NOVOMINE
ActiveSummary
NOVOMINE has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €274k and a net result of €14k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 79% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+50
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 2.39 against 7.15 in 2024; short-term debt: 16.3% and cash: 28.4% of total assets), and 16.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.7%
Return on assets
4.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
11 d late
2022
30 d late
2021
30 d late
2020
18 d late
2019
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€274k▼ 8.7%
2024 · €300k
2018: €84k
2019: €93k
2020: €84k
2021: €84k
2022: €85k
2023: €296k
2024: €300k
2018 → 2025
Total assets
€327k▲ 3.1%
2024 · €317k
2018: €129k
2019: €144k
2020: €135k
2021: €117k
2022: €122k
2023: €331k
2024: €317k
2018 → 2025
Net result
€14k▲ 286%
2024 · €4k
2018: €36k
2019: €17k
2020: €5k
2021: €19
2022: €19k
2023: €232k
2024: €4k
2018 → 2025
Working capital
€74k▼ 31.2%
2024 · €108k
2018: €-17k
2019: €-7k
2020: €-15k
2021: €-15k
2022: €65k
2023: €104k
2024: €108k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€84k-€85k▲ 0.7%€296k▲ 248%€300k▲ 1.2%€274k▼ 8.7%
Operating result€11k-€22k▲ 88.8%€238k▲ 1,006%€-6k€12k
Net result€19-€19k▲ 95,895%€232k▲ 1,152%€4k▼ 98.4%€14k▲ 286%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €12k after a loss of €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €327k
Fixed assets
€199k ▲ 4.0%
Current assets
€127k ▲ 1.7%
Equity and liabilities €327k
Equity
€274k ▼ 8.7%
Debt
€53k ▲ 204%
Debt's share of the balance-sheet total rises from 5.5% to 16.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€14k▲
2024 · €-5k
Cash flow
€15k▲
2024 · €5k
Current ratio
2.39▼
2024 · 7.15
Debt to equity
0.19▲
2024 · 0.06
ROE
5.1%▲
2024 · 1.2%
ROA
4.3%▲
2024 · 1.1%
Interest coverage
5.56▲
2024 · -47.50
Debt ≤ 1 year
€53k▲
2024 · €18k
Income taxes
€6k▲
2024 · €608
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€317k€327k▲
Fixed assets21/28€192k€199k▲
Tangible fixed assets22/27€2k€10k▲
Furniture and vehicles24€717€9k▲
Other tangible fixed assets26€1k€750▼
Financial fixed assets28€190k€190k=
Current assets29/58€125k€127k▲
Amounts receivable within one year40/41€17k€31k▲
Trade receivables40€15k€29k▲
Other amounts receivable41€2k€2k=
Current investments50/53€20k-
Cash at bank and in hand54/58€88k€93k▲
Deferred charges and accrued income490/1€1k€4k▲
Equity and liabilities
Total equity and liabilities10/49€317k€327k▲
Equity10/15€300k€274k▼
Contributions10/11€17k€17k=
Reserves13€115k€89k▼
Non-distributable reserves130/1€114k€88k▼
Reserves not available under the articles1311-€88k
Own shares acquired1312€114k-
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€167k€167k=
Amounts payable17/49€18k€53k▲
Amounts payable within one year42/48€18k€53k▲
Trade debts44€6k€2k▼
Suppliers440/4€6k€2k▼
Taxes, remuneration and social security45€11k€11k▲
Taxes450/3€11k€11k▲
Other amounts payable47/48€392€40k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€988€1k▲
Other operating charges640/8€6k€2k▼
Gross operating margin9900€1k€16k▲
Operating profit (loss)9901€-6k€12k▲
Financial income75/76B€10k€10k▼
Recurring financial income75€10k€10k▼
Financial charges65/66B€96€2k▲
Recurring financial charges65€96€2k▲
Profit (loss) for the period before taxes9903€4k€20k▲
Income taxes67/77€608€6k▲
Profit (loss) for the period9904€4k€14k▲
Profit (loss) for the period to be appropriated9905€4k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€171k€181k▲
Profit (loss) brought forward from the previous period14P€167k€167k=
Transfer from equity791/2-€40k
Transfer to equity691/2€4k€14k▲
To other reserves6921€4k€14k▲
Profit to be distributed694/7-€40k
Return on contributions (dividend)694-€40k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
11-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 11 days late
2023
31-12
Financial
Highest result since 2018net €232k ▲1152%
Operating result €238k, net result €232k, both a record.
31-12
Financial
Equity above €200kEq €296k ▲248%
6 profitable years in a row build equity to €296k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Liquidity times 5current ratio 2.74
Current ratio from 0.55 to 2.74.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Weakest financial yearnet €19 ▼99.6%
Net result drops to €19, the lowest in the series; recovery starts the following year.
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
02-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 2 days late
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Tour des Vaux 391420 Braine-l'AlleudGround area
1,612 m²
Building footprint
131 m²
Volume, LiDAR
1,029 m³
Parcel 25014A0834/00C000, Wallonia · tallest building 9.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue Tour des Vaux 39, 1420 Braine-l'Alleud
since 20122.215.873.245
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25014A0834/00C000 | Wallonia | 1,612 m² | 1 · 131 m² | 9.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Total Data Software Solutions
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Econocom DigiTalent
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TRIDENT DATA SOLUTIONS
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CLIC IT Consulting
BE 0849.929.935
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WHISE
BE 0471.483.940
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Of 16,884 companies in sector 62100 we hold annual accounts for 8,775. 6,276 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2012
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:giuseppe.sessa@gmail.com
Phone:0475740042