▲142%
Operating result €51k, net result €41k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €17k
Net result €17k after 2 loss-making years.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
31-12
Financial
Weakest financial yearnet €-39k ▼1176%
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waremme · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée Romaine (War) 1904300 WaremmeGround area
6,567 m²
Building footprint
2,211 m²
Volume, LiDAR
8,316 m³
2 parcels, Wallonia · tallest building 7.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Chaussée Romaine (War) 184, 4300 Waremme
since 20012.094.245.143
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64074B0010/00G000 | Wallonia | 3,953 m² | 1 · 1,915 m² | 7.5 m · 1 fl. |
| 64074B0011/00B000 | Wallonia | 2,614 m² | 1 · 295 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AFZA
BE 0477.865.748
Sint-Jans-Molenbeek · Eq €25k
DR CLEANING
BE 1000.695.748
Eghezée · Eq €25k
PB 10
BE 0786.943.677
Saint-Georges-sur-Meuse · Eq €25k
SAZ.COM
BE 0774.922.013
Charleroi · Eq €25k
SPA BUSINESS
BE 0802.539.396
Gent · Eq €25k
Of 3,189 companies in sector 95316 we hold annual accounts for 742. 538 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded02-01-2001
Fiscal year end31-12
Activities, NACEBEL
95316Washing and cleaning of motor vehicles
50200
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.