Summary
NOW CUBE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €8.21M and a net result of €817k. Equity is growing by ~13% per year across the filed fiscal years. Its solvency ranks better than 53% of 2394 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-04-2026, 93 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
93 d early
2024
34 d early
2023
34 d early
2022
24 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€8.21M▲ 11.1%
2024 · €7.39M
2022: €5.09M
2023: €6.89M
2024: €7.39M
2022 → 2025
Net result
€817k▲ 64.0%
2024 · €498k
2022: €4.09M
2023: €1.80M
2024: €498k
2022 → 2025
Total assets
€12.65M▲ 3.2%
2024 · €12.26M
2022: €10.93M
2023: €12.16M
2024: €12.26M
2022 → 2025
Solvency
64.9%▲ 4.6pp
2024 · 60.3%
2022: 46.6%
2023: 56.7%
2024: 60.3%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€5.09M-€6.89M▲ 35.4%€7.39M▲ 7.2%€8.21M▲ 11.1%
Operating result€333k-€334k▲ 0.6%€354k▲ 5.7%€359k▲ 1.6%
Net result€4.09M-€1.80M▼ 56.0%€498k▼ 72.3%€817k▲ 64.0%
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 2% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €12.65M
Fixed assets
€11.99M =
Current assets
€656k ▲ 148%
Equity and liabilities €12.65M
Equity
€8.21M ▲ 11.1%
Debt
€4.44M ▼ 8.8%
Debt's share of the balance-sheet total falls from 39.7% to 35.1%. Equity is higher and debt is lower.
Key figures and ratios
ROE
10.0%▲
2024 · 6.7%
ROA
6.5%▲
2024 · 4.1%
Debt ≤ 1 year
€3.99M▲
2024 · €2.89M
Debt > 1 year
€449k▼
2024 · €1.98M
Income taxes
€79k▲
2024 · €66k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€12.26M€12.65M▲
Fixed assets21/28€11.99M€11.99M=
Financial fixed assets28€11.99M€11.99M=
Current assets29/58€265k€656k▲
Amounts receivable within one year40/41€110k€36k▼
Trade receivables40€110k€36k▼
Cash at bank and in hand54/58€155k€620k▲
Equity and liabilities
Total equity and liabilities10/49€12.26M€12.65M▲
Equity10/15€7.39M€8.21M▲
Contributions10/11€1.00M€1.00M=
Profit (loss) carried forward14€6.39M€7.21M▲
Amounts payable17/49€4.87M€4.44M▼
Amounts payable after more than one year17€1.98M€449k▼
Financial debts170/4€1.43M€449k▼
Other amounts payable178/9€550k€0▼
Amounts payable within one year42/48€2.89M€3.99M▲
Current portion of amounts payable after more than one year42€1.48M€984k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€0-
Suppliers440/4€0-
Taxes, remuneration and social security45€151k€156k▲
Taxes450/3€151k€156k▲
Other amounts payable47/48€1.26M€2.85M▲
Accrued charges and deferred income492/3€0€4k▲
Income statement
Code20242025
Other operating charges640/8€968€998▲
Gross operating margin9900€355k€360k▲
Operating profit (loss)9901€354k€359k▲
Financial income75/76B€322k€650k▲
Recurring financial income75€322k€650k▲
Financial charges65/66B€112k€113k▲
Recurring financial charges65€112k€113k▲
Profit (loss) for the period before taxes9903€564k€896k▲
Income taxes67/77€66k€79k▲
Profit (loss) for the period9904€498k€817k▲
Profit (loss) for the period to be appropriated9905€498k€817k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6.39M€7.21M▲
Profit (loss) brought forward from the previous period14P€5.89M€6.39M▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €498k ▼72.3%
Net result drops to €498k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Putdaelweg 331150 Sint-Pieters-WoluweGround area
2,001 m²
Building footprint
251 m²
Volume, LiDAR
1,974 m³
Parcel 21682C0011/00X005, Brussels · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Putdaelweg 33, 1150 Sint-Pieters-Woluwe
since 20212.319.651.169
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21682C0011/00X005 | Brussels | 2,001 m² | 1 · 251 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ALTREA LOGISTICS
BE 0898.350.949
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CASELIA
BE 0893.859.750
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CN Rood Holding Belgium
BE 0723.876.752
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LATONA
BE 0477.004.527
Antwerpen · Eq €8,196,570
ORELY
BE 0896.465.684
LUXEMBOURG · Eq €8,191,334
Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 6,611 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2021
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.