Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of NPROJECTS is 0.5% (low). The 2025 annual accounts show equity of €23k and a net result of €-7k. Equity is shrinking by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 72% of 4752 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 3 annual accounts.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-10-2025, 2 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 31-03. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-03-2025, that is 31-10-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-03-2025 | 31-10-2025 | 29-10-2025 | 2 d early | 2025-00561305 |
| 31-03-2024 | 31-10-2024 | 28-10-2024 | 3 d early | 2024-00515626 |
| 31-03-2023 | 31-10-2023 | 30-10-2023 | 1 d early | 2023-00506720 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.5%
Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Young company
+Annual accounts: weaker financial profile
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-7k
Working capital€13k-30.3%
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 29-10-2025 with the NBB · fiscal year 2025 · micro
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining
Equity: declining trend of ~7.7%/year over 3 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 76.9% | 55.4% | |
| Net result | €-7k | €38k | |
| Equity | €23k | €64k | |
| Gross operating margin | €-3k | €61k | |
| Total assets | €30k | €146k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P72
Stable position over 2023-2025
· n=4752-12484
P8
Weakening position over 2023-2025
· n=4752-12486
P30
Stable position over 2023-2025
· n=4753-12492
P6
Weakening position over 2023-2025
· n=4745-12472
Describes the position versus peers, not a forecast.
€-4k
-
23-25
€-7k
-
23-25
€-6k
-
23-25
€30k
-14.4%
23-25
€23k
-23.0%
23-25
€13k
-30.3%
23-25
€1k
-66.2%
23-25
€7k
+36.8%
23-25
€7k
+36.8%
23-25
2.86
-38.5%
23-25
2.86
-38.5%
23-25
76.9%
-10.1%
23-25
0.30
+77.7%
23-25
-29.9%
-
23-25
-23.0%
-
23-25
-101.13
-
23-25
Figures by fiscal year
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €-4k |
| Net profit | €-7k |
| Cash flow | €-6k |
| Staff costs | - |
| Income taxes | €1k |
| Dividends | - |
| Total assets | €30k |
| Equity | €23k |
| Debt | €7k |
| of which ≤ 1y | €7k |
| of which > 1y | - |
| Working capital | €13k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 2.86 |
| Quick ratio | 2.86 |
| Working capital ratio | 43.0% |
| Solvency | 76.9% |
| Debt / equity | 0.30 |
| Long-term debt ratio | - |
| Interest coverage | -101.13 |
| Gross margin | - |
| Net margin | - |
| ROA | -23.0% |
| ROE | -29.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €30k |
| Fixed assets | 21/28 | €10k |
| Tangible fixed assets | 22/27 | €10k |
| Current assets | 29/58 | €20k |
| Amounts receivable within one year | 40/41 | €6k |
| Cash & bank | 54/58 | €13k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €30k |
| Equity | 10/15 | €23k |
| Contributions / capital | 10/11 | €2k |
| Reserves | 13 | €28k |
| Accumulated profits (losses) | 14 | €-7k |
| Amounts payable | 17/49 | €7k |
| Amounts payable within one year | 42/48 | €7k |
| Trade debts payable within one year | 44 | €4k |
| Income statement | ||
| Gross operating margin | 9900 | €-3k |
| Operating result | 9901 | €-6k |
| Financial income | 75 | €70 |
| Financial charges | 65 | €44 |
| Result before taxes | 9903 | €-6k |
| Income taxes | 67/77 | €1k |
| Net result for the period | 9904 | €-7k |
| Result to be appropriated | 9905 | €-7k |
You are seeing the latest fiscal year only. 2 prior years (figures + ratios) are in a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2025 · computed52
/ 100
Fair
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Directors
Directors & mandates
1 directorCurrent directors & mandates
-
Current15-05-2026 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200) |
| Legal form | Private limited company(610) |
| Incorporation | 21-05-2021 |
| Status | Active |
| Postal code | 2830 |
Structure & network
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuw-Sloten 102830 WillebroekEstablishment units
1 locationNPROJECTS
since 20212.317.486.980
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area426 m²
Buildings1
Building footprint169 m²
Volume (LiDAR)639 m³
Tallest building6.9 m · ±1 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12004B0382/00P003 | Flanders | 426 m² | 1 · 169 m² | 6.8 m · 1 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
2 acts All acts · 2
updated 3 months ago
2026
15-05-2026 General meeting · Officer appointment · Mandate term · Mandate compensation
- Filing: 2026-05-06 · NPROJECTS
- General meeting: 2026-03-07 · NPROJECTS
- Officer appointment: role: niet-statutaire bestuurder, start_date: 2026-03-10 · Bert Vansieleghem
- Mandate term: onbepaalde duur · Bert Vansieleghem
- Mandate compensation: onbezoldigd · Bert Vansieleghem
- Power of attorney: scope: de acties nodig voor de uitvoering en verwerking en publicatie van de beslissingen van deze vergadering, duration: voor onbepaalde tijd en tot aan de uitdrukkelijke herroeping · NPROJECTS
- Power of attorney: role: Zaakvoerder van VOF PVA Consulting, scope: de publicatie van de beslissingen van deze vergadering · NPROJECTS
- Publication: 2026-05-15
- Act object: Benoemingen
Summary:
General meeting · Officer appointment · Mandate term · Mandate compensation
2021
26-05-2021 Incorporation of a new BV
Summary:
oprichting
Analysis
Snowflake analysis
financial profile on 5 axes56
/ 100
Mixed profile: strong on solvency, weaker on profitability.
All 5 axes are computed from data Checked has read.
Health
52
Profitability
0
Solvency
100
Growth
32
Stability
94
Credit advice
verdict per customer and amountSimilar
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We hold annual accounts for 15,452 of the 82,011 companies in this sector. 11,991 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Holdings64200Activiteiten van holdings64210
Primary activity highlighted.
Names & trade names
| Legal nameNL | NPROJECTS |
Registered office
Nieuw-Sloten 10
2830 Willebroek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.