O.G. TECH
ActiveO.G. TECH has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €4k. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 41% of 2526 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-14
Solvency55▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.35 against 1.41 in 2024; short-term debt: 70% and cash: 78.7% of total assets), and 70% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30%
Return on assets
5.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
56 d early
2024
6 d early
2023
43 d early
2022
42 d early
2021
9 d late
2020
24 d late
2019
64 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€23k▼ 31.8%
2024 · €34k
2019: €22k
2020: €25k
2021: €27k
2022: €29k
2023: €29k
2024: €34k
2019 → 2025
Total assets
€77k▼ 33.7%
2024 · €116k
2019: €38k
2020: €48k
2021: €66k
2022: €90k
2023: €89k
2024: €116k
2019 → 2025
Net result
€4k▼ 78.3%
2024 · €19k
2019: €4k
2020: €2k
2021: €14k
2022: €14k
2023: €12k
2024: €19k
2019 → 2025
Working capital
€19k▼ 44.0%
2024 · €34k
2019: €15k
2020: €20k
2021: €25k
2022: €23k
2023: €27k
2024: €34k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€29k▲ 7.0%€29k▲ 1.1%€34k▲ 15.1%€23k▼ 31.8%
Operating result€18k-€20k▲ 10.9%€18k▼ 12.0%€22k▲ 23.8%€5k▼ 76.0%
Net result€14k-€14k▼ 5.6%€12k▼ 10.0%€19k▲ 58.0%€4k▼ 78.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 76% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €77k
Fixed assets
€4k▲ 2,567%
Current assets
€73k▼ 37.3%
Equity and liabilities €77k
Equity
€23k▼ 31.8%
Debt
€54k▼ 34.5%
The debt ratio falls from 70.8% to 70.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€6k▼
2024 · €25k
Cash flow
€5k▼
2024 · €22k
Solvency
30.0%▲
2024 · 29.2%
Current ratio
1.35▼
2024 · 1.41
Quick ratio
1.35▼
2024 · 1.41
Debt / equity
2.33▼
2024 · 2.43
ROE
18.3%▼
2024 · 57.3%
ROA
5.5%▼
2024 · 16.7%
Interest coverage
80.51▼
2024 · 212.08
Debt
€54k▼
2024 · €82k
Debt ≤ 1 year
€54k▼
2024 · €82k
Income taxes
€1k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€116k€77k▼
Fixed assets21/28€159€4k▲
Tangible fixed assets22/27€159€4k▲
Land and buildings22€159-
Furniture and vehicles24-€4k
Current assets29/58€116k€73k▼
Amounts receivable within one year40/41€11k€7k▼
Trade receivables40€2k€664▼
Other amounts receivable41€9k€6k▼
Cash at bank and in hand54/58€105k€61k▼
Deferred charges and accrued income490/1-€5k
Equity and liabilities
Total equity and liabilities10/49€116k€77k▼
Equity10/15€34k€23k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€13k€3k▼
Amounts payable17/49€82k€54k▼
Amounts payable within one year42/48€82k€54k▼
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Advances received on contracts in progress46-€2k
Taxes, remuneration and social security45€27k€8k▼
Taxes450/3€18k€8k▼
Remuneration and social security454/9€10k-
Other amounts payable47/48€53k€40k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€553▼
Other operating charges640/8-€221
Gross operating margin9900€25k€6k▼
Operating profit (loss)9901€22k€5k▼
Financial income75/76B€30€71▲
Recurring financial income75€30€71▲
Financial charges65/66B€117€73▼
Recurring financial charges65€117€73▼
Profit (loss) for the period before taxes9903€22k€5k▼
Income taxes67/77€3k€1k▼
Profit (loss) for the period9904€19k€4k▼
Profit (loss) for the period to be appropriated9905€19k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€28k€18k▼
Profit (loss) brought forward from the previous period14P€9k€13k▲
Profit to be distributed694/7€15k€15k=
Return on contributions (dividend)694€15k€15k=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €19k ▲58%
Operating result €22k, net result €19k, both a record.
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Weakest financial yearnet €2k ▼39.1%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
28-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vaux-sur-Sûre · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Saint-Eloi 676640 Vaux-sur-SûreGround area
2,763 m²
Building footprint
131 m²
Parcel 82021D0788/00B000, Wallonia. Linked by address, not a title deed.
1 establishment unit
O.G. TECH
since 20182.283.343.178
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 82021D0788/00B000 | Wallonia | 2,763 m² | 1 · 131 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,877 companies in sector 95314 we hold annual accounts for 847. 487 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2018
Fiscal year end31-12
Activities, NACEBEL
45204
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.