Oblisk
ActiveOblisk has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44k and a net result of €15k. Equity is shrinking by ~19.3% per year across the filed fiscal years. Its solvency ranks better than 44% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▼-10
Solvency74▲+16
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.86 against 3.01 in 2024; short-term debt: 21.6% and cash: 5% of total assets), but 50.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.1%
Return on assets
16.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €44k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
92 d early
2024
113 d early
2023
6 d late
2022
17 d early
2021
53 d early
2020
60 d early
2019
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€44k▲ 52.4%
2024 · €29k
2018: €92k
2019: €92k
2020: €57k
2021: €134k
2022: €34k
2023: €718
2024: €29k
2018 → 2025
Total assets
€89k▲ 0.9%
2024 · €88k
2018: €117k
2019: €215k
2020: €284k
2021: €459k
2022: €75k
2023: €40k
2024: €88k
2018 → 2025
Net result
€15k▼ 46.3%
2024 · €28k
2018: €20k
2019: €91k
2020: €151k
2021: €302k
2022: €-79k
2023: €-34k
2024: €28k
2018 → 2025
Working capital
€55k▲ 1.3%
2024 · €54k
2018: €82k
2019: €88k
2020: €44k
2021: €113k
2022: €20k
2023: €16k
2024: €54k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€134k-€34k▼ 74.2%€718▼ 97.9%€29k▲ 3,888%€44k▲ 52.4%
Operating result€402k-€-76k€-32k▲ 57.3%€29k€18k▼ 39.1%
Net result€302k-€-79k€-34k▲ 57.1%€28k€15k▼ 46.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 39% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €89k
Fixed assets
€15k▲ 110%
Current assets
€74k▼ 8.6%
Equity and liabilities €89k
Equity
€44k▲ 52.4%
Debt
€45k▼ 23.9%
The debt ratio falls from 67.5% to 50.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€27k▼
2024 · €34k
Cash flow
€25k▼
2024 · €33k
Solvency
49.1%▲
2024 · 32.5%
Current ratio
3.86▲
2024 · 3.01
Quick ratio
3.86▲
2024 · 3.01
Debt / equity
1.04▼
2024 · 2.07
ROE
34.4%▼
2024 · 97.5%
ROA
16.9%▼
2024 · 31.7%
Interest coverage
11.16▼
2024 · 37.84
Debt
€45k▼
2024 · €59k
Debt ≤ 1 year
€19k▼
2024 · €27k
Debt > 1 year
€24k▼
2024 · €25k
Income taxes
€316▼
2024 · €332
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€88k€89k▲
Fixed assets21/28€7k€15k▲
Tangible fixed assets22/27€7k€15k▲
Furniture and vehicles24€4k€12k▲
Other tangible fixed assets26€3k€3k=
Current assets29/58€81k€74k▼
Amounts receivable within one year40/41€42k€66k▲
Trade receivables40€42k€66k▲
Other amounts receivable41€125€107▼
Cash at bank and in hand54/58€30k€4k▼
Deferred charges and accrued income490/1€9k€3k▼
Equity and liabilities
Total equity and liabilities10/49€88k€89k▲
Equity10/15€29k€44k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€8k€23k▲
Amounts payable17/49€59k€45k▼
Amounts payable after more than one year17€25k€24k▼
Financial debts170/4€25k€24k▼
Amounts payable within one year42/48€27k€19k▼
Current portion of amounts payable after more than one year42-€8k
Trade debts44€8k€2k▼
Suppliers440/4€8k€2k▼
Taxes, remuneration and social security45€7k€9k▲
Taxes450/3€7k€6k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€12k€424▼
Accrued charges and deferred income492/3€8k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€10k▲
Other operating charges640/8€767€896▲
Gross operating margin9900€35k€28k▼
Operating profit (loss)9901€29k€18k▼
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€894€2k▲
Recurring financial charges65€894€2k▲
Profit (loss) for the period before taxes9903€28k€15k▼
Income taxes67/77€332€316▼
Profit (loss) for the period9904€28k€15k▼
Profit (loss) for the period to be appropriated9905€28k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€23k▲
Profit (loss) brought forward from the previous period14P€-20k€8k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
State Gazette act
General meeting · Capital increase
Bank account · Capital · Lars HANSEN
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €28k
Net result €28k after 2 loss-making years.
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-79k ▼126%
Net result drops to €-79k, the lowest in the series; recovery starts the following year.
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €302k ▲100%
Operating result €402k, net result €302k, both a record.
31-12
Financial
Equity above €100kEq €134k ▲136%
4 profitable years in a row build equity to €134k.
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lubbeek · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grotendries(LUB) 163210 LubbeekGround area
3,000 m²
Building footprint
160 m²
Volume, LiDAR
955 m³
Parcel 24066F0172/00D000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Agri Food Tech Venturing
since 20142.231.987.816
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24066F0172/00D000 | Flanders | 3,000 m² | 1 · 160 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 37,306 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-06-2014
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.