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Checked.be
Complete company report
Generated 27-08-2026
Active BE 0697.722.780Private limited companyOpen bankruptcy

NovaSYO

· 8 yrs active
Conclusion Checked

A bankruptcy procedure is open for NovaSYO according to publications in the Belgian State Gazette. The file additionally contains 2 administrative flags. The 2022 annual accounts show negative equity (€-7k) and a net result of €-15k.

Based on the State Gazette, CBE and 5 annual accounts.
Key figures
Equity €-7k
Net result €-15k
Active 8 yrs
Board 2
Financial profile 5 of 5 axes measured · computed by Checked
Health0Profitability100Solvency44Growth78Stability0
44 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0
Profitability 100
Solvency 44
Growth 78
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
56 / 100
High riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
· 2 administrative flags (+6)
Trust signals 2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags3 events
Address struck×2Address strikeout annulled
Health barometer FY 2022 · computed
0 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2022 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview5 NBB filings
Annual accounts filed on 09-10-2023 with the NBB · fiscal year 2022 · micro
€-40k€-20k€0€20kOperating result 2018: €-36k€-36kNet result 2018: €-36k€-36kOperating result 2019: €6k€6kNet result 2019: €-30k€-30kOperating result 2020: €10k€10kNet result 2020: €-20k€-20kOperating result 2021: €9k€9kNet result 2021: €8k€8kOperating result 2022: €-15k€-15kNet result 2022: €-15k€-15k20182019202020212022
Operating resultNet result
EBITDA
€-7k
- 18-22
Net profit
€-15k
- 18-22
Cash flow
€-7k
- 18-22
Total assets
€327k
-1.3% 18-22
Equity
€-7k
- 18-22
Working capital
€-12k
- 18-22
Staff costs
€23k
- 18-22
Debt
€334k
+3.1% 18-22
Show 9 other metrics
Debt ≤ 1y
€319k
+9.3% 18-22
Debt > 1y
€17k
-3.6% 18-22
Current ratio
0.96
-10.1% 18-22
Quick ratio
0.40
-6.2% 18-22
Solvency
-2.2%
- 18-22
Debt / equity
-45.78
- 18-22
ROE
199.9%
+74.9% 18-22
ROA
-4.5%
- 18-22
Interest coverage
-690934.00
- 18-22
Figures by fiscal year
Fiscal year2022
Depositmicro
Revenue-
EBITDA€-7k
Net profit€-15k
Cash flow€-7k
Staff costs€23k
Income taxes-
Dividends-
Total assets€327k
Equity€-7k
Debt€334k
of which ≤ 1y€319k
of which > 1y-
Working capital€-12k
Employees (FTE)-
Ratios (computed)
2022
Current ratio0.96
Quick ratio0.40
Working capital ratio-3.6%
Solvency-2.2%
Debt / equity-45.78
Long-term debt ratio-
Interest coverage-690934.00
Gross margin-
Net margin-
ROA-4.5%
ROE199.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2022
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€327k
Fixed assets 21/28€20k
Tangible fixed assets 22/27€11k
Financial fixed assets 28€9k
Current assets 29/58€307k
Stocks & contracts in progress 3€179k
Amounts receivable within one year 40/41€108k
Cash & bank 54/58€20k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€327k
Equity 10/15€-7k
Contributions / capital 10/11€19k
Accumulated profits (losses) 14€-26k
Amounts payable 17/49€334k
Amounts payable within one year 42/48€319k
Trade debts payable within one year 44€53k
Income statement
Gross operating margin 9900€17k
Operating result 9901€-15k
Financial charges 65€0
Result before taxes 9903€-15k
Net result for the period 9904€-15k
Result to be appropriated 9905€-15k
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 6 directors
Current directors & mandates
  • MUNTIANU Vasile-Laurentiu
    Director
    State Gazette act 24162612 (18-11-2024)
    Current
    18-11-2024 → present
  • Condé Moussa
    Director
    State Gazette act 24128082 (02-09-2024)
    Current
    17-02-2024 → present
Former directors (4)
  • MOCANU Gheorghe
    Director
    State Gazette act 24157254 (04-11-2024)
    Former
    04-11-2024 → 18-11-2024
    2 events
    • 18-11-2024 Resigned· Director
    • 04-11-2024 Appointed· Director
  • CONDE Moussa
    Director
    State Gazette act 24157254 (04-11-2024)
    Former
    - → 04-11-2024
  • AYDOGMUS Osman Hamdi
    Manager
    State Gazette act 24094062 (24-06-2024)
    Former
    - → 24-06-2024
  • Aydogmus Osman
    Director
    State Gazette act 24128082 (02-09-2024)
    Former
    - → 17-02-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Directors & mandates1 person
Role Name Tenure Source
Curator CHARLES-HENRI SPRINGUEL
AVENUE LOUISE 349, 1050 IXELLES
 14-08-2025 → present Belgian State Gazette
Legal Structure
NACE primary -
Legal form Private limited company(610)
Incorporation07-06-2018
StatusActive
Postal code-
First insolvency signal 22-08-2025
Latest insolvency signal 22-08-2025
Establishment units 1 location
Stockverkoop
de Mérodestraat 339, 1190 VorstDetailhandel in meubels
since 20182.278.022.234
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21526D0069/02A005 Brussels 310 m² 1 · 243 m² 10.9 m · 2 fl.
21007A0019/00B002 Brussels 220 m² 1 · 303 m² 20.2 m · 5 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 17 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
22-08-2025
Bankruptcy Opening
Tribunal de l’entreprise francophone de Bruxelles · SRL NOVASYO AVENUE DE LA LIBERTE 175, 1080 MOLENBEEK-SAINT-JEAN · event 14-08-2025
18-08-2025
KBO administration Address struck
07-05-2025
KBO administration Address strikeout annulled
28-02-2025
KBO administration Address struck
2024
18-11-2024
State Gazette act Capital & shares
04-11-2024
State Gazette act Director changes
24-10-2024
State Gazette act Registered-office change
02-09-2024
State Gazette act Director changes
24-06-2024
State Gazette act Director changes
Steven VANDERSNICKT
2023
09-10-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
01-11-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
31-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
16-03-2021
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
08-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
Lifecycle & Insolvency Signals4 events
22-08-2025
Bankruptcy Opening
Date: 14-08-2025 · Tribunal de l’entreprise francophone de Bruxelles · SRL NOVASYO AVENUE DE LA LIBERTE 175, 1080 MOLENBEEK-SAINT-JEAN · Publications in State Gazette ↗
Full insolvency chronology

The full chronology lists every recorded event with its date, the competent court and the appointed liquidator or administrator. It answers at which stage the proceedings stand and whether they are still running.

We hold 3 further earlier events in this file, covering 28-02-2025 to 18-08-2025.

Available in Kantoor S. See plans →
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-02-28 · KBO administration · Address struck2025-05-07 · KBO administration · Address strikeout annulled2025-08-18 · KBO administration · Address struck2025-08-22 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgian State Gazette reading coverage 0 of 11 acts read

We know of 11 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 5 acts
Capital history · 1
18-11-2024
Capital change
Address history · 1
24-10-2024
Registered-office move
All acts · 5 updated 1 year ago
2024
18-11-2024 All shares are now held by a single shareholder Capital & shares
Technical details 
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    }
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  "notary": {
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    "firm_name": null,
    "office_city": "Molenbeek-Saint-Jean",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": null,
    "filing_date": "2024-11-06",
    "act_kind_objet": "Nomination d\u0027un administrateur - D\u00E9mission d\u0027un administrateur\n- Transfert des actions"
  },
  "decision": {
    "body": "algemene_vergadering",
    "act_date": "2024-10-31",
    "unanimous": null,
    "under_authorized_capital": false,
    "underlying_resolution_date": null
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0697.722.780",
    "name_full": "NOVASYO",
    "legal_form": "Soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
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  },
  "co_filed_documents": [],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "MUNTIANU Vasile-Laurentiu",
      "role": "g\u00E9rant_statutaire",
      "n_shares": 100,
      "share_class": null
    },
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "MOCANU Gheorghe",
      "role": null,
      "n_shares": 0,
      "share_class": null
    },
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "ERBAS Mehmet",
      "role": null,
      "n_shares": 0,
      "share_class": null
    }
  ],
  "share_classes_after": []
}
04-11-2024 1 director appointed, 1 resigning Director changes
  • MOCANU Gheorghe, Bestuurder
  • CONDE Moussa, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "MOCANU Gheorghe",
        "address": "Rue des Champs 169 - 7100 La Louvi\u00E8re",
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      },
      "reason": null,
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      "evidence_quote": "Monsieur MOCANU Gheorghe domicili\u00E9 \u00E0 Rue des Champs 169 - 7100 La Louvi\u00E8re est nomm\u00E9 administrateur pour une dur\u00E9e ind\u00E9termin\u00E9e.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
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      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
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    },
    {
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      },
      "reason": "de_plein_droit_dissolution",
      "subkind": "regular",
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      "evidence_quote": "Monsieur CONDE Moussa d\u00E9missionne de son poste d\u0027administrateur. D\u00E9charge-lui est donn\u00E9e quant \u00E0 la dur\u00E9e de son mandat.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
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    },
    {
      "kind": "substantive_delegation",
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      "person": {
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        "name": "CONDE Moussa",
        "address": null,
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      },
      "reason": null,
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      "evidence_quote": "Monsieur CONDE Moussa c\u00E8de ses 50 actions \u00E0 Monsieur MOCANU Gheorghe qui accepte.",
      "decharge_status": null,
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    },
    {
      "kind": "board_snapshot",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "ERBAS Mehmet",
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      "effective_date": null,
      "evidence_quote": "Monsieur ERBAS Mehmet Administrateur MOCANU Gheorghe 50 actions",
      "decharge_status": null,
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      "rep_rotation_new_rep": null,
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    }
  ],
  "notary": {
    "name": null,
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    "office_city": "Bruxelles",
    "is_associated": false
  },
  "act_meta": {
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    "pub_date": "2024-11-04",
    "filing_date": "2024-10-24",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
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      "date": "2024-09-30",
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  "is_correction": false,
  "subject_company": {
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  "publication_proxy": {
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  "co_filed_documents": [],
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}
24-10-2024 Registered office moved from Forest to Molenbeek Registered-office change
  • Rue de Mérode 339-1190 Forest → Avenue de la Liberté 175 - 1080 Molenbeek-Saint-Jean
Technical details 
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        "street_number": "175",
        "locality_suffix": "Saint-Jean"
      },
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        "street": "Rue de M\u00E9rode",
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        "postcode": "1190",
        "box_number": null,
        "street_number": "339",
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      },
      "effective_date": "2024-10-08",
      "evidence_quote": "",
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      "old_address_source": "header_volledig_adres",
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  "notary": {
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  },
  "act_meta": {
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    "filing_date": "2024-10-01",
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  },
  "decision": {
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  "subject_company": {
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  "publication_proxy": {
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    "person_name": "CONDE Moussa",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur"
  },
  "co_filed_documents": [
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    "Annexes du Moniteur belge"
  ]
}
02-09-2024 1 director appointed, 1 resigning Director changes
  • Condé Moussa, Bestuurder
  • Aydogmus Osman, Bestuurder
Technical details 
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    {
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      "role": "administrateur",
      "person": {
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        "name": "Aydogmus Osman",
        "address": null,
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      },
      "reason": "de_plein_droit_dissolution",
      "subkind": "rectification",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-02-17",
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cide de r\u00E9voquer Aydogmus Osman en tant qu\u0027administrateur, et ce avec effet au 17/02/2024. L\u0027assembl\u00E9e g\u00E9n\u00E9rale donne \u00E0 cette personne d\u00E9charge pour l\u0027ex\u00E9cution de son mandat.",
      "decharge_status": "granted",
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      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
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        "name": "Cond\u00E9 Moussa",
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      },
      "reason": null,
      "subkind": "confirmation",
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      "compensated": true,
      "effective_date": "2024-02-17",
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cide de nommer Cond\u00E9 Moussa en tant qu\u0027administrateur, et ce avec effet au 17/02/2024. Ce mandat a une dur\u00E9e ind\u00E9termin\u00E9e. Le mandat est r\u00E9mun\u00E9r\u00E9.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
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      "kind": "board_snapshot",
      "role": null,
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      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-02-17",
      "evidence_quote": "La nouvelle r\u00E9partition des actions est la suivante:\n- Cond\u00E9 Moussa: 100% des actions",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
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    {
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      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-02-17",
      "evidence_quote": "L\u0027assembl\u00E9e d\u00E9cide que le si\u00E8ge social de la soci\u00E9t\u00E9 sera transfer\u00E9 de Chauss\u00E9e de Mons 673 1070 Anderlecht \u00E0 Rue Merode 339 1190 Bruxelles, et ce \u00E0 compter du 17/02/2024",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
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    {
      "kind": "decharge_granted",
      "role": null,
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale donne procuration \u00E0 BV Digitwise Group, personne morale ayant son si\u00E8ge social \u00E0 9200 Dendermonde, Fabriekstraat (BAA) 37, RPR Ondernemingsrechibank Gent - d\u00E9partement Dendermonde,",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "publication_proxy",
      "role": null,
      "person": {
        "rrn": null,
        "name": "Mohamed El kaddouri",
        "address": null,
        "birth_date": null,
        "profession": "Directeur",
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": null,
        "name": "BV Digitwise Group",
        "address": "9200 Dendermonde, Fabriekstraat (BAA) 37",
        "country": "BE",
        "legal_form": null
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Pour la publication des d\u00E9cisions de cette r\u00E9union, Mohamed El kaddouri, Directeur de BV Digitwise Group, signera.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
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  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Dendermonde",
    "is_associated": false
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  "act_meta": {
    "language": "mixed",
    "pub_date": null,
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    "act_kind_objet": "Objet de l\u0027acte:"
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  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-01-31",
      "unanimous": true
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  "is_correction": false,
  "subject_company": {
    "kbo": "0697.722.780",
    "name_full": "Novasyo",
    "legal_form": "spr"
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  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": "BV Digitwise Group",
    "person_name": "Mohamed El kaddouri",
    "org_rep_person_name": null,
    "person_role_at_subject": "Directeur"
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  "co_filed_documents": [],
  "corrected_publication_numac": null
}
24-06-2024 AYDOGMUS Osman Hamdi resigns as manager Director changes·Steven VANDERSNICKT
  • AYDOGMUS Osman Hamdi, Zaakvoerder
Notary: Steven VANDERSNICKT · Zele
Technical details 
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      "kind": "board_snapshot",
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      "evidence_quote": "",
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      "evidence_quote": "",
      "decharge_status": "pending_next_agm",
      "mandate_duration": null,
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  "notary": {
    "name": "Steven VANDERSNICKT",
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  "act_meta": {
    "language": "nl",
    "pub_date": "2024-06-24",
    "filing_date": "2024-06-14",
    "act_kind_objet": "Onderwerp akte:"
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  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-06-24",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2024-06-24",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2024-06-24",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2024-06-24",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2024-06-24",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2024-06-24",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2024-06-24",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2024-06-24",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2024-06-24",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2024-06-24",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0697.722.780",
    "name_full": "NOVASYO",
    "legal_form": "BV"
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  "publication_proxy": {
    "kind": "person",
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    "person_name": "Steven VANDERSNICKT",
    "org_rep_person_name": null,
    "person_role_at_subject": "notaris"
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  "co_filed_documents": [
    "uitgifte van akte"
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  "corrected_publication_numac": null
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Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL NovaSYO
Registration history
  1. 18-08-2025 Address struck
  2. 07-05-2025 Address strikeout annulled
  3. 28-02-2025 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative