o.s.admin
Activeo.s.admin has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €74k and a net result of €56k. Equity is growing by ~14.1% per year across the filed fiscal years. Its solvency ranks better than 19% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-19
Solvency38▼-19
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity short (current ratio 0.53 against 0.72 in 2024; short-term debt: 61% and cash: 25.7% of total assets), and 86.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.3%
Return on assets
10%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 31642 sector peers (2025).
NBB · sector comparisonPosition among 31642 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
3 d early
2024
27 d late
2023
55 d late
2022
88 d late
2021
31 d late
2020
31 d late
2019
92 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€74k▼ 54.6%
2024 · €163k
2019: €84k
2020: €121k
2021: €195k
2022: €295k
2023: €360k
2024: €163k
2019 → 2025
Total assets
€556k▲ 10.1%
2024 · €505k
2019: €302k
2020: €384k
2021: €437k
2022: €497k
2023: €528k
2024: €505k
2019 → 2025
Net result
€56k▼ 61.6%
2024 · €145k
2019: €78k
2020: €42k
2021: €79k
2022: €88k
2023: €85k
2024: €145k
2019 → 2025
Working capital
€-161k▼ 163%
2024 · €-61k
2019: €58k
2020: €52k
2021: €120k
2022: €221k
2023: €257k
2024: €-61k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€195k-€295k▲ 51.6%€360k▲ 22.0%€163k▼ 54.7%€74k▼ 54.6%
Operating result€102k-€118k▲ 16.2%€109k▼ 7.9%€187k▲ 71.6%€73k▼ 61.1%
Net result€79k-€88k▲ 11.4%€85k▼ 3.6%€145k▲ 70.5%€56k▼ 61.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 61% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €556k
Fixed assets
€378k▲ 8.3%
Current assets
€178k▲ 14.0%
Equity and liabilities €556k
Equity
€74k▼ 54.6%
Debt
€482k▲ 41.0%
The debt ratio rises from 67.7% to 86.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€111k▼
2024 · €221k
Cash flow
€94k▼
2024 · €178k
Solvency
13.3%▼
2024 · 32.3%
Current ratio
0.53▼
2024 · 0.72
Quick ratio
0.53▼
2024 · 0.72
Debt / equity
6.49▲
2024 · 2.09
ROE
74.9%▼
2024 · 88.6%
ROA
10.0%▼
2024 · 28.7%
Interest coverage
40.06▼
2024 · 93.52
Debt
€482k▲
2024 · €342k
Debt ≤ 1 year
€339k▲
2024 · €218k
Debt > 1 year
€143k▲
2024 · €124k
Income taxes
€15k▼
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€505k€556k▲
Fixed assets21/28€349k€378k▲
Tangible fixed assets22/27€349k€378k▲
Land and buildings22€238k€228k▼
Plant, machinery and equipment23€74k€121k▲
Furniture and vehicles24€37k€28k▼
Current assets29/58€156k€178k▲
Amounts receivable within one year40/41€26k€34k▲
Trade receivables40€24k€14k▼
Other amounts receivable41€2k€20k▲
Cash at bank and in hand54/58€129k€143k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€505k€556k▲
Equity10/15€163k€74k▼
Contributions10/11€19k€19k=
Reserves13€145k€0▼
Distributable reserves133€145k€0▼
Profit (loss) carried forward14€0€56k▲
Amounts payable17/49€342k€482k▲
Amounts payable after more than one year17€124k€143k▲
Financial debts170/4€124k€143k▲
Amounts payable within one year42/48€218k€339k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€8k€5k▼
Suppliers440/4€8k€5k▼
Taxes, remuneration and social security45€11k€13k▲
Taxes450/3€11k€13k▲
Other amounts payable47/48€191k€313k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€38k▲
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€223k€113k▼
Operating profit (loss)9901€187k€73k▼
Financial income75/76B€3k€1k▼
Recurring financial income75€3k€1k▼
Non-recurring financial income76B€0-
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€188k€71k▼
Income taxes67/77€43k€15k▼
Profit (loss) for the period9904€145k€56k▼
Profit (loss) for the period to be appropriated9905€145k€56k▼
Appropriation of the result
Profit (loss) to be appropriated9906€145k€56k▼
Transfer from equity791/2€342k€145k▼
Transfer to equity691/2€145k€0▼
To other reserves6921€145k€0▼
Profit to be distributed694/7€342k€145k▼
Return on contributions (dividend)694€342k€145k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Highest result since 2019net €145k ▲70.5%
Operating result €187k, net result €145k, both a record.
24-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 55 days late
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 88 days late
2022
31-12
Financial
Equity above €200kEq €295k ▲51.6%
4 profitable years in a row build equity to €295k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Equity above €150kEq €195k ▲60.7%
3 profitable years in a row build equity to €195k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €42k ▼46.5%
Net result drops to €42k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €121k ▲43.7%
2 profitable years in a row build equity to €121k.
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kwakkelstraat 1022300 TurnhoutGround area
488 m²
Building footprint
192 m²
Volume, LiDAR
1,340 m³
Parcel 13452N0081/00Z005, Flanders · tallest building 12.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
OSadmin
since 20182.271.891.042
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13452N0081/00Z005 | Flanders | 488 m² | 1 · 192 m² | 12.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 293 EUR awarded · 293 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 293 EUR | 293 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 39,871 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-2018
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62020IT consultancy
62200Computer consultancy and computer facilities management
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.