Ô MOBILITY · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Ô MOBILITY is 0.4% (very low). The 2024 annual accounts show equity of €124k and a net result of €45k. Its solvency ranks better than 20% of 6574 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

2 signals · with evidence

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 6574 sector peers (2024).

View the sector comparison

Consistently profitable

Positive net result in the two most recent financial years (2023 and 2024).

View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 13 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

How we compute the deadline

The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	30-09-2025	61 d late	2025-00532824
31-12-2023	31-07-2024	20-08-2024	20 d late	2024-00354813

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.4% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€45k-40.6%

Working capital€98k+48.0%

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 30-09-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 86, Human health · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	24.9%	66.7%	better than 20% of 6574 sector peers
Net result	€45k	€46k	better than 50% of 6568 sector peers
Equity	€124k	€79k	better than 64% of 6574 sector peers
Gross operating margin	€742k	€78k	better than 95% of 6576 sector peers
Staff costs	€675k	€21k	higher than 95% of 1209 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€66k

-33.7% 23-24

Net profit

€45k

-40.6% 23-24

Cash flow

€54k

-33.2% 23-24

Total assets

€498k

+94.1% 23-24

Equity

€124k

+57.5% 23-24

Working capital

€98k

+48.0% 23-24

Employees (FTE)

13

+91.4% 23-24

Staff costs

€675k

+105.1% 23-24

Income taxes

€19k

-14.3% 23-24

Debt

€374k

+110.4% 23-24

Debt ≤ 1y

€353k

+98.6% 23-24

Debt > 1y

€21k

- 23-24

Current ratio

1.28

-6.9% 23-24

Quick ratio

1.28

-6.9% 23-24

Solvency

24.9%

-18.9% 23-24

Debt / equity

3.01

+33.6% 23-24

ROE

36.5%

-62.3% 23-24

ROA

9.1%

-69.4% 23-24

Interest coverage

19.31

-75.2% 23-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€66k
Net profit	€45k
Cash flow	€54k
Staff costs	€675k
Income taxes	€19k
Dividends	-
Total assets	€498k
Equity	€124k
Debt	€374k
of which ≤ 1y	€353k
of which > 1y	€21k
Working capital	€98k
Employees (FTE)	13.4

Ratios (computed)

	2024
Current ratio	1.28
Quick ratio	1.28
Working capital ratio	19.6%
Solvency	24.9%
Debt / equity	3.01
Long-term debt ratio	0.17
Interest coverage	19.31
Gross margin	-
Net margin	-
ROA	9.1%
ROE	36.5%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €48k · 9.6% Current assets €451k · 90.5%

Equity & liabilities

Equity €124k · 24.9% Debt €374k · 75.1%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€498k
Fixed assets	21/28	€48k
Tangible fixed assets	22/27	€48k
Current assets	29/58	€451k
Amounts receivable within one year	40/41	€23k
Cash & bank	54/58	€12k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€498k
Equity	10/15	€124k
Contributions / capital	10/11	€3k
Accumulated profits (losses)	14	€122k
Amounts payable	17/49	€374k
Amounts payable after one year	17	€21k
Amounts payable within one year	42/48	€353k
Trade debts payable within one year	44	€145k
Income statement
Gross operating margin	9900	€742k
Operating result	9901	€57k
Financial income	75	€11k
Financial charges	65	€3k
Result before taxes	9903	€64k
Income taxes	67/77	€19k
Net result for the period	9904	€45k
Result to be appropriated	9905	€45k

You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2024 · computed

68 / 100 Healthy

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Groot-Bijgaardenstraat 141082 Sint-Agatha-Berchem

Establishment units

1 location

valerie pate

Kerkstraat 27, 1082 Sint-Agatha-BerchemZiekenvervoer

since 20222.341.805.375

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels2

Ground area428 m²

Buildings2

Building footprint424 m²

Volume (LiDAR)3,783 m³

Tallest building15.6 m · ±5 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21342B0043/00F003	Brussels	290 m²	1 · 293 m²	10.6 m · 2 fl.
21003A0312/00G008	Brussels	138 m²	1 · 132 m²	15.6 m · 5 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts

Address history · 1

25-03-2025

Registered-office move

All acts · 1 updated 1 year ago

2025

25-03-2025 Registered office moved from Anderlecht to Berchem-Saint-Agathe Registered-office change

Chaussée de Mons, 1188 -1070 Anderlecht → Rue de Grand Bigard, 14 - 1082 Berchem-Saint-Agathe

Original publication ↗

Analysis

Snowflake analysis

financial profile on 5 axes

71 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 68

Profitability 100

Solvency 43

Growth 52

Stability 94

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