Objecta
ActiveSummary
Objecta has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56k and a net result of €32k. Equity is shrinking by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 89% of 4486 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+21
Solvency100=
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 3.18 against 10.0 in 2024; short-term debt: 18% and cash: 15.1% of total assets), and 18% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82%
Return on assets
46.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
1 d early
2023
7 d early
2022
5 d early
2021
26 d early
2020
1 d late
2019
17 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€56k▼ 62.7%
2024 · €149k
2019: €122k
2020: €179k
2021: €150k
2022: €141k
2023: €136k
2024: €149k
2019 → 2025
Total assets
€68k▼ 58.1%
2024 · €162k
2019: €180k
2020: €214k
2021: €185k
2022: €182k
2023: €173k
2024: €162k
2019 → 2025
Net result
€32k▲ 148%
2024 · €13k
2019: €2k
2020: €57k
2021: €-14k
2022: €-9k
2023: €-4k
2024: €13k
2019 → 2025
Working capital
€27k▼ 76.8%
2024 · €115k
2019: €33k
2020: €145k
2021: €108k
2022: €96k
2023: €97k
2024: €115k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€150k-€141k▼ 6.3%€136k▼ 3.2%€149k▲ 9.4%€56k▼ 62.7%
Operating result€-30k-€-13k▲ 57.7%€-7k▲ 42.6%€10k€40k▲ 286%
Net result€-14k-€-9k▲ 32.7%€-4k▲ 53.1%€13k€32k▲ 148%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 286% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €68k
Fixed assets
€29k ▼ 15.3%
Current assets
€39k ▼ 69.5%
Equity and liabilities €68k
Equity
€56k ▼ 62.7%
Debt
€12k ▼ 4.3%
Debt's share of the balance-sheet total rises from 7.9% to 18.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€42k▲
2024 · €16k
Cash flow
€34k▲
2024 · €18k
Current ratio
3.18▼
2024 · 10.00
Debt to equity
0.22▲
2024 · 0.09
ROE
56.9%▲
2024 · 8.6%
ROA
46.6%▲
2024 · 7.9%
Interest coverage
59.04▲
2024 · 12.17
Debt ≤ 1 year
€12k▼
2024 · €13k
Income taxes
€8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€162k€68k▼
Fixed assets21/28€34k€29k▼
Tangible fixed assets22/27€34k€29k▼
Land and buildings22€34k€29k▼
Plant, machinery and equipment23€0-
Financial fixed assets28€218€218=
Current assets29/58€127k€39k▼
Amounts receivable after more than one year29€126k€0▼
Other amounts receivable291€126k€0▼
Amounts receivable within one year40/41-€29k
Other amounts receivable41-€29k
Cash at bank and in hand54/58€2k€10k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€162k€68k▼
Equity10/15€149k€56k▼
Contributions10/11€150k€25k▼
Profit (loss) carried forward14€-1k€31k▲
Amounts payable17/49€13k€12k▼
Amounts payable within one year42/48€13k€12k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€6k€4k▼
Suppliers440/4€6k€4k▼
Taxes, remuneration and social security45-€8k
Taxes450/3-€8k
Other amounts payable47/48€7k€0▼
Income statement
Code20242025
Non-recurring operating income76A€28k€57k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€3k▼
Other operating charges640/8€3k€4k▲
Gross operating margin9900€18k€46k▲
Operating profit (loss)9901€10k€40k▲
Financial income75/76B€4k€850▼
Recurring financial income75€4k€850▼
Financial charges65/66B€1k€717▼
Recurring financial charges65€1k€717▼
Profit (loss) for the period before taxes9903€13k€40k▲
Income taxes67/77-€8k
Profit (loss) for the period9904€13k€32k▲
Profit (loss) for the period to be appropriated9905€13k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€31k▲
Profit (loss) brought forward from the previous period14P€-14k€-1k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €13k
Net result €13k after 3 loss-making years.
30-06
Financial
Liquidity triplescurrent ratio 10.00
Current ratio from 3.65 to 10.00; short-term debt falls from €36k to €13k.
24-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
30-06
Financial
Highest result since 2019net €57k ▲3,187%
Operating result €68k, net result €57k, both a record.
30-06
Financial
Liquidity triplescurrent ratio 6.41
Current ratio from 1.86 to 6.41; short-term debt falls from €39k to €27k.
30-06
Financial
Equity above €150kEq €179k ▲46.6%
2 profitable years in a row build equity to €179k.
Show earlier events
14-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 1981
Ground area
154 m²
Building footprint
144 m²
Volume, LiDAR
1,385 m³
Parcel 34354C0004/00C006, Flanders · tallest building 15.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
BVBA OBJECTA
since 19812.018.997.590
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34354C0004/00C006 | Flanders | 154 m² | 1 · 143 m² | 15.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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ALCOTT CONSULTING
BE 0895.553.587
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B PARTNER
BE 0882.166.696
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ELBAJA
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Of 1,281 companies in sector 81100 we hold annual accounts for 678. 390 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-06-1981
Fiscal year end30-06
Activities, NACEBEL 2025
81100Combined facilities support activities
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 44 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.