NOVA-BÂT
ActiveSummary
The computed 12-month bankruptcy probability of NOVA-BÂT is 1.8% (moderate). The 2025 annual accounts show equity of €13k and a net result of €25k. Its solvency ranks better than 20% of 27786 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency43
Growth-
Track record67
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.02; short-term debt: 81.9% and cash: 49.7% of total assets), and 81.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.1%
Return on assets
35.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 27786 sector peers (2025).
NBB · sector comparisonPosition among 27786 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
7 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€13k
Total assets
€70k
Net result
€25k
Working capital
€1k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €70k
Fixed assets
€12k
Current assets
€58k
Equity and liabilities €70k
Equity
€13k
Debt
€57k
Debt finances 81.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€29k
Cash flow
€26k
Current ratio
1.02
Debt to equity
4.51
ROE
194.4%
ROA
35.3%
Interest coverage
698.00
Debt ≤ 1 year
€57k
Income taxes
€3k
Staff costs
€2k
Filed annual accounts As filed with the NBB · 2025 · 38 lines
Balance sheet
Code2025
Assets
Total assets20/58€70k
Fixed assets21/28€12k
Tangible fixed assets22/27€12k
Plant, machinery and equipment23€1k
Furniture and vehicles24€11k
Current assets29/58€58k
Amounts receivable within one year40/41€22k
Trade receivables40€21k
Other amounts receivable41€1k
Cash at bank and in hand54/58€35k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€70k
Equity10/15€13k
Profit (loss) carried forward14€13k
Amounts payable17/49€57k
Amounts payable within one year42/48€57k
Trade debts44€19k
Suppliers440/4€19k
Taxes, remuneration and social security45€4k
Taxes450/3€4k
Remuneration and social security454/9€297
Other amounts payable47/48€35k
Income statement
Code2025
Remuneration, social security and pensions62€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k
Other operating charges640/8€498
Gross operating margin9900€32k
Operating profit (loss)9901€28k
Financial income75/76B€25
Recurring financial income75€25
Financial charges65/66B€42
Recurring financial charges65€42
Profit (loss) for the period before taxes9903€28k
Income taxes67/77€3k
Profit (loss) for the period9904€25k
Profit (loss) for the period to be appropriated9905€25k
Appropriation of the result
Profit (loss) to be appropriated9906€25k
Profit to be distributed694/7€12k
Directors or managers695€12k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Cloutiers 54000 LiègeGround area
85 m²
Building footprint
71 m²
Volume, LiDAR
642 m³
Parcel 62802B0326/00R000, Wallonia · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
NOVA-BÂT
since 20252.377.525.725
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62802B0326/00R000 | Wallonia | 85 m² | 1 · 71 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WILKIN FREDERIC TOITURE ET BARDAGE
BE 0784.369.912
Verviers · Eq €12,687
ACouvert
BE 0752.529.661
Visé · Eq €12,674
VIMA CONSTRUCTION
BE 0776.633.468
Mettet · Eq €12,772
MLV BOUW
BE 0797.641.886
Maasmechelen · Eq €12,658
DAKWERKEN LUDOVIC COSAERT
BE 0778.975.722
Zwevegem · Eq €12,648
Of 8,561 companies in sector 43410 we hold annual accounts for 4,357. 2,558 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-07-2025
Fiscal year end31-12
Activities, NACEBEL 2025
43350Other building finishing work
43410Roofing work
43120Site preparation
43320Joinery installation
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.