Checked.be
Active
BE 0543.340.847Private limited company
OC RISK CONSULTING
Steenput 40 ·1933 Zaventem, Belgium· 12 yrs active
Sector: Public relations and communication consultancy
(73300)
Conclusion
OC RISK CONSULTING has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €44k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 21% of 854 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €20k |
| Net result | €44k |
| Better than sector | 21% |
| Active | 12 yrs |
Financial profile
60
/ 100
Strong profile, led by profitability.
All 5 axes are computed from data Checked has read.
Health
45
Profitability
100
Solvency
14
Growth
42
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Established
Founded in 2013, 12 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
45
/ 100
Fair
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€1k
estimate, not credit advice
Score history
48
2022
100
2023
53
2024
45
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 0.70 (< 1.0)
-10
Leverage
Debt/equity 5.60 (> 3.0)
-10
Profitability
ROE 214% (≥ 10%)
+10
Interest coverage
Interest coverage 51.4× (≥ 3×)
+8
Profit trend
Net profit down YoY
-3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 16-04-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
volatile
Too volatile to project: the yearly deviation from the trend is ~51% of the level (threshold 35%). We therefore deliberately show no projection line.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 73, Advertising, market research and public relations activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 15.1% | 56.9% | |
| Net result | €44k | €27k | |
| Equity | €20k | €53k | |
| Gross operating margin | €76k | €50k | |
| Total assets | €135k | €121k |
€76k
-41.5%
22-25
€44k
-52.1%
22-25
€61k
-42.5%
22-25
€135k
-39.7%
22-25
€20k
-62.4%
22-25
€-35k
-160.1%
22-25
€13k
-40.3%
22-25
€78k
-40.1%
22-25
€115k
-32.4%
22-25
€115k
-32.4%
22-25
0.70
-24.3%
22-25
0.70
-24.3%
22-25
15.1%
-37.7%
22-25
5.60
+79.9%
22-25
214.3%
+27.5%
22-25
32.5%
-20.6%
22-25
51.36
-53.5%
22-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - |
| EBITDA | €76k | €130k | €99k | €97k |
| Net profit | €44k | €92k | €73k | €72k |
| Cash flow | €61k | €106k | €79k | €77k |
| Staff costs | - | - | - | - |
| Income taxes | €13k | €22k | €19k | €19k |
| Dividends | €78k | €130k | €800 | €72k |
| Total assets | €135k | €224k | €127k | €117k |
| Equity | €20k | €54k | €93k | €20k |
| Debt | €115k | €169k | €34k | €97k |
| of which ≤ 1y | €115k | €169k | €34k | €97k |
| of which > 1y | - | - | - | - |
| Working capital | €-35k | €-13k | €69k | €-9k |
| Employees (FTE) | - | - | - | - |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Current ratio | 0.70 | 0.92 | 3.01 | 0.91 |
| Quick ratio | 0.70 | 0.92 | 3.01 | 0.91 |
| Working capital ratio | -25.7% | -6.0% | 54.5% | -7.4% |
| Solvency | 15.1% | 24.3% | 72.9% | 17.5% |
| Debt / equity | 5.60 | 3.11 | 0.37 | 4.73 |
| Long-term debt ratio | - | - | - | - |
| Interest coverage | 51.36 | 110.37 | 215.70 | 102.41 |
| Gross margin | - | - | - | - |
| Net margin | - | - | - | - |
| ROA | 32.5% | 40.9% | 57.5% | 61.3% |
| ROE | 214.3% | 168.2% | 78.8% | 351.2% |
| EBITDA margin | - | - | - | - |
| Days sales outstanding | - | - | - | - |
| Days payable outstanding | - | - | - | - |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €135k | €224k | €127k | €117k |
| Fixed assets | 21/28 | €55k | €68k | €23k | €29k |
| Tangible fixed assets | 22/27 | €55k | €68k | €23k | €29k |
| Current assets | 29/58 | €80k | €156k | €104k | €88k |
| Amounts receivable within one year | 40/41 | €28k | €78k | €31k | €11k |
| Cash & bank | 54/58 | €52k | €78k | €73k | €76k |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €135k | €224k | €127k | €117k |
| Equity | 10/15 | €20k | €54k | €93k | €20k |
| Contributions / capital | 10/11 | €19k | €19k | €19k | €19k |
| Reserves | 13 | €2k | €2k | €2k | €2k |
| Accumulated profits (losses) | 14 | - | €34k | €72k | - |
| Amounts payable | 17/49 | €115k | €169k | €34k | €97k |
| Amounts payable within one year | 42/48 | €115k | €169k | €34k | €97k |
| Trade debts payable within one year | 44 | €5k | €5k | €10k | €7k |
| Income statement | |||||
| Gross operating margin | 9900 | €76k | €130k | €100k | €98k |
| Operating result | 9901 | €59k | €115k | €93k | €92k |
| Financial income | 75 | - | - | - | €0 |
| Financial charges | 65 | €1k | €1k | €458 | €951 |
| Result before taxes | 9903 | €57k | €114k | €93k | €91k |
| Income taxes | 67/77 | €13k | €22k | €19k | €19k |
| Net result for the period | 9904 | €44k | €92k | €73k | €72k |
| Result to be appropriated | 9905 | €44k | €92k | €73k | €72k |
Legal Structure
| NACE primary | Public relations and communication consultancy(73300) |
| Legal form | Private limited company(610) |
| Incorporation | 17-12-2013 |
| Status | Active |
| Postal code | 1933 |
Ownership & control
OC RISK CONSULTINGBE 0543.340.847
controls
Where this company holds controlthis company sits on their board1
1 location
Establishment units
OC RISK CONSULTING
since 20142.227.389.818
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23082D0300/00W003 | Flanders | 2,770 m² | 1 · 195 m² | 9.6 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
16-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €44k ▼52.1%
Net result drops to €44k, the lowest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €92k ▲24.9%
Operating result €115k, net result €92k, both a record.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 3.01
Current ratio from 0.91 to 3.01; short-term debt falls from €97k to €34k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
25-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 25 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Activities of head offices; management consultancy activities70210Public relations and communication consultancy73300IT consultancy62020Computer consultancy and computer facilities management62200Business and other management consultancy70200Business consulting70220
Names & trade names
| Legal nameNL | OC RISK CONSULTING |
Similar companies
IPMG
BE 0507.654.547 · Hoeilaart
MONT-BARON ASSOCIÉS
BE 0541.593.857 · Perwez
ALPHARD
BE 0541.997.594 · Ukkel
QUANTUM
BE 0553.701.338 · Ukkel
MAXELLE
BE 0554.695.389 · Hoeilaart